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About Heart of Illinois Financial Advisors

We're proud to be Thrivent financial professionals and even prouder to be serving in the Bloomington-Normal area.


Each of our qualified Financial Advisors lives, works, and volunteers right here in our community. At our office just off Eastland Drive in Bloomington, we provide personalized financial guidance to people at all stages of life, getting to know them and helping them accomplish their financial goals while supporting the causes that matter to them.


At Thrivent, we view money not as a goal itself, but as a tool that can afford you a life rich in meaning and gratitude. We believe humanity thrives when individuals make the most of all they've been given. We're here to help you do just that.

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Your Heart of Illinois Financial Advisors Team in the Community

The HOIFA Thrivent office is deeply involved in supporting local nonprofits and strengthening our community through event sponsorships and participation in fundraisers throughout the year.

Chris Ayers

Chris Ayers

FIC, RICP®

Chris Ayers is proud to serve the Bloomington-Normal community as a Financial Advisor, where he has worked and raised a family. His wife Kristen continues to teach special needs students at Bloomington Junior High, and his son Caden is local, too, in welding training. Daughter Kelsie is a nurse at Cincinnati Children’s Hospital.


Chris is active in the community; when not working in the office or spending time with his family, you can find him volunteering for the Salvation Army or participating in community events.

Title

Financial Advisor

State(s) Licensed
AZ, CO, FL, GA, IL, IN, LA, ME, MN, MO, MT, NC, OH, SC, TX, WY,
Location

Bloomington, IL

Website
https://connect.thrivent.com/chris-ayers
Email
chris.ayers@thrivent.com
Phone
309-664-7770
Fax

866-850-0746

    Robert Borchers

    Robert Borchers

    RICP®, CLTC®

    Bob has been a Financial Advisor with Thrivent since 2015. He grew up in Central Illinois and graduated with a degree in Finance from Illinois State University in 1989. He and his wife, Yvette returned to Bloomington-Normal in 1999 where they raised their 3 children, Haley, Alex & Maddie. Yvette has been a medical transcriptionist for over 20 years. They are actively involved in their local church, Vale Church. Haley and Maddie both live in the area and are in education. Alex is a Mechanical Engineer in Louisville, KY. 


    Bob & Yvette have been actively involved with local dog rescues for several years. In addition to their three foster failures, they have fostered over 200 dogs over the years. When not in the office, Bob enjoys spending time with family (including the dogs) and any outdoor activities – especially working on his golf game.

    Title

    Financial Advisor

    State(s) Licensed
    FL, GA, IA, IL, KY, LA, NC, NE, TN, WI,
    Website
    https://connect.thrivent.com/robert-borchers
    Email
    robert.borchers@thrivent.com
    Phone
    309-664-7770
    Fax

    866-850-0746

      Renae Etka

      Renae Etka

      As a lifetime resident of Bloomington-Normal, Renae Etka is proud to serve Thrivent members in her lifelong community. She has a Bachelors Degree from ISU in Public Health and enjoys spending time with her family and grandkids, traveling, golfing and volunteering. She currently serves on the Board of Home Sweet Home Ministries.

      Title

      Financial Associate

      State(s) Licensed
      IL, MO, NC, TN,
      Website
      https://connect.thrivent.com/renae-etka
      Email
      renae.etka@thrivent.com
      Phone
      309-664-7770
      Fax

      866-850-0746

        Tony Gingerich

        Tony Gingerich

        Tony joined the Heart of Illinois Associates in 2017 after several years in the banking industry. He is married to his beautiful wife, Danielle, and they have three children, Willow, Knox and Piper. Tony and his family are members of Crosspoint Community Church in Eureka, IL. When he is away from the office, Tony enjoys spending time with his family, golfing, and cheering on the St Louis Cardinals.

