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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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Great news! Thrivent will provide a record $564 million payout of dividends and nonguaranteed policy enhancements to clients in 2025. Dividends are one way we show our continued commitment to helping clients build their financial futures and live more generous lives. Learn more: http://bit.ly/3As887D Dividends are not guaranteed and are exclusively available on eligible Thrivent products. Policy enhancements refer to improvements in nonguaranteed policy features such as future credited rates or fees. These enhancements are not guaranteed in the future.

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Great news! Thrivent will provide a record $564 million payout of dividends and nonguaranteed policy enhancements to clients in 2025. Dividends are one way we show our continued commitment to helping clients build their financial futures and live more generous lives. Learn more: http://bit.ly/3As887D Dividends are not guaranteed and are exclusively available on eligible Thrivent products. Policy enhancements refer to improvements in nonguaranteed policy features such as future credited rates or fees. These enhancements are not guaranteed in the future.

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Building your Financial Blueprint…. I believe everyone deserves a plan and your financial plan should be designed to align with your values, goals, and what matters to you the most. Whether you’re building a solid Foundation, Growth, Distribution, or leaving a Legacy, together we can provide clarity and confidence to navigate your financial journey and the different stages of your blueprint. https://connect.thrivent.com/fabio-garcia See thrivent.com/social for important disclosures.

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Building your Financial Blueprint…. I believe everyone deserves a plan and your financial plan should be designed to align with your values, goals, and what matters to you the most. Whether you’re building a solid Foundation, Growth, Distribution, or leaving a Legacy, together we can provide clarity and confidence to navigate your financial journey and the different stages of your blueprint. https://connect.thrivent.com/fabio-garcia See thrivent.com/social for important disclosures.

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Not sure what type of life insurance coverage your family needs? Here are the key things you need to know about short- and long-term life insurance: https://bit.ly/3PE1waZ Take a look, then let’s schedule a time to talk about your family’s needs.

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Not sure what type of life insurance coverage your family needs? Here are the key things you need to know about short- and long-term life insurance: https://bit.ly/3PE1waZ Take a look, then let’s schedule a time to talk about your family’s needs.

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Market volatility & your investments: What you need to know

Market volatility is a natural part of investing, which means risk and reward go hand in hand as markets rise and fall. Here are 7 ways to deal with a volatile stock market.

Market volatility is a natural part of investing, which means that risk and reward go hand in hand as markets rise and fall. With many dramatic fluctuations in...

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Financial Wellness Series! This Summer beginning Thursday, June 27 at 8:30am at the St. Cloud Chamber. Each session is designed to help make informed and intentional choices about how you steward your resources. Please RSVP, block it on your calendar, and join me for breakfast while we have healthy conversations. Invite someone you know would benefit, it’s free to register. God bless https://connect.thrivent.com/fabio-garcia/events No products sold

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Financial Wellness Series! This Summer beginning Thursday, June 27 at 8:30am at the St. Cloud Chamber. Each session is designed to help make informed and intentional choices about how you steward your resources. Please RSVP, block it on your calendar, and join me for breakfast while we have healthy conversations. Invite someone you know would benefit, it’s free to register. God bless https://connect.thrivent.com/fabio-garcia/events No products sold

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Planning for retirement as a couple can be challenging, but it doesn’t have to be. Check out these 4 steps to creating a retirement plan that works for both of you: https://bit.ly/3V0Jxwz

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Planning for retirement as a couple can be challenging, but it doesn’t have to be. Check out these 4 steps to creating a retirement plan that works for both of you: https://bit.ly/3V0Jxwz

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March 8 is International Women’s Day—a day celebrating the achievements of women worldwide and inspiring them to keep pushing forward. How can you make an impact? Check out the Thrivent Choice®️ catalog, where you can support organizations like Creative Women of the World (gocwow.org), which help uplift and empower women—locally, nationally and around the world. Explore a cause close to your heart with this great resource for Thrivent clients with membership: https://bit.ly/4bTAkOM

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March 8 is International Women’s Day—a day celebrating the achievements of women worldwide and inspiring them to keep pushing forward. How can you make an impact? Check out the Thrivent Choice®️ catalog, where you can support organizations like Creative Women of the World (gocwow.org), which help uplift and empower women—locally, nationally and around the world. Explore a cause close to your heart with this great resource for Thrivent clients with membership: https://bit.ly/4bTAkOM

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Birthdays are blessings and moments of gratefulness but may seem less important as you grow older. They may not offer the impact of watershed moments such as getting a driver's license at 16 and voting at 18. But beginning at age 50, there are several key birthdays that can affect your tax situation, health-care eligibility, and retirement benefits. Situational Advice > Rule of Thumb

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Birthdays are blessings and moments of gratefulness but may seem less important as you grow older. They may not offer the impact of watershed moments such as getting a driver's license at 16 and voting at 18. But beginning at age 50, there are several key birthdays that can affect your tax situation, health-care eligibility, and retirement benefits. Situational Advice > Rule of Thumb

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Did you know dividends can indicate an organization’s financial health? Learn more: https://bit.ly/3NYLVSe

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Did you know dividends can indicate an organization’s financial health? Learn more: https://bit.ly/3NYLVSe

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2024 Market Outlook: Getting back to business

Read Thrivent's 2024 Market Outlook to learn more about why despite uncertainties, a resilient U.S. economy and easing inflation hint at a positive 2024.

In addition to slowing interest rate hikes and lowering inflation, learn the reasons why and when we expect a soft landing with the economy in 2024.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

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