


A path to lifelong income
Retirement isn’t the end of the road—it’s the start of a whole new chapter. With longer lifespans, having dependable income matters more than ever. “They’re almost like a pension plan that you fund for yourself,” says Al Todd, Thrivent Financial advisor. Read more in Thrivent’s Winter 2025 issue to explore strategies for lifelong financial security—and learn how annuities can help provide steady income and reduce uncertainty in retirement. For disclosure information, see Thrivent.com/social.

Christmas Cutout Cookies
❤️ The best holiday memories are made around the kitchen table. Roll, frost, sprinkle… repeat! Christmas cutout cookies are pure holiday magic. Bring everyone together to bake soft cut‑out sugar cookies, adding a cheerful touch of red, white, and green sprinkles. Perfect for decorating together, leaving a treat for Santa, or sharing sweet joy with friends! 🎄✨

Protect Your Family's Future: Avoid These 12 Common Estate Planning Mistakes
Mistake #1: Procrastination ⏳ With the holidays reminding us how important our loved ones are, there’s no better time to take steps that help protect them. Putting off your estate planning can create unnecessary stress and uncertainty for the people who matter most. Start today to safeguard your family’s future and ensure your wishes are honored. For disclosure information, see Thrivent.com/social. #TFAThrivent #FinancialSecurity #EstatePlanning



I'm a Wealth Adviser: Here's How to Maximize Your Generosity Before the OBBB's 2026 Cap Kicks In
🎁 Give Back This Holiday Season! The year is winding down—plan your charitable gifts before Dec. 31 to maximize deductions under current rules and make this season truly meaningful. 📞 Act today to make your generosity go further! For disclosure information, see Thrivent.com/social.



3 Tax-Smart DAF Strategies Advisers Can Put to Work for Clients During Giving Season
🎁 Is a Donor-Advised Fund the Right Move for Your Giving Strategy? Giving Season is here! Donor-Advised Funds (DAFs) can provide tax efficiency, flexibility, and long-term planning benefits, helping clients make an impact while optimizing their year-end giving. 📞 Contact our office today to complement your year-end financial strategy! While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. For additional disclosures, see Thrivent.com/social. #GivingSeason #FinancialStrategy #CharitablePlanning #LiveGenerously








