As January comes to an end, take some time for reflection. What are some achievements—big or small—that have happened during this first month of the year?
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Did you use any funds from your emergency savings last year? Don’t forget to replenish it—you can help prevent financial strain in case you need to tap into it again this year due to unplanned expenses.
Looking ahead into the upcoming year, do you have any large expenses that you need to factor into your budget? Make sure to readjust your budget as necessary.
Take time to review the financial goals that you set for yourself this year. What goals did you achieve? Are there any that need to be reprioritized for next year?
Keep a close eye on your holiday spending budget. It can be tempting to overindulge during this season, but do a favor for your future self and avoid spending more than you are comfortable with.
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In this season of giving, what are your favorite ways to give back to your community and loved ones? From volunteering to donating to local charities, share what makes your heart full.
Do you have all of your charitable giving receipts saved in one place? Make sure your donations are documented and organized for easy access once tax season arrives.
Have you prepared your budget for upcoming holiday travel and gift-giving expenses? Planning ahead can help you avoid overspending during the holiday season.
Do you have any leftover health savings in your Flexible Spending Account? If you've been delaying a dental appointment or physical, make sure to get an appointment in before the end of the year.
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When was the last time you checked your credit report? Make sure to do an annual review and ensure that all of your information is correct. Take action if you see any lender errors or suspicious signs of identity theft.
With benefit enrollment season near, now is a good time to reassess your health care needs for the upcoming year. Choosing the right benefits can help you cover planned and unexpected health expenses.
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