When you're in your 20s or 30s, estate planning might not be top of mind—but it should be.
For younger adults, it’s less about passing on wealth and more about ensuring someone you trust can step in and make critical healthcare or financial decisions on your behalf.
Learn more about the key documents that can help: https://bit.ly/42xHjda
“Am I too young to start a financial plan?”
Sometimes we get asked this question and the answer is a resounding ‘NO’! Its never too early and there are things you can be doing in your 30’s and 40’s to make sure you achieve your goals later in life.
▪️ Doing a holistic financial plan before retirement could afford you the following advantages…
▪️ Setting goals now and for the future
▪️ Maximizing employer sponsored benefits like 401k/403b contributions, deferred comp, stock options, etc.
▪️ Establishing a savings plan with proper allocation to grow with you
Understanding your effective tax rate now versus the future, and strategies that could make your portfolio more tax efficient
Are you ready for your holistic plan? Let’s connect!
For disclosure information, see thrivent.com/social.
Government Shutdown?
A government shutdown is once again headlining the news. You may be wondering, "What should I be thinking about when it comes to my financial plan?"
Here are a few key points to keep in mind: ▪️ Shutdowns are usually short-lived.
Historically, government shutdowns have been temporary events, often addressed in a relatively short period of time. ▪️ Markets remain relatively calm — for now.
To this point, markets have not reacted dramatically to the potential shutdown. That said, a prolonged period of uncertainty could create more volatility. Every shutdown is not always the same and there's no guarantee this one will be similar to past ones. ▪️ Your long-term plan matters most. Political events often create short-term noise, but history shows that long-term investment strategies are what drive results. Staying disciplined is the best way to navigate temporary disruptions.
Disclosures: thrivent.com/social
When Dave was diagnosed with early-onset dementia, life changed dramatically for him and his wife, Ginny. Suddenly faced with the emotional and financial realities of becoming a full-time caregiver, Ginny leaned on family and faith. With Eric Grasse’s guidance, Ginny and Dave were able to navigate complex decisions about legal planning, long-term care, and financial stability. Their story is one of resilience, partnership, and how the right advisor can make all the difference during life’s most challenging seasons.
Read their story 👉 https://www.thrivent.com/insights/magazine/fall-2025/how-to-manage-money-as-a-caregiver
Wow! Our community showed up big once again with generous hearts for our Live Your Best Life campaign benefiting Children's Wisconsin — and we’re thrilled to announce we raised $52,217!
We are incredibly grateful to everyone who attended our events, made a donation, supported us as sponsors, and to Thrivent for their generous donation match. Thanks to all of you, we’re helping Children’s Wisconsin continue their mission to ensure our kids are the healthiest in the nation through world-class care, advocacy, research, and education.
We’re already looking forward to next year — thank you for making a difference!
Your financial journey is unique. Your starting point matters. Your destination matters. And most importantly, the purpose God has for your wealth matters.
That's why cookie-cutter financial advice often leads to dead ends. Your path to financial faithfulness deserves a custom plan.
Let my team guide you every step of the way.
see thrivent.com/social for important disclosures
If you’re charitably minded and seeking smart ways to give while maximizing tax benefits, a Donor-Advised Fund (DAF) might be one of the most powerful tools at your disposal.
What Is a Donor-Advised Fund?
A Donor-Advised Fund is a giving account established to make a charitable contribution, receive an immediate tax deduction, and then recommend grants from the fund over time to your favorite nonprofit organizations.
What are the benefits? ◽ Immediate tax deduction ◽ Avoid capital gains tax when donating securities ◽ Tax-free investment growth inside the fund ◽ Simplifies recordkeeping with just one receipt ◽ Flexibility: Give when it makes financial sense, distribute grants later.
A Donor-Advised Fund is more than a charitable giving tool—it’s a smart financial strategy for anyone looking to align generosity with tax-savvy planning. If you’re ready to maximize your impact while optimizing your finances, let’s connect, as a DAF may be the next step!
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for important disclosures.
Thrivent is partnering with a company called Empathy to offer a new grief resource. Empathy offers the tools and resources to support families through the difficult experience of losing a loved one.
Empathy can be accessed via app, online and over the phone. Care Managers provide personalized guidance and custom care plans for helping manage both the emotional and practical aspects of loss.
Learn more about this new membership benefit: https://bit.ly/43H43Zn
Are you exposed to Estate Tax Implications?
Often times our clients think Estate Taxes are a tax that will never affect them, however, with the amount of growth your estate may experience over the next few decades, it may affect you more than you think. Pay attention to this in light of your overall financial planning. It is very hard to fix this issue after it's too late.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for important disclosures.
S&P Global Ratings Affirms Thrivent’s AA+ (Very Strong) Rating with Stable Outlook
Proud to be part of a financially strong and stable organization committed to serving clients for the long-term! S&P, an independent rating agency, recently affirmed Thrivent’s AA+ (Very Strong) rating along with a stable outlook. Learn more. ⬇️
“Am I too young to start a financial plan?”
Sometimes we get asked this question and the answer is a resounding ‘NO’! Its never too early and there are things you can be doing in your 30’s and 40’s to make sure you achieve your goals later in life.
▪️ Doing a holistic financial plan before retirement could afford you the following advantages…
▪️ Setting goals now and for the future
▪️ Maximizing employer sponsored benefits like 401k/403b contributions, deferred comp, stock options, etc.
▪️ Establishing a savings plan with proper allocation to grow with you
Understanding your effective tax rate now versus the future, and strategies that could make your portfolio more tax efficient
Are you ready for your holistic plan? Let’s connect!
For disclosure information, see thrivent.com/social.
You might hear “Stay the course” a lot during times of market uncertainty and volatility. But is it right for you? Maybe not, especially if you don’t have a holistic financial plan. There might be an opportunity to do one or more of the following:
- Review your financial plan
- Change your portfolio allocation
- Rebalance your portfolio
- Timely tax strategies
Don’t have a holistic plan? Have questions what to do? Reach out and let’s connect!
Disclosures: thrivent.com/social
Save the date! The Live Your Best Life golf event will be held at The Baths of Blackwolf Run on Saturday, August 23, 11:00 - 2:30. Registration will open soon. 100% of the proceeds will be donated to Children's Wisconsin
https://bit.ly/2024liveyourbestlife
#liveyourbestlife #childrenswisconsin #thirdcoastwealthadvisors #destinationkohler
Children's Wisconsin is not affiliated with or endorsed by Thrivent.
No products will be sold. For more information visit Thrivent.com/social.
We’re amazed by how our clients have used Thrivent Choice dollars and Action Teams to create incredible change in their communities.
Together, you’ve directed over $4.6M and contributed 48,233 volunteer hours—what an impact!
Looking forward to seeing what we accomplish together in 2025!
#livegenerously #thirdcoastwealthadvisors
Disclosures: thrivent.com/social
Have you wondered how you can optimize Social Security or how much you can expect to receive from other income sources? Join us next week for our free Social Security: Timing Is Everything workshop on Tuesday, April 15. Register now: https://bit.ly/41525SS
No products will be sold.
Check out the latest news from our office -
https://bit.ly/ThirdCoastSpring2025
Check out the latest news from our office -
https://bit.ly/ThirdCoastSpring2025
At Third Coast Wealth Advisors, we feel it’s important to extend our support to those experiencing changes to their job situation or their benefits with local employers. That’s why we are offering a no-obligation, one-hour consultation to discuss and help answer your questions. Because we don’t just build a financial plan together; we do life together.
Want to learn more? Visit our website and use the “Contact” form.
See thrivent.com/social for important disclosures.
6534432.1