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Tim B Gamrath

Advisor Image
Tim B Gamrath
Financial Consultant
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LUTCF®, FIC
Part of the Crown Wealth Advisors practice
About Tim Gamrath

Tim Gamrath has been a Financial Consultant with Thrivent since 1991, specializing in solutions for small businesses and personal retirement planning, both in the accumulation and distribution phases. What sets Tim apart is his commitment to helping clients be wise and tax-efficient with their money.


Tim has been married to his wife, Kristin, for 35 years. They are proud parents of three adult children—Courtney, Cade, and Carly Jo—and grandparents to three little ones. Tim is an active member of St. Paul’s Lutheran Church in Osseo, MN. In his free time, he enjoys gardening, fishing, barbecuing, and spending time with his family. Recently, Tim and Kristin purchased a cabin near Nisswa, MN, which will be a cherished retreat for family and friends for years to come.


Giving Back To Our Community
  • CROSS
  • Feed My Starving Children
  • Union Gospel Mission
  • Habitat for Humanity


Education & Accomplishments
  • Bachelors in Agricultural Economics and Finance
    Montana State University, Bozeman, MT
  • Life & Health Insurance License
  • FINRA Series 66 Uniform Combined State Law
  • FINRA Series 7 General Securities Representative
My qualifications
  • Life Underwriter Trainers Council Fellow®
  • Fraternal Insurance Counselor
  • Series 6 - Investment Company Products and Variable Contracts Limited Representative
  • Series 7 - General Securities Representative
  • Series 63 - Licensed Securities Agent
My state licenses
  • Arizona
  • Colorado
  • Florida
  • Minnesota
  • Missouri
  • Montana
  • North Dakota
  • South Dakota
  • Wisconsin

Insights

Growth and stocks remain resilient, but rates rise: Q4 2026 market outlook
Growth and stocks remain resilient, but rates rise: Q4 2026 market outlookHigher rates. Resilient growth. New opportunities. Thrivent's Q4 2026 Market Outlook highlights why staying invested and maintaining a diversified portfolio remains important in today’s market environment. ⬇️
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"For we live by faith, not by sight." - 2 Corinthians 5:7
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Love the work you do (while making an attractive income).​ Find purpose, growth and a team of people invested in your success.​ Discover more about the financial advisor career: thriventcareers.com/4cIdiwn #CareerChange #FinancialServices #FinancialAdvisor​
Office location
Otsego Location
9010 Quantrelle Ave NE Suite 102
Otsego, MN 55330
Phone763-633-5300Fax763-633-5303Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations