Insights
A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.
Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.
For additional interest rates and other important information: https://bit.ly/4fIaSQk
See thrivent.com/social for important disclosures.
Put your savings to work for what’s nextYou've worked hard to build your retirement savings—now help them work smarter for you. Retirement may last longer than you think, so the choices you make today can help you prepare for what’s next.
Explore strategies that can help turn your savings into reliable income and help you feel more confident in the years ahead. ⬇️
Basics of a financial plan: What it is & getting startedFeel like financial responsibilities are pulling you in different directions? A financial plan can help you connect the dots between where you are, where you want to go and what matters most along the way.
Sometimes the Diagnosis Is Yours
For nearly 30 years, I was a nurse.
I was the person sitting beside patients and families during some of the hardest days of their lives. I explained procedures, answered questions, offered reassurance, and encouraged people to keep moving forward one day at a time.
Then one day, I found myself on the other side.
The patient.
Hearing the words "you have breast cancer" changes something in you.
Suddenly, life gets very clear.
The things you thought could wait don't seem as important anymore. The people you love become even more precious. You realize just how much we take for granted when we assume we have unlimited time.
Breast cancer taught me many things, but perhaps the biggest lesson was this:
None of us know what tomorrow holds.
Not a nurse. Not a financial advisor. Not anyone.
What we do have is today.
Today to schedule the screening.
Today to tell someone you love them.
Today to take care of your health.
Today to put plans in place that protect the people you care about most.
As a financial advisor, I often talk about being prepared for life's unexpected moments. Those conversations aren't just professional for me. They're personal.
Because I've lived through one of those unexpected moments.
I know what it's like to worry about family, work, finances, and the future while trying to focus on healing.
I also know the incredible strength that comes from having people around you who support you during difficult seasons.
This Breast Cancer Awareness Month, my heart is with every woman currently facing treatment, every survivor celebrating another year, every family member supporting a loved one, and every person anxiously waiting for answers.
You are not alone.
And if there's one thing I'd encourage everyone reading this to do, it's this:
Don't put off the things that matter.
Schedule the appointment.
Have the conversation.
Take the trip.
Make the plan.
Life is a gift, and none of us know how much of it we've been given.
💗 If you're a survivor, I'd love to hear what lesson your journey taught you.
See thrivent.com/social for important disclosures.
Growth and stocks remain resilient, but rates rise: Q4 2026 market outlookHigher rates. Resilient growth. New opportunities. Thrivent's Q4 2026 Market Outlook highlights why staying invested and maintaining a diversified portfolio remains important in today’s market environment. ⬇️
A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.
Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.
For additional interest rates and other important information: https://bit.ly/4qauUq7
See thrivent.com/social for important disclosures.
It’s not too late to strengthen your income strategyIncome, taxes, Social Security and withdrawal decisions all play a role in retirement. Understanding how these factors connect can help you feel more confident about what you can spend—and how long your money may last.
Before required minimum distributions begin, discover how your savings can turn into income to help you make the most of what you've worked hard to build. ⬇️
This past month, I traveled to Arizona to help my mom do something we'd been putting off for a year: inventory my dad's estate.
A year after losing him, it was finally time to go through his belongings, make decisions, and create a plan for what comes next.
My dad was a man of many hobbies. His garage was filled with tools, equipment, collections, and projects. To him, each item had a purpose, a story, and a memory attached to it.
To my mom, it was overwhelming.
She knew these things had value, but she didn't know what they were worth, who would want them, or what to do with them. Together, we spent days sorting, documenting, valuing, and making difficult decisions.
What struck me most was that this process wasn't really about stuff.
It was about grief.
It was about letting go.
It was about helping my mom gain clarity and confidence in her financial future.
As a financial advisor, I have conversations every day about retirement, investments, insurance, and legacy planning. But sitting on the other side of the table reminded me why these conversations matter so much.
None of us likes to think about death. We assume there's more time. We put off the hard conversations and avoid making decisions that feel uncomfortable.
But when a loved one passes away, the lack of a plan doesn't make the grief easier. It often adds stress, confusion, and unnecessary burdens to those already carrying a heavy emotional load.
One of the greatest gifts you can leave your family isn't just financial assets.
It's organization.
It's documentation.
It's making your wishes known.
It's creating a roadmap so your loved ones know where things are, what matters most, and what steps to take when you're no longer here.
My time in Arizona was hard, emotional, and surprisingly therapeutic. It was a reminder that financial planning isn't just about money.
It's about the people we love.
If you've been putting off conversations about your estate, beneficiary designations, wills, powers of attorney, or simply helping your family understand what you own and where it is, consider this your sign to start.
Your future self, and your family, will thank you.
❤️ Have you had to help settle a loved one's estate? What was one lesson you learned from the experience?
See thrivent.com/social for important disclosures.
Financial planning for millennials: A comprehensive guideDoes it feel like every financial goal is competing for the same dollars? This guide offers 7 ways to prioritize your money and make progress toward what matters most. ⬇️
Let’s talk about what’s competing for your attention and how we can build a financial plan to address it.
Did you know life insurance can do more than just provide a death benefit? It also can help you build wealth during your lifetime and help your family build generational wealth after you pass away. Learn more here: https://bit.ly/3zAzMyO
You can keep giving long after you’re gone. Learn more about how you can leave a legacy by gifting life insurance ➡️ https://bit.ly/4g9R3l2
How the cash value of life insurance worksYour life insurance could be more than protection—it could be a financial asset. 💡 A permanent life insurance policy has the ability to accumulate cash value, which you can possibly use to help fund your retirement, college education or new home.
Take a look at this resource to learn more about the cash value feature and what type of life insurance policy may be right for you.
How a term-to-permanent life insurance contract conversion worksLife changes—your life insurance can, too. Discover how converting a term policy to permanent coverage can offer lifelong protection.
Your super catch-up window is hereBetween ages 60 and 63, you may have an exclusive opportunity to contribute more to your retirement through the super catch-up provision. This means you can:
• See if you qualify and how much extra you may be eligible to contribute.
• Understand the factors that may influence this decision.
• Evaluate if contributing more—or another strategy—makes the most sense for your goals.
Learn more about how this limited-time option could help you make the most of your retirement savings if this option is available to you. ⬇️
The benefits of life insurance: What you need to knowThere are 7 key benefits of including life insurance in your overall financial strategy. Want to discuss further? Let's set up time to talk more about your life insurance options.
A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.
Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.
For additional interest rates and other important information: https://bit.ly/4fIaSQk
See thrivent.com/social for important disclosures.
Updating your life insurance: 7 life events that may affect your coverageIf you’re in one of these 7 life stages, it may be time to update your life insurance coverage. ⬇️
September 2026 Market Update: Healthy growth sends stocks to new highsMarkets continue to navigate a mix of opportunities and challenges. Strong earnings, AI-driven investment and a resilient labor market supported equities, while higher interest rates remain a key consideration for investors. Learn more in Thrivent's September Market Update. ⬇️
The great wealth transfer: What baby boomers need to knowTrillions of dollars are expected to pass to the next generation in what’s being called the great wealth transfer.
Taking time to think about how you’d like your assets to be passed on can bring greater clarity for you and the people and causes you care about.
It can also help you:
• Align your assets with what matters most.
• Set clearer expectations for loved ones.
• Reduce uncertainty with intentional planning.
Discover how to help secure your legacy for your loved ones ⬇️
This photo captures something many of us spend years working toward, not just financial success, but the freedom to invest in what matters most.
Labor Day at the cabin gave me a chance to reflect on one of the best investments my husband and I ever made.
Years ago, we decided to purchase a family cabin up north. It wasn't simply about owning property or having a place to escape for the weekend. It was about creating a space where our family could gather, slow down, and make memories together.
Today, that investment has become so much more than a cabin.
It's early mornings on the lake. It's laughter around the bonfire. It's fishing trips, boat rides, and sunsets that never seem to get old. It's watching our grandchildren experience the same joy and traditions our children grew up with.
When we talk about investing, it's easy to focus only on accounts, returns, and market performance. Those things matter. But some of life's most meaningful investments don't show up on a statement.
They show up in relationships. They show up in experiences. They show up in the legacy we leave behind.
For us, this cabin represents something we hope will be passed from one generation to the next, creating memories long after we're gone.
As I sat on the boat this weekend, watching the sun dance across the water, I was reminded that true wealth isn't measured solely by what we accumulate. It's measured by the lives we touch, the memories we create, and the legacy we leave behind.
What is one investment you've made that has brought value to your family far beyond dollars and cents?
See thrivent.com/social for important disclosures.