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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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Is your goal to grow, serve others and lead with purpose? Join us in a career where you can thrive. As a Thrivent financial advisor, you’ll benefit from: ✔️ A supportive culture rooted in values and community ✔️ Attractive income potential ✔️ Ongoing training and development ✔️ Flexible career paths tailored to your goals ✔️ Work that makes a lasting impact Start your journey 👉 thriventcareers.com/4nUFcbC

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Is your goal to grow, serve others and lead with purpose? Join us in a career where you can thrive. As a Thrivent financial advisor, you’ll benefit from: ✔️ A supportive culture rooted in values and community ✔️ Attractive income potential ✔️ Ongoing training and development ✔️ Flexible career paths tailored to your goals ✔️ Work that makes a lasting impact Start your journey 👉 thriventcareers.com/4nUFcbC

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4 Truths About Long-term Care Description If staying in your home is a top retirement priority, you’re not alone. Learn how creating a plan for care as you age can help you achieve that goal. Join us for our free workshop, 4 Truths About Long-term Care. Discover why it’s vital to create a strategy to protect your assets and reassure your family about the future. • Most people want to stay in their home. • Care is expensive, whether at home or not. • Sharpen your focus on the future you’re hoping for. No products will be sold at this event. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Long-term care insurance may not cover all of the costs associated with long-term care. You are advised to review your contract carefully. The contract has exclusions, limitations, and terms under which the benefits may be reduced, or the contract may be discontinued. Contract provisions and maximum monthly benefits may vary by state. For costs and complete details of coverage, contact your licensed insurance agent/producer. Date & Time Time shows in Eastern Time (US and Canada) You can choose to attend one or more of the following webinars. Oct 14, 2025 10:00 AM Oct 14, 2025 06:00 PM THRIVENT IS THE MARKETING NAME FOR THRIVENT FINANCIAL FOR LUTHERANS. Insurance products issued by Thrivent, Appleton, WI. Not available in all states. Licensed agent/producer of Thrivent. Thrivent.com/disclosures. ICC21 36175FB N3-21

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4 Truths About Long-term Care Description If staying in your home is a top retirement priority, you’re not alone. Learn how creating a plan for care as you age can help you achieve that goal. Join us for our free workshop, 4 Truths About Long-term Care. Discover why it’s vital to create a strategy to protect your assets and reassure your family about the future. • Most people want to stay in their home. • Care is expensive, whether at home or not. • Sharpen your focus on the future you’re hoping for. No products will be sold at this event. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Long-term care insurance may not cover all of the costs associated with long-term care. You are advised to review your contract carefully. The contract has exclusions, limitations, and terms under which the benefits may be reduced, or the contract may be discontinued. Contract provisions and maximum monthly benefits may vary by state. For costs and complete details of coverage, contact your licensed insurance agent/producer. Date & Time Time shows in Eastern Time (US and Canada) You can choose to attend one or more of the following webinars. Oct 14, 2025 10:00 AM Oct 14, 2025 06:00 PM THRIVENT IS THE MARKETING NAME FOR THRIVENT FINANCIAL FOR LUTHERANS. Insurance products issued by Thrivent, Appleton, WI. Not available in all states. Licensed agent/producer of Thrivent. Thrivent.com/disclosures. ICC21 36175FB N3-21

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Wealth transfer strategies: How to leave assets to your loved ones

Passing on assets is more than drafting a will—it’s an opportunity to share the beliefs and goals that shape your legacy. By planning now, your legacy is shaped by intention, not left to chance. Let’s schedule time to connect and help ensure your values carry forward in a lasting way.

Transferring wealth isn’t just about passing on assets—it’s about creating a lasting legacy. A thoughtful approach pairs expert financial planning with...

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Estate planning begins with thoughtful decisions about your loved ones, your assets and your wishes for who and what matters most. Here are some tools to help you take the first step: https://bit.ly/4nl6Myk

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Estate planning begins with thoughtful decisions about your loved ones, your assets and your wishes for who and what matters most. Here are some tools to help you take the first step: https://bit.ly/4nl6Myk

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September 2025 Market Update: Expectations for lower rates return

Economic data from August showed that growth is slowing. Read Thrivent's September market update to learn more.

August economic data helped increase market expectations for lower rates to come.

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Wade Pfau: Navigating Decisions for Retirement Success

Do you feel prepared for retirement? Join Walt Morgan and Gretchen Franti for light snacks, drinks and an evening of education. Click on the link below to get more details & register. https://www.eventbrite.com/e/wade-pfau-navigating-decisions-for-retirement-success-tickets-1708519270129?aff=oddtdtcreator No products will be sold.

Prepare to thrive in retirement with a plan tailored to your lifestyle and designed to address your concerns about health and taxes.

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Wishing you could make a difference? Maybe it’s time to make a change. At Thrivent, you’ll have the opportunity to connect with clients and deliver purpose-based financial guidance that truly impacts lives. Successful Thrivent financial advisors have come from a variety of career backgrounds, including sales, business management, education and other fields. No matter your prior experience, we’ll equip you with the training, support and compensation to help you thrive. Get started: thriventcareers.com/4ge2pTE

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Wishing you could make a difference? Maybe it’s time to make a change. At Thrivent, you’ll have the opportunity to connect with clients and deliver purpose-based financial guidance that truly impacts lives. Successful Thrivent financial advisors have come from a variety of career backgrounds, including sales, business management, education and other fields. No matter your prior experience, we’ll equip you with the training, support and compensation to help you thrive. Get started: thriventcareers.com/4ge2pTE

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Do you have any papers that need shredding? Well, have we got an event for you! Come on by the Reformation Lutheran Church parking lot at 601 Madison Rd in Culpeper on Saturday October 25th from 9-noon. Please bring your papers to be shredded and a non-perishable item to benefit the local food closet. No products will be sold.

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Do you have any papers that need shredding? Well, have we got an event for you! Come on by the Reformation Lutheran Church parking lot at 601 Madison Rd in Culpeper on Saturday October 25th from 9-noon. Please bring your papers to be shredded and a non-perishable item to benefit the local food closet. No products will be sold.

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Updating your life insurance: 7 life events that may affect your coverage

If you’re in one of these 7 life stages, it may be time to update your life insurance coverage. ⬇️

How much life insurance should you have? As life changes, so does the answer to that question.

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Can you claim early Social Security benefits? Reach out to learn more about taking Social Security benefits at age 62. Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. See thrivent.com/social for important disclosures.

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Can you claim early Social Security benefits? Reach out to learn more about taking Social Security benefits at age 62. Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. See thrivent.com/social for important disclosures.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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