Financial Advisor
.Women's Markets
Tax Efficient Planning
Young Families
Healthcare Professionals
Retirement Planning

Dependable Financial Guidance for Heroes and Their Families
- My name is Charlene Zielin, and I’m honored to serve as a Thrivent financial professional dedicated to helping people at every stage of life create meaningful and practical financial plans. At Thrivent, we see money not as the destination, but as a powerful tool that can help you live a life filled with purpose, gratitude, and fulfillment. I’m here to help you make the most of all you’ve been given so you can focus on what truly matters most.
- With 29 years of experience as a nurse and healthcare leader, I’ve witnessed firsthand the unique challenges and stresses that come with serving in healthcare, law enforcement, and the military. As the wife of an Army veteran and police sergeant, and a proud mom to two police officer sons, I understand deeply the sacrifices and resilience required by families who dedicate their lives to serving others. That’s why I’m truly passionate about providing peace of mind and trusted financial guidance to healthcare professionals, first responders, and military families.
- My goal is to make financial decisions easier for you by offering clear guidance, educational resources, and practical solutions that fit your individual circumstances. I am deeply committed to supporting the spouses and loved ones—the true supporters behind our community heroes—so they can feel secure and empowered as they navigate their financial paths. It brings me joy to help women, families, and those who serve our nation connect their financial choices to their values and long-term aspirations, instilling both confidence and peace of mind for the road ahead.
- Above all, I am driven to give back in a way that honors the dedication and selflessness of those who serve our communities. I am here to be a trusted partner, standing by your side, guiding you toward financial freedom and a life rich in meaning—so you and your loved ones can thrive.
- Series 7 - General Securities Representative
- Series 66 - Investment Adviser Representative
- Securities Industry Essentials
- Arizona
- Connecticut
- Maine
- Michigan
- Minnesota
- Wisconsin
Insights

A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.
Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.
For additional interest rates and other important information: https://bit.ly/4fIaSQk
See thrivent.com/social for important disclosures.

Put your savings to work for what’s nextYou've worked hard to build your retirement savings—now help them work smarter for you. Retirement may last longer than you think, so the choices you make today can help you prepare for what’s next.
Explore strategies that can help turn your savings into reliable income and help you feel more confident in the years ahead. ⬇️

Basics of a financial plan: What it is & getting startedFeel like financial responsibilities are pulling you in different directions? A financial plan can help you connect the dots between where you are, where you want to go and what matters most along the way.
Office location
Otsego Location
9010 Quantrelle Avenue Suite 102
Otsego, MN 55330
Phone763-343-6905HoursOtsego, MN 55330
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.
Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.
Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.
Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.
Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations