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Tim B Gamrath

Advisor Image
Tim B Gamrath
Financial Consultant
.
LUTCF®, FIC
Part of the Crown Wealth Advisors practice
9010 Quantrelle Ave NE Suite 102
Otsego, MN 55330
About Tim Gamrath

Tim Gamrath has been a Financial Consultant with Thrivent since 1991, specializing in solutions for small businesses and personal retirement planning, both in the accumulation and distribution phases. What sets Tim apart is his commitment to helping clients be wise and tax-efficient with their money.


Tim has been married to his wife, Kristin, for 35 years. They are proud parents of three adult children—Courtney, Cade, and Carly Jo—and grandparents to three little ones. Tim is an active member of St. Paul’s Lutheran Church in Osseo, MN. In his free time, he enjoys gardening, fishing, barbecuing, and spending time with his family. Recently, Tim and Kristin purchased a cabin near Nisswa, MN, which will be a cherished retreat for family and friends for years to come.


Giving Back To Our Community
  • CROSS
  • Feed My Starving Children
  • Union Gospel Mission
  • Habitat for Humanity


Education & Accomplishments
  • Bachelors in Agricultural Economics and Finance
    Montana State University, Bozeman, MT
  • Life & Health Insurance License
  • FINRA Series 66 Uniform Combined State Law
  • FINRA Series 7 General Securities Representative
My qualifications
  • Life Underwriter Trainers Council Fellow®
  • Fraternal Insurance Counselor
  • Series 6 - Investment Company Products and Variable Contracts Limited Representative
  • Series 7 - General Securities Representative
  • Series 63 - Licensed Securities Agent
My state licenses
  • Arizona
  • Colorado
  • Florida
  • Minnesota
  • Missouri
  • Montana
  • North Dakota
  • South Dakota
  • Wisconsin

Insights

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Your super catch-up window is here
Your super catch-up window is hereBetween ages 60 and 63, you may have an exclusive opportunity to contribute more to your retirement through the super catch-up provision. This means you can: • See if you qualify and how much extra you may be eligible to contribute. • Understand the factors that may influence this decision. • Evaluate if contributing more—or another strategy—makes the most sense for your goals. Learn more about how this limited-time option could help you make the most of your retirement savings if this option is available to you. ⬇️
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It’s not too late to strengthen your income strategy
It’s not too late to strengthen your income strategyIncome, taxes, Social Security and withdrawal decisions all play a role in retirement. Understanding how these factors connect can help you feel more confident about what you can spend—and how long your money may last. Before required minimum distributions begin, discover how your savings can turn into income to help you make the most of what you've worked hard to build. ⬇️
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Put your savings to work for what’s next
Put your savings to work for what’s nextYou've worked hard to build your retirement savings—now help them work smarter for you. Retirement may last longer than you think, so the choices you make today can help you prepare for what’s next. Explore strategies that can help turn your savings into reliable income and help you feel more confident in the years ahead. ⬇️
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Office location
Otsego Location
9010 Quantrelle Ave NE Suite 102
Otsego, MN 55330
Phone763-633-5300Fax763-633-5303Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations