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Zach Saugen

Advisor Image
Zach Saugen
Financial Advisor
.
FIC, BFA™
Part of the Guiding Light Financial Group practice
A People-First Story
 A People-First Story

If there’s one principle that has shaped my life and my work, it’s this: people always come first. Everything I do as a financial advisor flows from that belief.


I grew up in a busy household as the oldest son in a family of five kids. From a young age, I learned the value of hard work, responsibility, and serving others before myself. My parents were intentional about two things that still guide me today prioritizing faith and valuing people above all else. They taught me that the way you live your life should shine a light for the world around you, not draw attention to yourself.


That foundation became the lens through which I view work, leadership, and ultimately, financial advice.

Family Is My “Why”
 Family Is My “Why”

I’m married to an incredibly strong and supportive woman, Brianna, who has believed in me even in seasons when it was hard to believe in myself. Together, we’re raising three amazing kids and thankfully, they all look like their mom.


Being a husband and a father shapes how I show up for my clients. My kids inspire me daily to lead with character, integrity, and humility, and to build a business they can one day look at and clearly see what mattered most to me. I want them to know that success isn’t measured by titles or transactions, but by how well you serve others.

Why I Chose This Work

I didn’t become a financial advisor because of numbers, charts, or spreadsheets those are just tools. I became an advisor because money touches every area of a person’s life: family, purpose, generosity, peace of mind, and legacy.


I’ve seen how confusion or fear around finances can hold people back and how clarity can set them free. My calling is to walk alongside people, meet them where they are, and help them make confident, values-aligned decisions. Not pressure. Not products first. People first. Always.


When clients tell me they finally feel clear, hopeful, or at peace about their financial direction, I know I’m exactly where I’m supposed to be.

What You Can Expect From Me

When you work with me, you can expect:

  • A relationship built on trust and transparency
  • Advice rooted in your values, not someone else’s agenda
  • Clear communication and real conversations
  • A long-term partner who genuinely cares about you and your family


This isn’t just my profession—it’s my purpose. And I’m grateful for every opportunity to serve the people I’m called to work with.

My qualifications
  • Associates, Spokane Falls Community College
  • Bachelors of Leadership, Southeastern University
  • High School Graduate or Equivalent, North Central High School
  • Fraternal Insurance Counselor
  • Behavioral Financial Advisor™
  • Series 7 - General Securities Representative
  • Securities Industry Essentials
My state licenses
  • Alaska
  • Arizona
  • Georgia
  • Idaho
  • Montana
  • Washington

Insights

What is portfolio rebalancing? Tips to maintain your target investment mix
What is portfolio rebalancing? Tips to maintain your target investment mixIs now the time to rebalance your portfolio? Over time, market shifts can expose you to more risk than you intended. Rebalancing is usually necessary on a periodic basis to help restore your portfolio to your target allocations. Here are 3 reasons why it may be time to rebalance. 👇
Insight image
Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.
The cost of cash: Where to invest when interest rates shift
The cost of cash: Where to invest when interest rates shiftWhether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.
Office location
Spokane Location
534 E Spokane Falls Blvd Suite 301
Spokane, WA 99202
Phone509-768-8561Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations