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I've got valuable information and resources to share. Explore away! And check back often.

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➡️ Preparation gives you freedom later. The earlier you plan, the more choices you’ll have when it matters most. #RetirementPlanning #FinancialFreedom #PlanAhead #FutureReady For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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➡️ Preparation gives you freedom later. The earlier you plan, the more choices you’ll have when it matters most. #RetirementPlanning #FinancialFreedom #PlanAhead #FutureReady For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Plan today to make tomorrow meaningful. For disclosure information, see thrivent.com/social.

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Plan today to make tomorrow meaningful. For disclosure information, see thrivent.com/social.

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Let’s work on building resilience into your portfolio. #RetirementPlanning #RiskMitigation #InvestSmart For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited

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Let’s work on building resilience into your portfolio. #RetirementPlanning #RiskMitigation #InvestSmart For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited

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If you’re concerned about running out of money, an annuity might be part of the solution. 🔒💰 For more information, see Annuities (thrivent.com). Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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If you’re concerned about running out of money, an annuity might be part of the solution. 🔒💰 For more information, see Annuities (thrivent.com). Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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Grow your career with purpose as a financial advisor. At Thrivent, you’ll do meaningful work with unlimited potential. We’ll provide the tools, training and support you need to help others achieve their financial milestones—all while reaching your own personal and professional goals. Find out more: thriventcareers.com/41FsIMq

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Grow your career with purpose as a financial advisor. At Thrivent, you’ll do meaningful work with unlimited potential. We’ll provide the tools, training and support you need to help others achieve their financial milestones—all while reaching your own personal and professional goals. Find out more: thriventcareers.com/41FsIMq

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You may have already tried calling the Social Security Administration to learn about your benefit or make a claim. Did you run into any issues? Before you call, remember: Representatives can: • Estimate individual benefits. • Tell you the amount you are entitled to now. Representatives cannot: • Project future benefits through scenario planning. • Provide strategies designed to maximize benefits. • Provide advice on when and how to take your benefits. To learn more and get an estimate about your benefits, visit www.ssa.gov. For disclosure information, see thrivent.com/social. Thrivent and its financial professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional. Thrivent financial professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

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You may have already tried calling the Social Security Administration to learn about your benefit or make a claim. Did you run into any issues? Before you call, remember: Representatives can: • Estimate individual benefits. • Tell you the amount you are entitled to now. Representatives cannot: • Project future benefits through scenario planning. • Provide strategies designed to maximize benefits. • Provide advice on when and how to take your benefits. To learn more and get an estimate about your benefits, visit www.ssa.gov. For disclosure information, see thrivent.com/social. Thrivent and its financial professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional. Thrivent financial professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

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That’s why we focus on: 🔹 Diversification – spreading investments to manage risk. 🔹 Long-term perspective – not chasing short-term trends. 🔹 Thorough, independent research – making decisions based on our analysis, not market noise. #DisciplinedInvesting #LongTermFocus #ClientCommitment While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. The ratings are based on Thrivent’s financial strength and claims-paying ability. They do not apply to investment product performance. The ratings also refer only to the overall financial status of the company and is not a recommendation of the specific policy provisions, rates or practices of the insurance company.

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That’s why we focus on: 🔹 Diversification – spreading investments to manage risk. 🔹 Long-term perspective – not chasing short-term trends. 🔹 Thorough, independent research – making decisions based on our analysis, not market noise. #DisciplinedInvesting #LongTermFocus #ClientCommitment While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. The ratings are based on Thrivent’s financial strength and claims-paying ability. They do not apply to investment product performance. The ratings also refer only to the overall financial status of the company and is not a recommendation of the specific policy provisions, rates or practices of the insurance company.

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💬 Ask yourself: • Do I know my “retirement number”? • Do I have multiple income streams? • Have I stress-tested my plan for market downturns? The sooner you start, the more options you’ll have later. For disclosure information, see thrivent.com/social.

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💬 Ask yourself: • Do I know my “retirement number”? • Do I have multiple income streams? • Have I stress-tested my plan for market downturns? The sooner you start, the more options you’ll have later. For disclosure information, see thrivent.com/social.

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What if your next career move helped others move forward too? As a Thrivent financial advisor, you’ll work with more than just numbers—you’ll help people live with clarity and confidence. Whether you want to build your own business, work as part of a team or serve clients virtually, we’ll support you with the tools, training and guidance to grow a meaningful career. You don’t need prior experience as a financial advisor—just a passion for service and the drive to grow. Learn more: thriventcareers.com/46Exptb

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What if your next career move helped others move forward too? As a Thrivent financial advisor, you’ll work with more than just numbers—you’ll help people live with clarity and confidence. Whether you want to build your own business, work as part of a team or serve clients virtually, we’ll support you with the tools, training and guidance to grow a meaningful career. You don’t need prior experience as a financial advisor—just a passion for service and the drive to grow. Learn more: thriventcareers.com/46Exptb

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Contact me and learn what the new tax law could mean for you! For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Contact me and learn what the new tax law could mean for you! For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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