Multi-year guaranteed annuity (MYGA) vs. certificate of deposit (CD)Certificates of deposit and multi-year guarantee annuities can both help offer predictability to your portfolio, particularly in an uncertain market. Here’s how to know which might make sense for you.
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Wondering how you or your student will pay for higher education? 🎓 FAFSA is a tool to help make college more affordable. By completing the FAFSA, you may be eligible for grants, loans, and work study programs to help cover the cost of tuition and other educational expenses. It’s a game-changer for anyone looking to fund their college education.
Learn more about the FAFSA 👉 https://bit.ly/422SRSE
Your employer may provide disability income insurance, but is the coverage enough to ensure you and your family are prepared when the unexpected happens? Consider how an additional policy could help close any gaps in coverage.
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Are you beginning your first career after graduating this spring? Here are some action steps you should take:
• Review all of your employee benefits and take advantage of them
• Allocate a portion of your paycheck towards your savings
• Make a plan for paying down your outstanding debt
Planning for retirement as a couple can be challenging, but it doesn’t have to be. Check out these 4 steps to creating a retirement plan that works for both of you: https://bit.ly/3V0Jxwz
May is Disability Insurance Awareness Month. If you were to experience an illness or injury that prevented you from working for an extended amount of time, would you have the coverage to support your family?
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Thinking about ways to use your tax refund? From building your emergency savings to paying down your debt, here are some other ideas to consider: bit.ly/3TPvUjh
What are some of your favorite methods for teaching your children healthy money habits? If you're looking for ways to get started, check out this helpful resource: bit.ly/3z3EocX
Looking for ways to cut down costs? Consider exploring a different service provider—you could potentially be paying more for the same offerings that cost less somewhere else. Keep an eye out for cancellation fees, before committing to something new.
What's on your spring cleaning checklist? Consider adding a few financial tasks for yourself that you've been putting off, such as filing away important financial documents and shredding any that aren’t needed.
Take some time for a debt check-in and review your goals for paying down debt. If you find that you’ve gone off track, consider ways you can change your spending habits.
Planning a vacation can be more exciting than budgeting for one. Here are some helpful tips for building a vacation budget to get you started: bit.ly/3Z1LJFi
It's the last day of Financial Aid Awareness Month! If you have been thinking about college lately and haven't explored what student aid options are available, get started here: bit.ly/3wDnGAc
Recurring subscriptions can be an expense that quickly builds up over time. When was the last time you reviewed which ones you are paying for? Take some time today to cancel the ones you no longer need.
Do you tend to wait until the last minute to file your tax returns? Here are some reasons you should file earlier:
1) Protect your tax refund from falling into the hands of a tax return fraudster
2) Book an appointment more easily with a tax professional (they get busier as Tax Day approaches)
3) If you owe any money to the IRS, you have more time to prepare the payment before the deadline
Investing time and energy into financial self-care can help you feel more empowered about your finances, enable you to manage ups and downs better and take control of emotional decision making. Check out these 8 tips for creating a financial self-care routine: bit.ly/3DlzLNS
As January comes to an end, take some time for reflection. What are some achievements—big or small—that have happened during this first month of the year?
Developing a healthy relationship with money is a lifelong process. Here are some opportunities you can use to teach your kids how to use money as a tool to support their well-being: bit.ly/3VrYExR
