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The good news? You don’t have to wait until RMDs begin to start planning.Strategies like Roth conversions, charitable giving, wealth transfer and thoughtful income planning can help you manage the tax impact over time.The earlier you plan, the more options you may have.For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.#RetirementPlanning #RMD #TaxPlanning #RetirementIncome #FinancialPlanning
What are you waiting for? Do yourself a favor and start preparing now.(866) 561-2331https://connect.thrivent.com/capstone-financial-groupFor disclosure information, see thrivent.com/social
Free financial coaching that’s actually free.https://bit.ly/4AHV2xBFor disclosure information, see thrivent.com/social.
Whatever stage you’re in, we’re here to help you navigate the financial decisions that come with it.We’ll listen, help you sort through the options, and build a plan around what matters most to you.Because it’s not just about planning for life. It’s about living it.#FinancialPlanning #LifePlanning #LiveYourBestLifeFor disclosure information, see thrivent.com/social.
With a plethora of experience, we meet you where you are and walk alongside you toward where you want to go.Your starting point doesn’t have to be your final destination.For disclosure information, see thrivent.com/social
When he’s not helping clients plan their next move, you’ll probably find Ben watching baseball, playing softball, golfing, fishing, hiking or traveling with his wife, Dana, to catch the Brewers in another ballpark. And yes, Mika the black lab usually gets a vote, too. 🐾Ben is also passionate about giving back, serving on the Housing Action Coalition board and volunteering with Habitat for Humanity.For disclosure information, see thrivent.com/social#MeetTheTeam #TeamCapstone
A Roth conversion can be a powerful strategy for moving money from a traditional retirement account to a Roth IRA, potentially creating more tax flexibility down the road.The key? Timing matters.For disclosure information, see thrivent.com/social. While Thrivent does not provide legal or tax advice, our financial advisors and professionals can work with you and your attorney or tax professionalState tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
A capstone isn't just an ending — it's the culmination of everything that came before it. That's the standard we hold ourselves to.Through real teamwork, we help you plan for retirement, protect what matters most, and build a legacy that honors your family and community.This isn't generic advice. It's a dedicated plan for your best life. 🎯For disclosure information, see thrivent.com/social
Retirement planning by day. Courtside, poolside, and on the water by night.Scott doesn't just build game plans for clients — he lives one. Three kids, three college sports (swimming, rowing, volleyball), and a varsity girls basketball coaching gig on the side.Work hard. Cheer harder. On, Wisconsin. ❤️For disclosure information, see thrivent.com/social
You’ll likely find Michael cheering on his daughter Kayleigh at dance, coaching his son Maxon’s baseball teams, or hanging out with the family’s Aussie-doodle, Cooper.He grew up around Janesville and Fort Atkinson and is proud to now serve those same communities as part of Capstone Financial Group.For more information visit Thrivent.com/social.#MeetTheTeam #RetirementPlanning #JanesvilleWI #FortAtkinsonWI
Buying a financial product is one decision.Building a financial plan is a process.That's why we've chosen to focus our time where we believe we make the biggest difference: helping families create a strategy that works together—not just checking another item off a list.For more information visit Thrivent.com/social.#FinancialConfidence #PurposeDrivenPlanning
Adam has been with Thrivent since 2006, helping clients make sense of their finances and build strategies around what matters most to them.When he’s not helping clients find financial clarity, you’ll probably find him coaching his daughters, cheering on Wisconsin football or basketball, or squeezing in a game of tennis.And the family goal? Visit all 50 states with their daughters before they graduate high school. For disclosure information, see thrivent.com/social#MeetTheTeam #AdamSchinke #FinancialPlanning #FinancialConfidence
For more than three decades, Lane has helped clients navigate retirement income, estate planning, investments, taxes, and the many financial decisions that come with life.But what really sets him apart? He takes the time to know the person behind the portfolio.That same work ethic he learned growing up on his family’s farm in Rochelle, Illinois, remains at the heart of how he serves clients today.32 years in the business. Countless client conversations. And a simple philosophy: listen well, work hard, and build a plan that actually fits.For disclosure information, see thrivent.com/social. While Thrivent does not provide legal or tax advice, our financial advisors and professionals can work with you and your attorney or tax professional#CapstoneFinancialGroup #MeetTheTeam
We help you prepare for the financial side of that next chapter—before retirement and throughout it.Because your retirement plan should be built around your life, not someone else’s checklist.For disclosure information, see thrivent.com/social
Our conversations start with listening, not lecturing.You're the expert on your family, your dreams, and what matters most.Our role is to bring the financial strategies, ask the right questions, and help you make decisions with confidence.See thrivent.com/social for additional disclosures
How they're allocated. When they're adjusted. How much risk you're taking.Those decisions can make just as much difference as what you invest in.See thrivent.com/social for additional disclosures.#InvestmentStrategy
The numbers matter. But they only matter because of the people behind them.For disclosure information, see thrivent.com/social
Those initials aren't there to impress you.They're there to better serve you.See thrivent.com/social for additional disclosures
A Multi-Year Guarantee Annuity™️ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.For additional interest rates and other important information: https://bit.ly/4fIaSQkSee thrivent.com/social for important disclosures.
Investments are important—but they're only one piece of the puzzle.The real power comes when your investments, retirement goals, tax strategies, estate planning, and values all work together.That's what comprehensive planning looks like.That's the difference a strategy can make.For more information visit Thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional#FinancialPlanning #WealthStrategy #Retirement #EstatePlanning