Insights

Many people are surprised to learn that Medicare and Medicaid don’t provide the extended care coverage they expect. That’s why having a long-term care strategy can be an essential part of your financial plan. Not only does it help protect your savings—it can also preserve your choices.Thrivent is not connected with or endorsed by the U.S. government or the federal Medicare program.

The future may be full of unknowns—but one thing you can prepare for is how you’ll handle long-term care if or when the need arises.Planning for extended care today gives you more choices tomorrow. It helps protect your finances and independence—while allowing your loved ones to remain care managers, not full-time caregivers.➡️ If you have any questions or would like to explore your options, let’s schedule time to discuss.See thrivent.com/social for important disclosures.

🇺🇸 Today, we’re proud to recognize one of our own, Brad Musshel, for his service to our country!Brad, thank you for your dedication, sacrifice, and commitment to serving others. We are grateful for your service and even more grateful to have you as part of the Endeavor team!To Brad and all the brave men and women who have served, Happy Veterans Day! ❤️🤍💙Thank you for your service! 🇺🇸

🌟 Action Team Spotlight: St. Paul Napoleon Twp. 🌟Good food, great music, and time spent together! 🍽️🎶Doretta Daman used her Thrivent Action Team to support a special gathering at St. Paul Napoleon Twp. Following the church service, guests enjoyed a hot meal and dessert while spending time together in fellowship.Doretta and the committee helped prepare for the event with setup and food prep, helping everything come together for a wonderful gathering. ❤️The event was well attended, and guests enjoyed entertainment from “Midnight Snack,” a Barbershop Quartet! 🎶👏What a great way to bring people together for an evening of food, fellowship, and music!See thrivent.com/social for important disclosures

What a great few days at Thrivent’s National Practice Accelerator (NPA) Symposium! 💚✨Our team had an incredible time connecting with others, learning new strategies, and bringing home fresh ideas to help us continue growing and better serving our clients!One of the highlights was having both Matt and Taylor participate as speakers during separate breakout sessions! 🎤Matt joined a group of speakers to share insights on developing the leadership mindset needed to scale a practice, while Taylor joined the NPA Marketing Team to share social media tips, tricks, and strategies that have worked well for our team!We’re so proud to see our team not only learning from others but also having the opportunity to share our own experiences and ideas!We left feeling inspired, motivated, and excited to put what we learned into action!See thrivent.com/social for important disclosures .

Halloween may be over, but we couldn’t resist sharing some of our team’s costumes! 🎃👻 Our Endeavor crew had some fun getting creative and showing off their Halloween spirit! 🧡Now it’s YOUR turn! We want to see what everyone dressed up as this year! 📸 Drop your Halloween costume pictures in the comments below so we can join in on the fun!We hope everyone had a wonderful Halloween filled with lots of treats, laughter, and great memories! 🎃🍬🧡

🌟 Action Team Spotlight: Van Wert County Special Olympics Fall Dinner 🌟More than 350 meals served and one great cause supported! 🍗🏅Laura Etter put her Thrivent Action Team into action by helping cover food and supply costs for the Van Wert County Special Olympics Fall Pork & Chicken Dinner.The fundraiser helps provide local Special Olympics athletes with opportunities to compete, grow, and shine in multiple sports. 💙And this one had an extra Endeavor connection! Laura’s son and our own team member, Michael Etter, volunteered at the event as well. 👏❤️ It’s always great to see families and our community come together to support local athletes!See thrivent.com/social for important disclosures

Exciting news! 🎉Thrivent will provide an all-time high $605 million payout of dividends and nonguaranteed policy enhancements to clients with membership in 2027.This is one of the meaningful ways we continue to deliver value to our clients, keeping them at the heart of everything we do.Learn more: https://bit.ly/4z4ieF3Dividends are not guaranteed and are exclusively available on eligible Thrivent products. Policy enhancements refer to improvements in nonguaranteed policy features such as future credited rates or fees. These enhancements are not guaranteed in the future.