        Title

        Financial Advisor

        State(s) Licensed
        AL, AR Insurance Lic. #18402593 , FL, IL, IN, NE, OH, SC, TN, TX,
        Website
        https://connect.thrivent.com/tony-gingerich
        Email
        tony.gingerich@thrivent.com
        Phone
        309-664-7770
        Fax

        866-850-0746

          Gary Cates

          Gary Cates

          Title

          Financial Advisor

          State(s) Licensed
          IL, MI,
          Website
          https://connect.thrivent.com/gary-cates
          Email
          gary.cates@thrivent.com
          Phone
          309-295-6087
            Kyle Foster

            Kyle Foster

            BFA™

            Kyle is originally from Dixon, IL, but moved to the Bloomington area with his wife in 2011 after they were married in 2007. He joined Thrivent in 2022 after a decade working in banking. Emily has been a hairstylist for over 20 years, and now works at Hello Beautiful in Bloomington. They have two children, Berkley and Hudson, who are students at Cornerstone Christian Academy. They are both very active in sports, particularly softball and baseball. Kyle is an avid Chicago sports fan, and spends his free time running and trying to golf.

            Title

            Financial Advisor

            State(s) Licensed
            CO, IL, IN, SC,
            Website
            https://connect.thrivent.com/kyle-foster
            Email
            kyle.foster@thrivent.com
            Phone
            309-664-7770
              Julie James

              Julie James

              Julie graduated from Illinois College with a bachelor’s degree in business and economics. She has spent her career in the banking and financial industries. She is married to Mike who is in software sales at SAS Institute.


              They have 3 grown children, 2 beautiful granddaughters and a spunky mini Goldendoodle. Beyond work, Julie is deeply involved in her her community, where she actively volunteers and strives to make a positive impact.

              Title

              Office Manager

              Phone
              309-664-7770
              Fax

              866-850-0746

                Cassandra Black

                Cassandra Black

                Originally from Michigan, Cassie joined the team in 2025 after working in the music retail industry for many years. She is an Interlochen Arts Academy graduate. She also attended the University of North Texas for music performance where she studied euphonium, tuba and trombone.


                She is married to her husband, Nic who is a professor of German at Illinois State University and Heartland Community College. In her free time she enjoys playing euphonium in the Bloomington-Normal Community band, experimenting with new recipes in the kitchen, and taking her wonderful dog Lilly on adventures.

                Title

                Office Professional

                Phone
                309-664-7770
                Fax

                866-850-0746

                  Chris Ayers

                  Chris Ayers

                  FIC, RICP®

                  Title

                  Financial Advisor

                  State(s) Licensed
                  AZ, CO, FL, GA, IL, IN, LA, ME, MN, MO, MT, NC, OH, SC, TX, WY,
                  Website
                  https://connect.thrivent.com/chris-ayers
                  Email
                  chris.ayers@thrivent.com
                  Phone
                  309-664-7770
                    Robert Borchers

                    Robert Borchers

                    RICP®, CLTC®

                    Title

                    Financial Advisor

                    State(s) Licensed
                    FL, GA, IA, IL, KY, LA, NC, NE, TN, WI,
                    Website
                    https://connect.thrivent.com/robert-borchers
                    Email
                    robert.borchers@thrivent.com
                    Phone
                    309-664-7770
                      Gary Cates

                      Gary Cates

                      Title

                      Financial Advisor

                      State(s) Licensed
                      IL, MI,
                      Website
                      https://connect.thrivent.com/gary-cates
                      Email
                      gary.cates@thrivent.com
                      Phone
                      309-295-6087
                        Renae Etka

                        Renae Etka

                        Title

                        Financial Associate

                        State(s) Licensed
                        IL, MO, NC, TN,
                        Website
                        https://connect.thrivent.com/renae-etka
                        Email
                        renae.etka@thrivent.com
                        Phone
                        309-664-7770
                          Kyle Foster

                          Kyle Foster

                          BFA™

                          Title

                          Financial Advisor

                          State(s) Licensed
                          CO, IL, IN, SC,
                          Website
                          https://connect.thrivent.com/kyle-foster
                          Email
                          kyle.foster@thrivent.com
                          Phone
                          309-664-7770
                            Tony Gingerich

                            Tony Gingerich

                            Title

                            Financial Advisor

                            State(s) Licensed
                            AL, AR Insurance Lic. #18402593 , FL, IL, IN, NE, OH, SC, TN, TX,
                            Website
                            https://connect.thrivent.com/tony-gingerich
                            Email
                            tony.gingerich@thrivent.com
                            Phone
                            309-664-7770
                              Chris Ayers

