Wealth transfer strategies: How to leave assets to your loved onesPassing on assets is more than drafting a will—it’s an opportunity to share the beliefs and goals that shape your legacy. By planning now, your legacy is shaped by intention, not left to chance. Let’s schedule time to connect and help ensure your values carry forward in a lasting way.
Pros & cons of paying off your mortgage before you retireIf you’re nearing retirement with a mortgage in tow, you’re not alone. But should you pay it off before you retire?
While being debt-free can offer a sense of reassurance, in some cases, keeping your mortgage might actually be beneficial. Explore the pros and cons of having a mortgage during retirement.
Any time your life changes, your financial plan deserves a fresh look. Here are different life events that may trigger a need to update your life insurance coverage: https://bit.ly/47koSvA
What if your next career move helped others move forward too?
As a Thrivent financial advisor, you’ll work with more than just numbers—you’ll help people live with clarity and confidence.
Whether you want to build your own business, work as part of a team or serve clients virtually, we’ll support you with the tools, training and guidance to grow a meaningful career. You don’t need prior experience as a financial advisor—just a passion for service and the drive to grow.
Learn more: thriventcareers.com/46Exptb
Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇
Some parents use an allowance to help their kids understand the value in budgeting and saving early. If you’re thinking about starting an allowance for your kids, ask yourself these questions:
➡️ How old? There’s no “best” age, but many parents start providing an allowance when their kids are around age 5.
➡️ How often? Choose a schedule that works best for your needs.
➡️ How much? Consider if you are providing a fixed or goal-based amount and what works for your family’s budget.
Help your money last in retirementA long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.
Interested in learning more about the benefits of opening a donor-advised fund? Together, we can create a charitable giving plan in alignment with your values and priorities.
See thriventcharitable.com/social and thrivent.com/social for important disclosures.
Is your business prepared for the unexpected? With the right strategies in place, we can help you navigate challenges, grow your business and secure your legacy for years to come.
There are several options for giving wealth beyond the cash in your bank account to amplify your impact and create the change that matters most to you—including giving noncash assets. These range from public or private stock, real estate, life insurance and more.
Want to explore options for giving beyond the cash in your bank account? Let’s connect!
See thriventcharitable.com/social and thrivent.com/social for important disclosures.
You can help minimize tax burdens by implementing tax efficiency within your financial plan. Explore different diversification strategies: https://bit.ly/42Zjbkc
Let’s connect if you’d like to discuss your options for tax-efficient moves.
Who else needs a tissue?
It really does come so fast.
So cherish every moment.
And plan for their education expenses as early as possible.
Need help? Here when you’re ready.
Just married? Now’s a great time to align on what generosity looks like for your family. Have a conversation with your loved one about how you want to give, serve and support the causes you care about—together.
If you want to discuss how to integrate generosity into your financial plan, let’s schedule time to meet.
See thrivent.com/social for important disclosures.
Curious about annuities and how they can create a source of retirement income? There are two main stages of an annuity:
1) Accumulation Stage: This is when you invest and grow your savings. You can contribute a lump sum or make payments over time—whatever fits your financial situation.
2) Distribution Stage: Once you’re ready to start receiving income, you may choose how and when you receive the payouts, which could be paid for a set number of years or last a lifetime.
Together, we can discuss how an annuity may fit in your overall financial plan.
See thrivent.com/social for important disclosures.
A great time to get started on retirement planning is today. Explore Thrivent's retirement income planning calculator to help guide your journey ➡️ https://bit.ly/400qpSt
Here are questions to consider when investing:
✔️ What are your financial goals?
✔️ How much can you afford to invest?
✔️ What is your risk tolerance?
✔️ How can you help ensure your portfolio is diversified for long-term growth?
Understanding your financial goals and preferences can inform your strategy. Let’s set up time to discuss your investing goals and what you can do to reach them.
See thrivent.com/social for important disclosures.
You live for moments like these. And some days, wish time could just stand still. But you also love watching them grow and want to set them up for success. Part of that is planning for their education. Let’s talk about how college savings can fit into your overall financial plan.
See thrivent.com/social for important disclosures.
As retirement nears, it’s worth reevaluating your investments. Life changes can shift your goals, and revisiting your risk tolerance could help protect your savings.
Ready to ensure your investments align with your goals? ➡️ https://bit.ly/4hspAZT
If you fall into any of the categories below, you may want to consider how disability income insurance can help you when you most need it:
>> Family breadwinners
>> Stay-at-home parents
>> People with physically demanding jobs
>> Self-employed workers
>> Workers with insufficient coverage
For more information on disability income insurance: https://bit.ly/44JFBY0