Financial confidence starts with a plan.That's why every Thrivent client's financial plan is built around the financial house framework, which offers a practical way to prioritize what matters, strengthen your financial foundation and adapt as life changes.Ready to create your own blueprint? Let's connect.See thrivent.com/social for important disclosures.

Big news: $605 million is going back to Thrivent clients with membership in 2027 in the form of dividends and nonguaranteed policy enhancements. 🎉Our consistent ability to provide this total payout reflects our company's long-term financial strength and stability.Delivering value to clients is one of the most tangible ways we fulfill our purpose and member-owned advantage.Learn more: https://bit.ly/4z4ieF3Dividends are not guaranteed and are exclusively available on eligible Thrivent products. Policy enhancements refer to improvements in nonguaranteed policy features such as future credited rates or fees. These enhancements are not guaranteed in the future.

Your finances don’t exist in separate buckets.Let's create a thoughtful financial plan to help you see how all the pieces work together.See thrivent.com/social for important disclosures.

A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.For additional interest rates and other important information: https://bit.ly/4qauUq7See thrivent.com/social for important disclosures.

✨ Action Team Spotlight: Wednesday Evening Soul Food ✨There’s nothing better than bringing people together around the table! 🍽️💙Phyllis Kloos used her Thrivent Action Team to support Wednesday Evening Soul Food at Emanuel Lutheran Church in Napoleon. This ongoing ministry provides a welcoming community meal on the 1st, 3rd, and 5th Wednesdays of each month, helping the church serve its neighbors through food, fellowship, and hospitality.Thank you, Phyllis, for helping support this wonderful tradition in our community! ❤️See thrivent.com/social for important social disclosures

We are incredibly proud of Matt for representing Endeavor Financial Group at Thrivent’s Fall Field Focus meeting in Minneapolis last week!Matt had the opportunity to speak alongside Brock Howard, sharing insights on the advice-based process with leaders from across the organization.It’s exciting to see Matt share his knowledge, experience, and passion for helping clients with so many others throughout Thrivent. We’re grateful for his leadership and proud to have him representing our team!Congratulations, Matt! 👏See Thrivent.com/social for important disclosures.

What could your future look like with the right plan?Whether you're planning for what's next or navigating a new chapter, you don't have to figure it out alone.Let's talk about what matters most to you, then build a personalized financial plan to help you achieve your goals.See thrivent.com/social for important disclosures.

If you’re interested in understanding what today’s economy could mean for your financial life, watch Thrivent’s recent Q4 Market & Economic Update: https://bit.ly/4eh5DWv Key takeaways:☑️ The economy remains solid, but inflation and higher rates still affect consumers.☑️ AI is reshaping the economy and helping drive recent market growth.☑️ As change accelerates, stay grounded in your long-term goals.As financial advisors, our role is to help you understand what these trends could mean for you, adjust your strategy when needed, and keep your goals in sight. Reach out if you have questions or want to take a fresh look at your approach.

Here's a cheat sheet with some common terms you might encounter during open enrollment. Keep it handy as you make your benefit decisions.

"Have I not commanded you? Be strong and courageous. Do not be afraid; do not be discouraged, for the Lord your God will be with you wherever you go." - Joshua 1:9

🌟 Action Team Spotlight: Hope Services Annual BBQ 🌟Good food for a great cause! 🍖💙Amy Watson used her Thrivent Action Team to support the Hope Services Foundation’s annual BBQ fundraiser.The Hope Services Foundation was formed in 1999 to help enrich the lives of children, youth, and adults living with developmental disabilities. Funds raised through the BBQ help the foundation grant requests for necessary items, services, and projects that benefit individuals with developmental disabilities in our local community.We love seeing Amy and the Hope Services Foundation making a difference right here in our community! ❤️See thrivent.com/social for important disclosures
