Our team

Al Todd
ChFC®, FIC, CLTC®
Managing Partner

Al is the founder of Todd Financial Associates and has served Pittsburgh and the surrounding area with Thrivent for more than 30 years. With a Bachelor of Arts Degree in Communication from the University of Pittsburgh, he specializes in retirement planning, investments, insurance, tax planning, and estate planning, and takes pride in providing clients with an exceptional, personalized experience.

A devoted husband, father, and grandfather, Al is passionate about helping people in his community and fostering meaningful relationships through dedicated guidance and thoughtful financial planning.

States Licensed: CT, FL, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WV

About Al Todd

Al is the founder of Todd Financial Associates and has served Pittsburgh and the surrounding area with Thrivent for more than 30 years. With a Bachelor of Arts Degree in Communication from the University of Pittsburgh, he specializes in retirement planning, investments, insurance, tax planning, and estate planning, and takes pride in providing clients with an exceptional, personalized experience.

A devoted husband, father, and grandfather, Al is passionate about helping people in his community and fostering meaningful relationships through dedicated guidance and thoughtful financial planning.

States Licensed: CT, FL, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WV
Team member
Heath Kaydo
FIC, RICP®, CLTC®
Associate Financial Advisor

Heath started with Thrivent in 2010 as a Financial Advisor and joined Todd Financial Associates in 2018. He focuses on retirement income planning, investments, insurance, and tax efficiency strategies. Heath is committed to tailoring solutions that align with each client’s goals and values.

He married his wife Caitlin in 2020, and together they have two children, daughter Aisling and son Cillian. Outside of work, he enjoys family outings, exploring new hobbies, and participating in local community activities.

States Licensed: CT, FL, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WI, WV

About Heath Kaydo

Heath started with Thrivent in 2010 as a Financial Advisor and joined Todd Financial Associates in 2018. He focuses on retirement income planning, investments, insurance, and tax efficiency strategies. Heath is committed to tailoring solutions that align with each client’s goals and values.

He married his wife Caitlin in 2020, and together they have two children, daughter Aisling and son Cillian. Outside of work, he enjoys family outings, exploring new hobbies, and participating in local community activities.

States Licensed: CT, FL, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WI, WV
Team member
Eric Spiker
Associate Financial Advisor

Eric started as a Financial Advisor with Todd Financial Associates in 2021. He specializes in helping clients protect and maximize their present and future cashflow through smart retirement planning, investments, insurance, and tax strategies. He values providing clients with personalized guidance to achieve their goals and building lasting relationships.

Eric married his wife Casey in 2020, and together they have a son. In his free time, Eric enjoys family outings, hiking, and sports.

States Licensed: CT, FL, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WV

About Eric Spiker

Eric started as a Financial Advisor with Todd Financial Associates in 2021. He specializes in helping clients protect and maximize their present and future cashflow through smart retirement planning, investments, insurance, and tax strategies. He values providing clients with personalized guidance to achieve their goals and building lasting relationships.

Eric married his wife Casey in 2020, and together they have a son. In his free time, Eric enjoys family outings, hiking, and sports.

States Licensed: CT, FL, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WV
Team member
Ryan Kramer
Financial Associate

Ryan began his career with Todd Financial Associates as a Financial Advisor in 2024. He holds a Bachelor of Science degree in Finance and Accounting from the University of Alabama and brings expertise in financial planning, investments, and insurance solutions. He is committed to helping clients make confident financial decisions through clear guidance and thoughtful planning.

Originally from New Jersey, Ryan enjoys spending quality time with his family and following his favorite sports teams.

States Licensed: CT, FL, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WV

About Ryan Kramer

Ryan began his career with Todd Financial Associates as a Financial Advisor in 2024. He holds a Bachelor of Science degree in Finance and Accounting from the University of Alabama and brings expertise in financial planning, investments, and insurance solutions. He is committed to helping clients make confident financial decisions through clear guidance and thoughtful planning.

Originally from New Jersey, Ryan enjoys spending quality time with his family and following his favorite sports teams.

States Licensed: CT, FL, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WV
Team member
Christine Sonson
Associate

Christine began working at Thrivent as a Financial Advisor in 2018 and joined Todd Financial Associates in 2020. She works closely with Al, attending all his meetings to help ensure an exceptional client experience. In addition to her collaborative role, Christine specializes in retirement income planning and life insurance. She graduated from Robert Morris University with a Bachelor of Science degree in Information Technology.

When she isn’t working, Christine is passionate about family time with her husband, children, and three grandchildren.

States Licensed: CT, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WV

About Christine Sonson

Christine began working at Thrivent as a Financial Advisor in 2018 and joined Todd Financial Associates in 2020. She works closely with Al, attending all his meetings to help ensure an exceptional client experience. In addition to her collaborative role, Christine specializes in retirement income planning and life insurance. She graduated from Robert Morris University with a Bachelor of Science degree in Information Technology.

When she isn’t working, Christine is passionate about family time with her husband, children, and three grandchildren.

States Licensed: CT, MD, MI, MO, NC, NJ, OH, PA, SC, TN, VA, WV
Team member
Brooke Kuehn
Associate

Brooke began working at Thrivent in 2019 and has been a dedicated member of Todd Financial Associates since 2024. With a Bachelor of Arts in English and teaching certifications, Brooke started her career in education before discovering a deep passion for investment operations. Her background in teaching brings a unique blend of educational insight and strategic efficiency to the world of investments. Brooke’s thoughtful, client-centered approach, and her commitment to clarity and efficiency helps ensure seamless support across the team.

Outside of work, she enjoys spending time with her family and friends, listening to live music, and going on new adventures.

States Licensed: OH, PA

About Brooke Kuehn

Brooke began working at Thrivent in 2019 and has been a dedicated member of Todd Financial Associates since 2024. With a Bachelor of Arts in English and teaching certifications, Brooke started her career in education before discovering a deep passion for investment operations. Her background in teaching brings a unique blend of educational insight and strategic efficiency to the world of investments. Brooke’s thoughtful, client-centered approach, and her commitment to clarity and efficiency helps ensure seamless support across the team.

Outside of work, she enjoys spending time with her family and friends, listening to live music, and going on new adventures.

States Licensed: OH, PA
Team member
Dona Bajet
Client Service Administrator

Dona joined Todd Financial Associates in 2024 as an Office Professional, supporting both clients and advisors by attending client meetings, documenting key details, and managing follow-up tasks. She combines strong organizational skills with a warm, professional presence to create a smooth and welcoming experience.

A loving mom to her daughter Malia, Dona enjoys spending time with her family outside of work.

About Dona Bajet

Dona joined Todd Financial Associates in 2024 as an Office Professional, supporting both clients and advisors by attending client meetings, documenting key details, and managing follow-up tasks. She combines strong organizational skills with a warm, professional presence to create a smooth and welcoming experience.

A loving mom to her daughter Malia, Dona enjoys spending time with her family outside of work.

Team member
Bonnie Janeda
Senior Office Manager

Bonnie is the Senior Office Manager of the Allison Park, PA office and often serves as the first welcoming face clients’ encounter. She keeps the office running smoothly by managing calls, preparing meeting materials, and coordinating advisors’ schedules, ensuring both clients and team members feel supported. With over 30 years of experience, she brings stability and expertise to every interaction.

In her free time, Bonnie treasures moments with her family and creating lasting memories with her loved ones.

About Bonnie Janeda

Bonnie is the Senior Office Manager of the Allison Park, PA office and often serves as the first welcoming face clients’ encounter. She keeps the office running smoothly by managing calls, preparing meeting materials, and coordinating advisors’ schedules, ensuring both clients and team members feel supported. With over 30 years of experience, she brings stability and expertise to every interaction.

In her free time, Bonnie treasures moments with her family and creating lasting memories with her loved ones.

Team member
Moriah Woods
Office Manager

Moriah has a background in office management, accounting and mortgage loan origination. She manages the day-to-day operations in our Ohio offices.

States Licensed: OH, PA, WV

About Moriah Woods

Moriah has a background in office management, accounting and mortgage loan origination. She manages the day-to-day operations in our Ohio offices.

States Licensed: OH, PA, WV
Team member
Christine Grimes
Office Professional

Chrissy brought her prior experience with special needs trust funds and Social Security benefits to Todd Financial Associates in 2025, where she now oversees the Monroeville, PA office as Office Manager. She coordinates office workflows, oversees schedules, and ensures communications and materials are handled carefully.

Outside of work, she enjoys spending time with her two children, Hannah and Keegan.

About Christine Grimes

Chrissy brought her prior experience with special needs trust funds and Social Security benefits to Todd Financial Associates in 2025, where she now oversees the Monroeville, PA office as Office Manager. She coordinates office workflows, oversees schedules, and ensures communications and materials are handled carefully.

Outside of work, she enjoys spending time with her two children, Hannah and Keegan.

Team member
Kelsey Jendrejewski
Administrative Assistant

Since joining Todd Financial Associates in 2025, Kelsey has contributed her customer service experience to support both office workflows and the Operations Team. She steps in wherever needed to help maintain smooth processes and assist with a variety of tasks across locations.

Kelsey is married to Ryan, and they have two children, Elizabeth and Jackson. The family enjoys spending time together through outdoor activities, games, and shared experiences.

About Kelsey Jendrejewski

Since joining Todd Financial Associates in 2025, Kelsey has contributed her customer service experience to support both office workflows and the Operations Team. She steps in wherever needed to help maintain smooth processes and assist with a variety of tasks across locations.

Kelsey is married to Ryan, and they have two children, Elizabeth and Jackson. The family enjoys spending time together through outdoor activities, games, and shared experiences.

Team member
Steven Hill
CLTC®
Director of Dedicated Planning and Investment Operations

Steve began his career in the financial services industry at Thrivent in 2011 and joined Todd Financial Associates in 2014. As the Director of Dedicated Planning and Investment Operations, he oversees detailed client financial analyses and develops strategies that support long-term objectives. Known for his meticulous approach and collaborative style, Steve ensures the team is equipped to deliver dedicated guidance efficiently. He earned his Bachelor of Arts degree in Religion from Thiel College.

In his personal time, Steve enjoys spending quality time with his wife Katelyn, daughter Delaney, and son Braydon.

States Licensed: CT, FL, MI, NC, OH, PA, SC, VA, WV

About Steven Hill

Steve began his career in the financial services industry at Thrivent in 2011 and joined Todd Financial Associates in 2014. As the Director of Dedicated Planning and Investment Operations, he oversees detailed client financial analyses and develops strategies that support long-term objectives. Known for his meticulous approach and collaborative style, Steve ensures the team is equipped to deliver dedicated guidance efficiently. He earned his Bachelor of Arts degree in Religion from Thiel College.

In his personal time, Steve enjoys spending quality time with his wife Katelyn, daughter Delaney, and son Braydon.

States Licensed: CT, FL, MI, NC, OH, PA, SC, VA, WV
Team member
Luke Kuehn
FIC
Paraplanner

Luke joined Todd Financial Associates in 2024, bringing over a decade of experience working at Thrivent since 2012. He serves as an analyst on our team, providing data-driven insights that support the advisory team in delivering informed client guidance.

Luke holds a Bachelor of Science degree in Psychology with a minor in Philosophy from the University of Pittsburgh at Greensburg and an Associate of Science degree in Health and Physical Education from CCAC.

Outside of the office, Luke enjoys spending time with his wife and daughters, exercising, and tackling DIY projects at home.

States Licensed: OH, PA

About Luke Kuehn

Luke joined Todd Financial Associates in 2024, bringing over a decade of experience working at Thrivent since 2012. He serves as an analyst on our team, providing data-driven insights that support the advisory team in delivering informed client guidance.

Luke holds a Bachelor of Science degree in Psychology with a minor in Philosophy from the University of Pittsburgh at Greensburg and an Associate of Science degree in Health and Physical Education from CCAC.

Outside of the office, Luke enjoys spending time with his wife and daughters, exercising, and tackling DIY projects at home.

States Licensed: OH, PA
Team member
Ashley Pappert
Director of Operations

Ashley began her career with Todd Financial Associates in 2022 and now serves as the Director of Operations. She graduated from The Pennsylvania State University with a Bachelor of Science in Psychology.

Known for her strategic mindset, reliability, and attention to detail, Ashley plays a critical behind-the-scenes role at TFA. She supports both clients and advisors, focusing on efficient processes and smooth workflows that keep the practice running effectively.

Away from the office, Ashley and her husband Nick cherish moments with their daughter, Grace, and two dogs Charlie and Timber.

About Ashley Pappert

Ashley began her career with Todd Financial Associates in 2022 and now serves as the Director of Operations. She graduated from The Pennsylvania State University with a Bachelor of Science in Psychology.

Known for her strategic mindset, reliability, and attention to detail, Ashley plays a critical behind-the-scenes role at TFA. She supports both clients and advisors, focusing on efficient processes and smooth workflows that keep the practice running effectively.

Away from the office, Ashley and her husband Nick cherish moments with their daughter, Grace, and two dogs Charlie and Timber.

Team member
Mark Kuehn
LUTCF®, FIC, CLTC®
Associate Financial Advisor

Mark has been serving Thrivent members for over 42 years. He specializes in retirement planning, investments, and insurance. He graduated from Indiana University of Pennsylvania with a Bachelor of Arts degree in business.

States Licensed: FL, MD, MI, NC, OH, PA, SC, WI

About Mark Kuehn

Mark has been serving Thrivent members for over 42 years. He specializes in retirement planning, investments, and insurance. He graduated from Indiana University of Pennsylvania with a Bachelor of Arts degree in business.

States Licensed: FL, MD, MI, NC, OH, PA, SC, WI
Team member
John Hill
FIC, CLTC®
Associate

About John Hill