We strive to educate and guide Christians, to help them make informed financial decisions that cultivate the kinds of success they envision for themselves, their families and their communities.
We strive to educate and guide Christians, to help them make informed financial decisions that cultivate the kinds of success they envision for themselves, their families and their communities.
Our story
Cross Rivers Financial is a team of financial professionals united by common values and a commitment to our clients. From our office in the historic riverfront neighborhood of St. Charles, to the rolling hills of Southeastern Missouri in Frohna, we serve Christians throughout the state and country, both in person and aided by technology.

Our team
How we work with you
We are motivated to help clients feel confident and empowered to make financial decisions that reflect their values and vision of success. We work hard to provide each client with support to shape their family’s future, while extending generosity to their communities and those in need.

Our solutions
About Thrivent
Thrivent is a member-owned financial services organization offering advice, investments, insurance, banking and generosity programs to help clients make an impact on the people, causes and communities they love.
Where Money Means More™
Community impact
Thrivent membership benefits
When you join Thrivent, you become part of something bigger. You share in the collective ownership of our company and you’re part of a community of people looking out for others. In addition to Thrivent’s financial expertise and solutions, membership provides eligible clients with tools and resources to make it easy to give of yourself and live a more meaningful life.

Events

2025-09-18T23:30:00
Estate Preservation for the Next Generation Webinar
Please join us to learn from special guest speaker, Eric W. Bilger, FIC Financial Advisor for Thrivent, as he shares strategies around how to better prepare yourself for the “what-ifs” in life. This educational event is designed for our clients and their adult beneficiaries to help address their concerns about aging parents. We encourage you to invite any or all of your beneficiaries to attend.
No products will be sold. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for additional disclosures. 27764-12FB R2-24

2025-09-23T17:00:00
Estate Preservation for the Next Generation Webinar
Please join us to learn from special guest speaker, Eric W. Bilger, FIC Financial Advisor for Thrivent, as he shares strategies around how to better prepare yourself for the “what-ifs” in life. This educational event is designed for our clients and their adult beneficiaries to help address their concerns about aging parents. We encourage you to invite any or all of your beneficiaries to attend.
No products will be sold. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for additional disclosures. 27764-12FB R2-24

2025-10-25T23:00:00
You are invited to a special experience with Thrivent for Boo at the Zoo
On October 25th come enjoy an exclusive party with a delicious BBQ dinner and fun activities like face painting at the Saint Louis Zoo! We will also host a Thrivent Action Team service project on site to give back to our community. Then families of all ages can enjoy festive decorations, entertainers and more at the Saint Louis Zoo’s spook-tacular (non-scary) nighttime experience.
Limited spots available! Get your tickets today.
Hosted by the Thrivent Member Network – Heartland Region.
No products will be sold.
Strong and stable
We are proud to be part of Thrivent, a company with a long heritage of financial strength and fiscal stability. For more than 120 years, Thrivent has helped people build their financial futures and live more generous lives. Today, Thrivent is a Fortune 500 company, offering a full range of expert financial solutions, serving more than 2.4 million clients, as well as the communities in which they live and work.
News and insights

Office information
Operating Hours:
M – Thur: 9 a.m. – 5 p.m., Fri: 9 a.m. - 3 p.m.
Operating Hours:
M – Thur: 9 a.m. – 5 p.m., Fri: 9 a.m. - 3 p.m.