Financial News and Articles with Seamus Ott in Golden Valley MN

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Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

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The cost of cash: Where to invest when interest rates shiftWhether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.

Make Your Giving Go Further: Community Workshop with PROP Food Shelf & Thrivent Financial Are you curious how charitable giving can create real impact—today and for the future? Join me for a free, community workshop co‑hosted by PROP Food Shelf and Thrivent designed to help you give more effectively and confidently. We’ll cover practical, actionable topics, including: How charitable giving can support your financial goals An introduction to Donor‑Advised Funds (DAFs) Smart ways to maximize potential tax benefits Strategies to align your values with your financial plan This session is open to everyone—whether you’re already a donor or just exploring how giving works. Come with questions and leave with tools you can use right away to strengthen both your household and our shared community. Note: Space is limited to 35 participants, so please reserve your spot early. When: Thursday January 15th at 5:00PM-7:15PM RSVP here: https://propfoodshelf.org/workshop-registration More information about PROP: https://propfood.org/ Disclosure: No products will be sold. See thrivent.com/social for important disclosure information. PROP Food Shelf is not affiliated with or endorsed by Thrivent.

Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇

Help your money last in retirementA long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.

🐾 Calling all dog lovers and pet parents! 🐶📸 Join us for a Dog Photography Event on Tuesday, October 22nd from 4:00–7:00 PM at Dual Citizen Brewing! Whether your pup is camera-shy or a total ham, this is your chance to capture their personality with professional photos! What to expect: • Professional pet photography mini-sessions • Dog-friendly space • Good vibes and lots of tail wags • Perfect for early holiday card photos! 📍 Location: Dual Citizen Brewing, 725 Raymond Ave, Saint Paul, MN 55114 🗓️ Date: Tuesday, October 22 🕓 Time: 4:00 – 7:00 PM Spots are limited, so be sure to RSVP with me by emailing seamus.ott@thrivent.com to secure your spot. Let’s make memories (and magic) — one paw at a time. 🐾✨ No products will be sold.

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Preparing for financial surprises doesn't have to be complicated. Proactive planning can help you stay ahead of market swings and other risks that can impact your financial plan. Learn more about strategies to set you up for long-term success: https://bit.ly/4m32xHO

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Thank you to the men and women who gave their lives to protect our freedom. Let’s honor their sacrifice today and every day.

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5 financial risks (and how to adapt your financial plan)Are you prepared for financial changes? With proactive planning and flexible strategies, you can manage risks and habits that could impact your financial plan. Learn more about protecting your finances from what-ifs. ⬇️

Sending love and gratitude to all the moms and mother figures who made us who we are today. Happy Mother’s Day!

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Happy Easter to you and your family! Hope your day is filled with celebration and special moments.

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Is early retirement right for you?Curious how you can start your retirement sooner? Depending on your current income and expenses, it's possible. Here are things to keep in mind when considering if early retirement is right for you. ⬇️

Enjoy retirement income without the guessworkYou've spent years building your retirement nest egg—now let's make it work for you. Let's discuss how to turn your savings into steady, reliable income that lasts.

Managing risks to your retirement savings doesn't have to be complicated. You can maximize your guaranteed income sources, prepare for market volatility and have a mindful withdrawal plan. Here are important things to consider: https://bit.ly/4idtvKz If you'd like to discuss your unique retirement risk factors, let's set up a meeting.

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How to invest for retirement: Account types & strategic movesInvesting for retirement takes planning, but it doesn't have to be complex. Once you know your retirement goals and investment style, you can make a solid, long-term plan for retirement. Let's connect to talk more about this important topic.

Spreading love can be as simple as sharing a warm smile or a kind word. Happy Valentine's Day.

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Retirement savings by age: How much should you have?Planning for retirement can seem like a long and complex journey. Knowing how much to save is a foundational piece of achieving your retirement goals—check out these planning milestones based on your age.

2024 IRA contribution deadline: There's still time to maximize your savingsIt may be 2025, but you still have time to maximize your savings for the 2024 tax year. Explore how contributing to an IRA can help boost your retirement savings and find answers to the most common IRA questions.

Today we recognize the life and leadership of Dr. Martin Luther King Jr. What acts of service can you do in your community to honor his legacy?

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Happy New Year! Wishing your family a very blessed 2025.

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