Capitol Region Group's lead Wealth Advisor, Sam Chang, CFA®, spent the first 16 years of his career working on Wall Street, and now his goal is to bring high-quality financial guidance to you.

As a child of immigrant parents who struggled to make ends meet, and as an adult who has benefited from financial planning, Sam’s life experiences have also helped make him the wealth advisor he is today.

Since its inception, Capitol Region Group has focused on providing a team-based approach to client care. This enables us to utilize our team members’ unique areas of expertise when building your personalized, holistic financial plan. Our team has grown steadily over the years and partners with multiple financial professionals who have a variety of specialties.

At Capitol Region Group, we believe our clients deserve a team of highly competent, dependable and transparent financial professionals to help them work toward their financial goals and dreams. If you feel like we might be a good fit for your needs, schedule an appointment today to learn more.

Our experience, credentials and awards

Sam Chang holds the Chartered Financial Analyst®, CFA® designation granted by the CFA Institute. The CFA® program provides the highest distinction in the investment management profession with a strong foundation in advanced investment, analysis and real-world portfolio management skills. Topics covered include economics, quantitative methods, financial reporting and analysis, portfolio management, wealth planning, equity investments, fixed income and more. To receive the CFA® designation, candidates must pass all three levels of the CFA® Program examinations, complete qualified work experience, meet professional and ethical standards, provide professional references, and become a member of CFA Institute. There are no required continuing education requirements to maintain this designation.

Sam Chang of Capitol Region Group is a Ramsey SmartVestor™ Pro. He feels honored to be part of their network of financial professionals in his local area. The SmartVestor program connects consumers with financial professionals in their area. To join the SmartVestor program, financial professionals must meet the SmartVestor program requirements, and pay an enrollment fee that depends on the area served, plus a fixed monthly fee.Neither Ramsey Solutions nor the SmartVestor program are affiliated with or endorsed by Thrivent. Views are theirs and not necessarily those of Thrivent or its affiliates.

At Capitol Region Group, our team offers over 40 years of combined experience.

Thrivent - Strong and stable**

We are proud to be part of Thrivent, a company with a long heritage of financial strength and fiscal stability. For more than 120 years, Thrivent has helped people build their financial futures and live more generous lives.

Our continuous commitment to ﬁnancial excellence

$212B Assets under advisement/management (December 31, 2025)
A++ Superior rating (highest of 13 rating categories) from A.M. Best (September 2025)
120+ More than 120 years of service to our clients, serving 2.4 million clients
Fortune 500 Named in Fortune magazine (June 2025)

*SmartVestor™ is an advertising and referral service for investment professionals (“Pros”) operated by The Lampo Group, LLC d/b/a Ramsey Solutions® ("RS"). Thrivent financial advisor, Sam Chang (“Advisor”) has entered into an agreement with RS under which Advisor pays RS a one-time training fee of $0, a flat monthly membership fee of $400, and a flat monthly territory fee of $900 to advertise Advisor’s services through SmartVestor and to receive client referrals from interested consumers who are located in Advisor’s geographic region.

Because of the arrangement described above, RS has an incentive to recommend Pros that are a part of the SmartVestor program. This incentive creates a material conflict of interest for RS, which you should be aware of and carefully consider in connection with your discussions with RS and Advisor.

The fees paid by Advisor to RS are paid irrespective of whether you become a client of Advisor and are not passed along to you. However, you should understand that all Pros that are available through SmartVestor pay RS fees to participate in the program. Further, the amount of compensation each Pro pays to RS will vary based on certain factors, including whether the Pros choose to advertise in local or national markets. RS has a financial incentive to present certain Pros that offer their services on a national basis ("National Pros") more often than other National Pros that pay lower fees.

It is up to you to interview Advisor and decide whether you want to hire them. RS introduces you to Pros that cover your geographic area based on your zip code. Neither RS nor its affiliates provide investment advice or recommendations as to the selection or retention of any Pro, nor does RS evaluate whether any particular Pro is appropriate for you based on your investment objectives, financial situation, investment needs, or other individual circumstances. RS does not warrant any services of Advisor or any SmartVestor Pro and makes no claim or promise of any result or success by retaining Advisor. Your use of SmartVestor, including the decision to retain the services of Advisor, is at your sole discretion and risk. Advisor has completed Ramsey Pro Training and signed an RS Code of Conduct under which they have agreed to certain general investment principles, such as eliminating debt and investing for the longer-term, but RS does not monitor or control the investment advisory services provided.

Neither Ramsey Solutions nor the SmartVestor program are affiliated with or endorsed by Thrivent. Views are theirs and not necessarily those of Thrivent or its affiliates.

**As of Dec. 31, 2025.

1Ratings are based on Thrivent’s financial strength and claims-paying ability. Does not apply to investment product performance. For information on each rating, visit the individual rating agency’s website.

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