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Tim Flitter

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Tim Flitter
Financial Associate
.
LUTCF®, FIC, CLTC®
520 1st Ave S
St James, MN 56081
Giving Back for Impact
Giving Back for Impact
I enjoy the relationships that develop while providing my customers guidance in the financial decision making process.
Getting into the community to make an impact, is so important to me. I'm always sharing ways how we can support your efforts on giving back.
About Tim Flitter

As a Thrivent financial professional, I'm called to help you combine your values and finances in ways that help enable you to reach your goals. I'll assess your situation and develop a financial roadmap designed exclusively for you using an appropriate combination of strategies and solutions, which may include insurance products and/or investments. I have a passion for increasing the financial well-being of Christians throughout southern Minnesota. Whether you are saving for retirement, need to protect your greatest asset, or you're preparing to retire and want help planning for sufficient retirement income, or you simply need help with investment management, I'm here for you.


My qualifications
  • Life Underwriter Trainers Council Fellow®
  • Fraternal Insurance Counselor
  • Certification in Long-Term Care®
  • Series 6 - Investment Company Products and Variable Contracts Limited Representative
  • Series 7 - General Securities Representative
  • Series 63 - Licensed Securities Agent
My state licenses
  • Alaska
  • Florida
  • Iowa
  • Minnesota
  • North Carolina
  • South Dakota
  • Wisconsin

Insights

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Have you thought about which assets are meant for living today and which ones you hope to pass on? Let’s connect to explore what each piece is supporting today and how it could show up for the people and causes you care about. See thrivent.com/social for important disclosures.
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Legacy planning doesn't have to be stressful. With the right tools and timely strategies, you can stay true to your vision and help your loved ones feel prepared. Here are a few key things to keep in mind: • The amount you can pass on without federal estate or gift tax is $15 million per person—or $30 million for married couples in 2026. These higher limits give families more flexibility and room to plan for the future. • Preparing your wealth transfer priorities today can make a meaningful difference. Name beneficiaries, establish a will and consider trusts. • Gifting can also play a role. Many people give annually to take advantage of the gift tax exclusion—up to $19,000 per person in 2026 without triggering gift tax. A thoughtful approach can help more of what you’ve built reach the people and causes you care about. ➡️ https://bit.ly/4hpRIzN
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Thinking about purchasing disability income insurance coverage? It can help protect a portion of your income if illness or injury interrupts your ability to work. But there are other considerations to make before purchasing.​ ​ Let’s set up time to discuss if disability income insurance is right for you.​ See thrivent.com/social for important disclosures.
Office location
St James Location
520 1st Ave S
St James, MN 56081
Phone507-375-3370Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations