Our Platforms, Purviews, and Prices

We Drive (Planning & Advice Relationship)


1. Determine & prioritize non-negotiables, financial goals, and concerns

2. Review income & expenses

3. Inventory assets, liabilities, and net-worth

4. Validate financial and retirement trajectory utilizing planning software

5. Evaluate employer retirement and insurance options as well estate & legacy strategies

6. Revisit regularly


Price: Flat-Fee of 1% of gross annual salary/year of couple or individual (minimum $1,800/year)



We Navigate (Planning & Management Relationship)


1. Nest egg Asset Allocation models

2. Validate income strategy and withdrawal rate utilizing planning software & Monte Carlo simulation

3. Income & Growth focused

4. Asset rebalancing and Tax efficient strategies

5. Estate & legacy Strategies

6. Review semi-annually


Price: Percentage of Assets Under Management as follows:

-$100,000 - $250,000 - 1.10%

-$250,001 - $500,000 - 1.00%

-$500,001 - $750,000 - .90%

-$750,001 - $1,000,000 - .80%

-$1,000,001 - $2,500,000 - .70%

-$2,500,001 - $5,000,000 - .50%

-$5,000,001 + - .30%



We Ride (Transactional Relationship)


1. Recognize what you need & want

2. Identify solutions

3. Determine Best Interest

4. Educate & Execute

5. Review when you want


Price: Commission paid from Thrivent for insurance solutions or Account Service fee paid from investment account balance

Eric Himmel

Eric Himmel

MBA, CFP®

Eric has been a dedicated professional in the financial services industry since 2012, spending his entire career with Thrivent. In 2017, he founded the Third Coast Group at Thrivent to enhance the service and support he provides to clients. After earning his CFP® designation in 2023, Eric focuses on helping individuals and couples make informed financial & investment decisions, emphasizing a strategic approach that considers cash flow, asset location, and tax implications. Outside of work, Eric enjoys golfing when the weather permits and plays basketball when it doesn't. He also cherishes quality time with his wife, Jasmin.

Title

Financial Consultant

State(s) Licensed
AZ, IA, IL, IN, MI, MN, NC, NV, SC, TN, TX, WI,
Website
https://connect.thrivent.com/eric-himmel
Email
eric.himmel@thrivent.com
Phone
219-627-3371
    Jason Gena

    Jason Gena

    FIC, RICP®

    Through his experiences working with professionals, individuals in and approaching retirement, and young families, Jason has learned that the word "money" has different meanings for different people. One thing that Jason has found, however, is that there is one commonality for everyone when it comes to money: being intentional when it comes to money can have a life changing impact for them, their future, and family. When working with clients, Jason uses an effective three step process: Goal Understanding, Cooperative Plan Collaboration, and Strategy Implementation. In his spare time, Jason enjoys spending time with his wife and two daughters, coaching his daughters' basketball and softball teams, and being an active member of his church. Jason has been working for Thrivent since 2016.

    Title

    Financial Advisor

    State(s) Licensed
    AK, CO, FL, GA, IL, IN, ME, MO, OH, SC, TN, VA,
    Website
    https://connect.thrivent.com/jason-gena
    Email
    jason.gena@thrivent.com
    Phone
    219-627-3371
      Ashley Richy

      Ashley Richy

      Ashley graduated from Benedictine University, Lisle IL in 2008 with a bachelor’s in Psychology and Art. Most of her work experience has been in the retail setting with her focus being on customer service.

      Ashley Is a highly organized and friendly individual who brings a new perspective to the group. Her purpose with the team is to oversee our systems, marketing and social media to ensure that our clients are getting the best experience possible, as well as to stay connected with us in creative and fun ways. She has been with The Third Coast Group since 2020.

      Being a daughter of a Lutheran Pastor, she believes that love and respect is something everyone is entitled to. She hopes to bring that into her work with the Third Coast Group.

      In her free time, she loves to Craft (Knit, Crochet, Sew, Scrapbook), learn about languages and cultures, takes Belly Dancing lessons, and has an extensive Doll Collection. She also loves to play with her 2 Fur-children: a Dachshund, Suzu, and a Pastel Orange cat, Yume.

      Title

      Office Professional

      Location

      Saint John Office

      Phone
      219-627-3371
      Fax

      219-558-0903