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Our Story
About Ungerman Ghelardi and AssociatesWe're proud to be Thrivent financial professionals. We provide personalized financial guidance to people at all stages of life. At Thrivent, we view money not as a goal, but as a tool — one that can afford you a life rich in meaning and gratitude. We believe humanity thrives when individuals make the most of all they've been given. We're here to help you do just that.
Michael Ghelardi
Michael GhelardiWealth AdvisorCFP®, FIC, RICP®, BFA™
A native of Philadelphia, Michael enjoys helping families protect, potentially grow and understand their family finances. He has more than 12 years of financial experience spanning business valuation and mergers and acquisitions, as well as obtaining the CERTIFIED FINANCIAL PLANNER™ professional designation. Mike is also an Adjunct Professor at Temple University teaching “Investing for the Future.” An avid sports fan, he still enjoys playing a game of ice hockey. He and his wife Amy and their three daughters live in Havertown.View profile
Torie Yoder
Torie YoderFinancial Associate
Torie has been with Thrivent for 15 years serving Northeastern Pennsylvania. He enjoys forming strong relationships with clients and ensuring they are well prepared no matter what life throws at them. An active member of Innovations Church in Moosic, PA. Torie loves the outdoors and spending time with his wife Dana and their three young children.  
Gregory Powers
Gregory PowersDirector of Investment OperationsCFP®, ChFC®, FIC
As director of Investment Operations, Greg manages investment research, crafts investment models and monitors mutual fund performance for the team’s Advisor Clients. Throughout his 19-year career with Thrivent, Greg has emphasized prompt, caring and enthusiastic service to all customers and he deeply values his client relationships. He and his wife Barbara love spending time at their lake house in Maine.View profile
John Ungerman
John UngermanAssociateChFC®, CLU®, CASL®, FIC, RICP®, ChSNC®
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Torie Yoder
Torie YoderAssociateFIC
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Ready to connect?

We'd love to answer any questions you may have and start learning about your goals. We can meet however you're most comfortable—phone, virtual or in person.

Or call us directly: 610-970-4740

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

* as of December 31, 2024

** Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Rating is based on Thrivent’s financial strength and claims-paying ability. Does not apply to investment product performance. For information on this rating, visit the rating agency's website.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.