Insights

A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.
Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.
For additional interest rates and other important information: https://bit.ly/4fIaSQk
See thrivent.com/social for important disclosures.

A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.
Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.
For additional interest rates and other important information: https://bit.ly/4qauUq7
See thrivent.com/social for important disclosures.

Growth and stocks remain resilient, but rates rise: Q4 2026 market outlookHigher rates. Resilient growth. New opportunities. Thrivent's Q4 2026 Market Outlook highlights why staying invested and maintaining a diversified portfolio remains important in today’s market environment. ⬇️

Relationships are at the heart of every successful financial practice.
If you're someone who enjoys making connections, growing your network and helping others reach their goals, those strengths could help you build a meaningful practice of your own.
Explore financial advisor opportunities at Thrivent: thriventcareers.com/4dtC5o8

Free Event at Waffles & Shine in Chambersburg!
IRA's & IPAs - 5 Phases of an IRA
Attend this event if you’re interested in gathering more information about retirement savings vehicles and how you can prepare for the retirement phase of your life or if you are about to shift from saving and investing to spending your money in retirement – and paying taxes on it. It takes planning to grow, spend and give more of your wealth. At Five Phases of an IRA, you will discover strategies for reducing the taxes you and your heirs could pay.
Waffles & Shine
109 S Main St. Chambersburg, PA 17201
Seating is limited. Reserve your spot today.
Please call 717-264-3324 or email zachary.cooper@thrivent.com. A free meal and 1 free adult beverage will be served.
No products will be sold. For additional important disclosures see Thrivent.com/social

September 2026 Market Update: Healthy growth sends stocks to new highsMarkets continue to navigate a mix of opportunities and challenges. Strong earnings, AI-driven investment and a resilient labor market supported equities, while higher interest rates remain a key consideration for investors. Learn more in Thrivent's September Market Update. ⬇️

thriventdesignedwaffles%26shineevent.pdfJoin Me at Waffles & Shine for a Complimentary Social Security Workshop! ☕
Social Security is one of the most important sources of retirement income you'll have, but knowing when to claim your benefits can make a significant difference.
Join me for Social Security: Timing Is Everything, an educational event designed to help you better understand:
✅ When to apply for Social Security
✅ How to maximize your benefits
✅ How claiming decisions may impact your spouse
✅ Key considerations as you approach retirement
📅 Tuesday, September 15
📍 Waffles & Shine
📌 408 S. Main St., Chambersburg, PA
🥞 Complimentary meal and 1 free drink provided
This is a relaxed, no-pressure educational event where you'll gain valuable insights and have the opportunity to get answers to your questions. No products will be sold.
Seats are limited. Reserve your spot today by messaging me, calling my office, or visiting my website.
I look forward to seeing you there!
#SocialSecurity #RetirementPlanning #ChambersburgPA #WafflesAndShine #FinancialEducation #RetirementStrategies #Thrivent #FinancialAdvisor #PlanWithConfidence #CommunityEducation

The Thrivent Virtual Advisor career is reshaping what the financial advisor role can look like.
In this role, you'll receive:
• structured support
• predictable income while you train and grow
• flexibility in a hybrid or remote setting
Explore the role today: thriventcareers.com/4yy9TcR

August 2026 Market Update: Strong economy, higher yieldsThe market continues to navigate a changing landscape. While technology and AI remain important drivers, leadership is expanding into areas like financials and energy. Combined with a resilient economy and attractive bond yields, diversification remains as important as ever. Read Thrivent's August Market Update for more. ⬇️

Wealth transferYou’ve worked hard to build a life you love—now it’s time to decide what your money is meant to do. How it’s set up today is already shaping what reaches the people and causes closest to your heart tomorrow. Take a closer look at your money, so it can support your life now and benefit those you care about.

Have you thought about which assets are meant for living today and which ones you hope to pass on? Let’s connect to explore what each piece is supporting today and how it could show up for the people and causes you care about.
See thrivent.com/social for important disclosures.

Today was a profound blessing as I had the honor of attending the Honor our Heroes Breakfast presented by The Robert Irvine Foundation followed by Operation Honor Rural Salute in Gettysburg Pa. I met so many wonderful people and had so many conversations. People sharing their faith, their struggles, their lives. I’m so glad I got to be there and I cannot wait to continue honoring our Veteran community!

"Have I not commanded you? Be strong and courageous. Do not be afraid; do not be discouraged, for the Lord your God will be with you wherever you go." - Joshua 1:9

Steady growth, stubborn inflation: Q3 2026 market outlookEconomic growth remains solid, but investors continue to face questions around inflation, interest rates and AI-driven market expectations. Explore Thrivent's 2026 Mid-Year Market Outlook for perspective on what may lie ahead. ⬇️

Why join a team of financial advisors?
Real mentorship. Hands-on experience. And a supportive environment where you can build a successful career in financial services. (Plus so much more.)
Get it all when you join a team of Thrivent financial advisors.
Explore your next career move here: thriventcareers.com/3T2e00d

"But those who hope in the Lord will renew their strength. They will soar on wings like eagles; they will run and not grow weary, they will walk and not be faint." - Isaiah 40:31

Your income is often your most valuable asset. Are you doing enough to protect it? Let’s have a conversation about your disability insurance coverage. Together, we can explore:
➡️ How much coverage is appropriate for your unique financial situation.
➡️ If a supplemental policy in addition to your employer-provided coverage could benefit you.
➡️ What life events could impact your future coverage needs.
Feel free to reach out when you’re ready to chat.
See thrivent.com/social for important disclosures.

Annuities can help ensure you don’t outlive your retirement savings. They also offer tax benefits and are highly customizable to your needs. But there are costs, fees and potential market considerations to review before purchasing. Dive deeper here: https://bit.ly/4vmDdRz

