About Me

I am a native of Jacksonville, FL, and was raised to be a man deeply rooted in his faith, unwavering in his commitments and of strong valor. I have spent my adult life educating myself and others about the financial and insurance landscape, the tools available and the knowledge to successfully use them. My main goal is to leave a legacy of empowerment and opportunities, not just for my family, but also believers of faith and the community.

Since 1998 I have strived to be a resource to those in need of insurance and financial consultation. I have served as an executive leader and contributor in sales, sales support, technology development, field training and product development organizations throughout my career. I earned my undergraduate degree from University of Phoenix in Technology Development and Management.

Guided by Purpose, Committed to Your Financial Journey

I joined Thrivent in 2025 to expand the breadth of services and products needed to further support my partnerships and because of its commitment to be an active part of the community we serve. Together, Thrivent and I can help propel clients to accomplish in their pursuit of financial goals.

For the last 4 years I have humbly served the Lord as Elder and Pastor of Christ In Action International Church. I also serve as a Bishop’s Adjutant and leader in the Adjutants Corps supporting various Church’s in their needs.

Community Impact

Pastor | Christ In Action International Church
Founder | Triumph Insurance Group LLC
Former Chapter President for African American Workers Network
Former Board Member | Trinity Volunteers
Former HOA Board Member

Education and Experience

Bachelor of Science – Tech. Development and Management | University of Phoenix
Servant Style Leadership Series
FINRA Series 7 – General Securities Representative
FINRA Series 66 – Uniform Combined State Law
FINRA Series 63 – Uniform Securities Agent State Law
State(s) Licensed: AL, CA, CO, FL, GA, IL, LA, MS, NC, NY, SC, TX
LOMA Foundations

Let's Connect!

The journey to financial clarity doesn't have to be complicated. Let's start with a meaningful conversation about what matters most to you. It's easy to get in touch!

Email: Terrance.Ray@thrivent.com
Call/Text: (904) 569-5838

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.