                              Chris Ayers

                              FIC, RICP®

                              Title

                              Financial Advisor

                              State(s) Licensed
                              AZ, CO, FL, GA, IL, IN, LA, ME, MN, MO, MT, NC, OH, SC, TX, WY,
                              Website
                              https://connect.thrivent.com/chris-ayers
                              Email
                              chris.ayers@thrivent.com
                              Phone
                              309-664-7770
                                Robert Borchers

                                Robert Borchers

                                RICP®, CLTC®

                                Title

                                Financial Advisor

                                State(s) Licensed
                                FL, GA, IA, IL, KY, LA, NC, NE, TN, WI,
                                Website
                                https://connect.thrivent.com/robert-borchers
                                Email
                                robert.borchers@thrivent.com
                                Phone
                                309-664-7770
                                  Gary Cates

                                  Gary Cates

                                  Title

                                  Financial Advisor

                                  State(s) Licensed
                                  IL, MI,
                                  Website
                                  https://connect.thrivent.com/gary-cates
                                  Email
                                  gary.cates@thrivent.com
                                  Phone
                                  309-295-6087
                                    Renae Etka

                                    Renae Etka

                                    Title

                                    Financial Associate

                                    State(s) Licensed
                                    IL, MO, NC, TN,
                                    Website
                                    https://connect.thrivent.com/renae-etka
                                    Email
                                    renae.etka@thrivent.com
                                    Phone
                                    309-664-7770
                                      Kyle Foster

                                      Kyle Foster

                                      BFA™

                                      Title

                                      Financial Advisor

                                      State(s) Licensed
                                      CO, IL, IN, SC,
                                      Website
                                      https://connect.thrivent.com/kyle-foster
                                      Email
                                      kyle.foster@thrivent.com
                                      Phone
                                      309-664-7770
                                        Tony Gingerich

                                        Tony Gingerich

                                        Title

                                        Financial Advisor

                                        State(s) Licensed
                                        AL, AR Insurance Lic. #18402593 , FL, IL, IN, NE, OH, SC, TN, TX,
                                        Website
                                        https://connect.thrivent.com/tony-gingerich
                                        Email
                                        tony.gingerich@thrivent.com
                                        Phone
                                        309-664-7770
                                          Chris Ayers

                                          Chris Ayers

                                          FIC, RICP®

                                          Title

                                          Financial Advisor

                                          State(s) Licensed
                                          AZ, CO, FL, GA, IL, IN, LA, ME, MN, MO, MT, NC, OH, SC, TX, WY,
                                          Website
                                          https://connect.thrivent.com/chris-ayers
                                          Email
                                          chris.ayers@thrivent.com
                                          Phone
                                          309-664-7770
                                            Robert Borchers

                                            Robert Borchers

                                            RICP®, CLTC®

                                            Title

                                            Financial Advisor

                                            State(s) Licensed
                                            FL, GA, IA, IL, KY, LA, NC, NE, TN, WI,
                                            Website
                                            https://connect.thrivent.com/robert-borchers
                                            Email
                                            robert.borchers@thrivent.com
                                            Phone
                                            309-664-7770
                                              Gary Cates

                                              Gary Cates

                                              Title

                                              Financial Advisor

                                              State(s) Licensed
                                              IL, MI,
                                              Website
                                              https://connect.thrivent.com/gary-cates
                                              Email
                                              gary.cates@thrivent.com
                                              Phone
                                              309-295-6087
                                                Renae Etka

                                                Renae Etka

                                                Title

                                                Financial Associate

                                                State(s) Licensed
                                                IL, MO, NC, TN,
                                                Website
                                                https://connect.thrivent.com/renae-etka
                                                Email
                                                renae.etka@thrivent.com
                                                Phone
                                                309-664-7770
                                                  Kyle Foster

                                                  Kyle Foster

                                                  BFA™

                                                  Title

                                                  Financial Advisor

                                                  State(s) Licensed
                                                  CO, IL, IN, SC,
                                                  Website
                                                  https://connect.thrivent.com/kyle-foster
                                                  Email
                                                  kyle.foster@thrivent.com
                                                  Phone
                                                  309-664-7770
                                                    Tony Gingerich

                                                    Tony Gingerich

                                                    Title

                                                    Financial Advisor

                                                    State(s) Licensed
                                                    AL, AR Insurance Lic. #18402593 , FL, IL, IN, NE, OH, SC, TN, TX,
                                                    Website
                                                    https://connect.thrivent.com/tony-gingerich
                                                    Email
                                                    tony.gingerich@thrivent.com
                                                    Phone
                                                    309-664-7770
                                                      Chris Ayers

                                                      Chris Ayers

                                                      FIC, RICP®

                                                      Title

                                                      Financial Advisor

                                                      State(s) Licensed
                                                      AZ, CO, FL, GA, IL, IN, LA, ME, MN, MO, MT, NC, OH, SC, TX, WY,
                                                      Website
                                                      https://connect.thrivent.com/chris-ayers
                                                      Email
                                                      chris.ayers@thrivent.com
                                                      Phone
                                                      309-664-7770
                                                        Robert Borchers

                                                        Robert Borchers

                                                        RICP®, CLTC®

                                                        Title

                                                        Financial Advisor

                                                        State(s) Licensed
                                                        FL, GA, IA, IL, KY, LA, NC, NE, TN, WI,
                                                        Website
                                                        https://connect.thrivent.com/robert-borchers
                                                        Email
                                                        robert.borchers@thrivent.com
                                                        Phone
                                                        309-664-7770
                                                          Gary Cates

                                                          Gary Cates

                                                          Title

                                                          Financial Advisor

                                                          State(s) Licensed
                                                          IL, MI,
                                                          Website
                                                          https://connect.thrivent.com/gary-cates
                                                          Email
                                                          gary.cates@thrivent.com
                                                          Phone
                                                          309-295-6087
                                                            Renae Etka

                                                            Renae Etka

                                                            Title

                                                            Financial Associate

                                                            State(s) Licensed
                                                            IL, MO, NC, TN,
                                                            Website
                                                            https://connect.thrivent.com/renae-etka
                                                            Email
                                                            renae.etka@thrivent.com
                                                            Phone
                                                            309-664-7770
                                                              Kyle Foster

                                                              Kyle Foster

                                                              BFA™

                                                              Title

                                                              Financial Advisor

                                                              State(s) Licensed
                                                              CO, IL, IN, SC,
                                                              Website
                                                              https://connect.thrivent.com/kyle-foster
                                                              Email
                                                              kyle.foster@thrivent.com
                                                              Phone
                                                              309-664-7770
                                                                Tony Gingerich

                                                                Tony Gingerich

                                                                Title

                                                                Financial Advisor

                                                                State(s) Licensed
                                                                AL, AR Insurance Lic. #18402593 , FL, IL, IN, NE, OH, SC, TN, TX,
                                                                Website
                                                                https://connect.thrivent.com/tony-gingerich
                                                                Email
                                                                tony.gingerich@thrivent.com
                                                                Phone
                                                                309-664-7770
                                                                  Chris Ayers

                                                                  Chris Ayers

                                                                  FIC, RICP®

                                                                  Title

                                                                  Financial Advisor

                                                                  State(s) Licensed
                                                                  AZ, CO, FL, GA, IL, IN, LA, ME, MN, MO, MT, NC, OH, SC, TX, WY,
                                                                  Website
                                                                  https://connect.thrivent.com/chris-ayers
                                                                  Email
                                                                  chris.ayers@thrivent.com
                                                                  Phone
                                                                  309-664-7770
                                                                    Robert Borchers

                                                                    Robert Borchers

                                                                    RICP®, CLTC®

                                                                    Title

                                                                    Financial Advisor

                                                                    State(s) Licensed
                                                                    FL, GA, IA, IL, KY, LA, NC, NE, TN, WI,
                                                                    Website
                                                                    https://connect.thrivent.com/robert-borchers
                                                                    Email
                                                                    robert.borchers@thrivent.com
                                                                    Phone
                                                                    309-664-7770
                                                                      Gary Cates

                                                                      Gary Cates

                                                                      Title

                                                                      Financial Advisor

                                                                      State(s) Licensed
                                                                      IL, MI,
                                                                      Website
                                                                      https://connect.thrivent.com/gary-cates
                                                                      Email
                                                                      gary.cates@thrivent.com
                                                                      Phone
                                                                      309-295-6087
                                                                        Renae Etka

                                                                        Renae Etka

                                                                        Title

                                                                        Financial Associate

                                                                        State(s) Licensed
                                                                        IL, MO, NC, TN,
                                                                        Website
                                                                        https://connect.thrivent.com/renae-etka
                                                                        Email
                                                                        renae.etka@thrivent.com
                                                                        Phone
                                                                        309-664-7770
                                                                          Kyle Foster

                                                                          Kyle Foster

                                                                          BFA™

                                                                          Title

                                                                          Financial Advisor

                                                                          State(s) Licensed
                                                                          CO, IL, IN, SC,
                                                                          Website
                                                                          https://connect.thrivent.com/kyle-foster
                                                                          Email
                                                                          kyle.foster@thrivent.com
                                                                          Phone
                                                                          309-664-7770
                                                                            Tony Gingerich

                                                                            Tony Gingerich

                                                                            Title

                                                                            Financial Advisor

                                                                            State(s) Licensed
                                                                            AL, AR Insurance Lic. #18402593 , FL, IL, IN, NE, OH, SC, TN, TX,
                                                                            Website
                                                                            https://connect.thrivent.com/tony-gingerich
                                                                            Email
                                                                            tony.gingerich@thrivent.com
                                                                            Phone
                                                                            309-664-7770
                                                                              Chris Ayers

                                                                              Chris Ayers

                                                                              FIC, RICP®

                                                                              Title

                                                                              Financial Advisor

                                                                              State(s) Licensed
                                                                              AZ, CO, FL, GA, IL, IN, LA, ME, MN, MO, MT, NC, OH, SC, TX, WY,
                                                                              Website
                                                                              https://connect.thrivent.com/chris-ayers
                                                                              Email
                                                                              chris.ayers@thrivent.com
                                                                              Phone
                                                                              309-664-7770
                                                                                Robert Borchers

                                                                                Robert Borchers

                                                                                RICP®, CLTC®

                                                                                Title

                                                                                Financial Advisor

                                                                                State(s) Licensed
                                                                                FL, GA, IA, IL, KY, LA, NC, NE, TN, WI,
                                                                                Website
                                                                                https://connect.thrivent.com/robert-borchers
                                                                                Email
                                                                                robert.borchers@thrivent.com
                                                                                Phone
                                                                                309-664-7770
                                                                                  Gary Cates

                                                                                  Gary Cates

                                                                                  Title

                                                                                  Financial Advisor

                                                                                  State(s) Licensed
                                                                                  IL, MI,
                                                                                  Website
                                                                                  https://connect.thrivent.com/gary-cates
                                                                                  Email
                                                                                  gary.cates@thrivent.com
                                                                                  Phone
                                                                                  309-295-6087
                                                                                    Renae Etka

                                                                                    Renae Etka

                                                                                    Title

                                                                                    Financial Associate

                                                                                    State(s) Licensed
                                                                                    IL, MO, NC, TN,
                                                                                    Website
                                                                                    https://connect.thrivent.com/renae-etka
                                                                                    Email
                                                                                    renae.etka@thrivent.com
                                                                                    Phone
                                                                                    309-664-7770
                                                                                      Kyle Foster

                                                                                      Kyle Foster

                                                                                      BFA™

                                                                                      Title

                                                                                      Financial Advisor

                                                                                      State(s) Licensed
                                                                                      CO, IL, IN, SC,
                                                                                      Website
                                                                                      https://connect.thrivent.com/kyle-foster
                                                                                      Email
                                                                                      kyle.foster@thrivent.com
                                                                                      Phone
                                                                                      309-664-7770
                                                                                        Tony Gingerich

                                                                                        Tony Gingerich

                                                                                        Title

                                                                                        Financial Advisor

                                                                                        State(s) Licensed
                                                                                        AL, AR Insurance Lic. #18402593 , FL, IL, IN, NE, OH, SC, TN, TX,
                                                                                        Website
                                                                                        https://connect.thrivent.com/tony-gingerich
                                                                                        Email
                                                                                        tony.gingerich@thrivent.com
                                                                                        Phone
                                                                                        309-664-7770