Your goals. Your story. Your plan—guided together.
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At the heart of everything we do is you.
We start every relationship by taking the time to truly understand your goals, values, and priorities—so we can create a financial plan tailored specifically to your life.
Our purpose goes beyond managing wealth. We take a holistic approach, coordinating insurance, investments, tax strategies, succession, and estate planning to help you get the most out of your life today—and the legacy you want to leave behind. Learn more about how we work alongside you.
#HowWeWork #ClientFocused #HolisticPlanning #FinancialClarity #YourGoalsOurFocus #LegacyPlanning
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
Our team is made up of experienced professionals who are committed to building lifelong relationships with the people we serve.
When you work with us, you’ll find more than knowledge and expertise—you’ll find a team that genuinely cares about helping you achieve what matters most to you.
Learn more about who we are and how we can support your goals.
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It’s a bit of a process (simple… but not easy):
You must cash the bond, then deposit the proceeds into a 529 plan within 60 days and in the same tax year.
You must meet income limits (MAGI phase-outs apply) and have been over age 24 when the bond was issued.
To benefit, you’ll need to file IRS Form 8815 for qualified education expense exclusion.
✅ If that sounds like Greek — or you just want to make sure you get it right — we’re here to help.
📞 Call our office at (715) 544-1122 and we’ll walk you through the steps so you can turn your savings bonds into education gold.
#EducationPlanning #529Plan #SavingsBonds #FinancialPlanning #SaveForCollege
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
As the year comes to a close, now is a good time to review how this deduction may apply to your situation and ensure it’s reflected in your year-end and tax planning strategy.
#YearEndPlanning #RetirementPlanning #SeniorTaxBenefits #2025Taxes #FinancialPlanning
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
✅ Key points:
File by the tax deadline for the year the taxpayer passed (typically April 15 of the following year).
If the death occurs early in the year, more than one return may be needed.
As the year ends, reviewing and organizing these matters can help ensure estates are handled correctly and refunds are not missed.
#YearEndPlanning #EstatePlanning #TaxPlanning #DeceasedTaxpayer #FinancialGuidance For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
Our approach: craft plans that aren’t tied to one fixed assumption, but instead give you the flexibility to navigate the unknown with confidence. If you’re curious how possible tax changes could impact your goals, let’s talk.
#TaxPlanning #FinancialStrategy #PlanAhead #FinancialConfidence For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
The truth is simple: 📈 Consistency compounds.
The earlier someone starts having basic conversations about saving, investing, and goal-setting, the more opportunity they have to get ahead and make confident decisions.
Whether you’re just starting out or re-evaluating your strategy, now is always the right time to begin planning with purpose.
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#FinancialPlanning #InvestingBasics #StartEarly #WealthBuilding #FinancialConfidence
1️⃣ Take your required minimum distributions (RMDs). Missing the Dec. 31 deadline can trigger a 25% penalty.
2️⃣ Watch your modified adjusted gross income (MAGI). Even small increases could raise future Medicare premiums.
3️⃣ Consider a qualified charitable distribution (QCD). It can satisfy your RMD, lower your MAGI and help you support the causes you care about.
A few simple moves today can help you avoid penalties, manage future healthcare costs and protect your retirement income.
Get in touch if you’d like help reviewing your year-end strategy.
See thrivent.com/social for important disclosures. Thrivent is not connected with or endorsed by the U.S. government or the federal Medicare program.
Let’s wrap up your 2025 plan before the year does!
#YearEndPlanning #MakeItCount
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
A fresh perspective can reveal: ✅ Missed tax advantages ✅ Overlooked income opportunities ✅ Better alignment between your goals and your money
If you’ve been wondering whether your current strategy is truly working for you, it might be time for a second look.
We help clients uncover new possibilities in their planning—so every decision moves them closer to confidence.
📅 Let’s review your plan and make sure you’re not leaving any opportunities on the table.
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional #FinancialPlanning #RetirementPlanning #FinancialConfidence
The right asset allocation helps manage risk and support your long-term goals.
Smart asset location can help reduce taxes and make your overall strategy more efficient — letting you keep more of what you earn.
While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. For additional disclosure, see thrivent.com/social
November 2025 Market Update: Less data, lower rates, strong stocks
October closed strong, and November is shaping up to be pivotal. AI-driven sectors continue to lead, while Fed rate cuts signal cautious optimism. Want to know what this means for portfolios? Dive into Thrivent's November Market Update for actionable insights.
Take time to reflect, review, and realign your strategy. Thoughtful decisions today can lead to a more confident tomorrow.
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If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#InvestmentPlanning #FinancialStrategy #PortfolioReview #WealthManagement #FinancialConfidence
When it comes to your financial future, waiting too long to act can have real consequences.
From enrolling in your 401(k) to reviewing your investment mix, every choice—or lack of one—shapes your long-term outcomes. Your future self will thank you for making intentional decisions today.
For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#FinancialPlanning #RetirementReady #WealthManagement #FinancialWellness #DecisionMaking
We’ll help you: 🔍 Calculate your RMD 🛡️ Minimize tax impact 💸 Explore charitable RMDs (QCDs)
Don’t wait — Now is a smart time to get ahead of the rush.
#RMDReminder #RetirementPlanning #TaxSmartRetirement
For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
And through it all, our core value of generosity shines.
Because when you’re wise with money, you’re empowered to live with purpose—and give with joy.
https://connect.thrivent.com/voyage-financial-advisors
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional
#PurposeDrivenPlanning #FaithBasedFinance #GenerosityInAction #FinancialConfidence #TaxSmartStrategies #LiveYourValues
If you’re concerned about running out of money, an annuity might be part of the solution. 🔒💰
For more information, see Annuities (thrivent.com). Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.
Preparation helps build confidence.
#WiseStewardship #FaithAndFinance
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The sooner you begin investing, the more time your investments have to work in your favor.
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