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Thomas McCarthy

Advisor Image
Thomas McCarthy
Financial Advisor
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Higher Education Planning
Tax Efficient Planning
Young Families
Healthcare Professionals
Retirement Planning
Business Owners
About Thomas McCarthy

I’m proud to be a Thrivent Financial Advisor, helping people use money as a tool to support what matters most. Before moving into financial guidance, I spent almost 30 years in education and 15 years as a contract negotiator—experiences that shaped how I listen, plan, and advocate for others. I live in Forest Lake with my family, and my wife is an educator, so I have a deep appreciation for people who have commitment to their communities and the importance of thoughtful planning. At Thrivent, we believe humanity thrives when people make the most of all they’ve been given—and I’d be honored to help you do just that.

Successful Retirements · Tax Efficiency · College Funding Strategies · Portfolio Management · Business Retirement and Value Assessments

My team and I are dedicated to helping busy and successful individuals and families plan for a more confident financial future. We'll work together to identify and prioritize your needs and dreams, and then build a plan to help you accomplish your goals.


I provide a personalized and comprehensive approach to financial planning and offer experience in retirement planning strategies, retirement income strategies, family finances, insurance and wealth preservation strategies. With my passion for serving, I will help you plan for the rewarding life you are working so hard for.


Regardless of where you are today, with your values and goals as guideposts, we'll develop a clear, easy-to-follow roadmap to a more secure financial future.


Are you ready to get started? Click here to schedule your Strategy Session.

My qualifications
  • Masters of Education Administration, St Mary's University
  • Bachelors of Liberal Arts, St. John's University
  • Masters of Education, University of St Thomas
  • Series 7 - General Securities Representative
  • Series 66 - Investment Adviser Representative
  • Securities Industry Essentials
My state licenses
  • California(Insurance Lic. #4508709)
  • Minnesota
  • Texas
  • Virginia
  • Wisconsin

Insights

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We've already shared where we'll be hosting our October 9 event, but we'd also like to spotlight Rustic Roots Winery. What started as a local winery has grown into a St. Croix Valley destination known for its award-winning, estate-grown wines and welcoming atmosphere. From yoga classes and live events to weddings and celebrations, Rustic Roots has become a place where people gather, connect, and make memories. We're grateful to partner with a local business that continues to invest in the guest experience through its ongoing expansion. Construction will still be underway during our event, but signage will be available to help guide guests. We look forward to gathering at Rustic Roots in support of Lakes Center for Youth & Families. #RusticRootsWinery #SupportLocal #StCroixValley #LocalBusiness #SipLocal #MNWine #LC4YF #GatherForGood #Thrivent #ThriventGenerosity
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We’re so excited to feature Lakes Center for Youth and Families at our upcoming Sip, Serve, Support event! Lakes Center does incredible work in our community, stepping in with hands-on guidance, care and connection for local youth and their families – especially when it comes to staying engaged in school. Check out the video below to see their impact in action! Representatives from Lakes Center will be hanging out with us at the event, so stop by, say hello, and see how you can get involved. https://youtu.be/gx7JJtUJr9g?si=JB37NXKsbuZcrIph #Thrivent #SipServeSupport #LiveGenerously #ServingOthers #CommunityImpact #EmpoweringYouth #SupportingFamilies #GivingBack #StrongerTogether #ForestLakeMN
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Something exciting is on the horizon. We're preparing our first-ever Thrivent Community event, bringing people together to support a great local cause. More details coming soon!
Office locations
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations