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Sage Creek Financial Consultants - Our Journey

Tim Urness and John Severson were both elementary teachers in the Alexandria School District. They realized that they could use their passion for teaching and continue to help others as financial consultants with Thrivent. So they joined Thrivent in 2013 and formed a partnership.  

 

Tim is very involved in the community through coaching youth sports, the Jingle Bells Telethon, and Veteran's Honor Flight to name a few. He is also a big fan of cribbage and card tricks. Tim enjoys creating and building relationships that help people get started on their financial journey. Tim also focuses on assisting local small businesses with their financial needs. He is the "connector" on our team. 

 

John enjoys digging in and working on the financial puzzle. This is important when putting financial plans in place for clients as we all have unique, individualized needs and situations. John centers around the 5 key risks in retirement. Advice may focus on accumulation or income distribution (determined by where clients are at on their journey), family protection, tax efficiency, and wealth transfer. He is the "planner" on our team.  

 

Julie Anderson joined Tim and John as an Office Professional in the Fall of 2019 after working in the healthcare industry for many years. She became fully insurance and securities licensed during her time with us. Julie enjoys organization, efficiency and innovation. She is referred to as the "glue" and "binoculars" of our team. She not only manages the day-to-day operations for the team, but she ensures that we provide a wonderful client experience as she's always looking for ways to improve how we serve our clients. 

 

Tim, John and Julie have always had a desire to help others. But they also have very different strengths and experiences. They work together so they can combine their skills and knowledge to provide an exceptional client-centered experience.  

Living Generously

Our team respects and values our community and we feel it is vital to provide support when and how we can.

  • Dollars for Scholars
  • Habitat for Humanity
  • Jingle Bells telethon
  • Let's Go Fishing
  • Matt Kjelland Memorial Foundation
  • Relay for Life - American Cancer Society
  • Safe Families for Children
  • Someplace Safe
  • United Way
  • Veterans Honor Flight
Timothy Urness

Timothy Urness

FIC, RICP®

"To take a journey one must begin with Step 1." 

I love this quote... when we need to get started it seems that often the fear of the unknown paralyzes us...sometimes where we never even take step one.  

I am grateful that I have been on many journeys in my life that have often been surrounded with loving people to hold me up.  

Growing up with my parents and two older siblings in Winona I was encouraged to "go for it" (whatever "it" may have been... a new sport or traveling to other countries...). I am thankful that I had support for each one. In the beginning it was mainly my parents and siblings...as I got older there were also many friends and mentors. Now, today with my career and my most important journey as husband to Carrie and dad to Christian, Nora and Gracie, I feel that I am always part of a team. Along the way I've had a support system, whether I knew it or not.   

I've found that I also love joining others alongside their journey where I can pass along support. Relationships of trust and honesty are very important to me. I value the people in my life and I am thrilled when I can help others in their lives... no matter where they are: step one, halfway through or towards the final steps...it's truly an honor to be able to help and support.   

This is one reason I love my role at Thrivent. I get to be part of the support system for many who range in age from 2 weeks old to 97 years young! The confidence that people have placed in me to help and support them means so much. 

I am motivated by being part of a community. Organizing a cribbage tournament for the VETERANS HONOR FLIGHT, emceeing a local 5k race for suicide awareness, or hosting the Jingle Bells Telethon each Christmas season for families that could use a hand up during the holidays makes me feel like I'm serving my purpose. 

Our family enjoys friendly competition during our game nights. My wife Carrie and I also love to support our kids in their adventures and activities...whether that's watching Christian at a mountain bike race, Nora booting a soccer ball, or Gracie going in for a layup in hoops. I'm excited to see where our support leads them. 

What can I do to help and support you?


Schedule a meeting with Tim Urness

Title

Financial Consultant

State(s) Licensed
AZ, IA, MN, NV, SD, WA, WI,
Location

Alexandria MN

Website
https://connect.thrivent.com/timothy-urness
Email
timothy.urness@thrivent.com
Phone
320-759-1150
John Severson

John Severson

RICP®

I grew up outside Battle Lake in west central MN. We owned the local drugstore where I learned at an early age the importance of working together and building relationships. When I started working at the drugstore, my mom stressed the importance of getting to know our customers and calling people by name. Names are a part of who we are and our story. I found that I enjoy getting to listen to people’s stories…we all have one, each is unique and each allows us the opportunity to learn something new and to help understand a little more of people's "why." For most of our clients their "why" revolves around their families, careers, and how they choose to spend their downtime. Building solid relationships is the foundation of what we do. 

My journey to Thrivent was inspired by my experience as an elementary teacher for ten years. I wanted to use my education background to help others make wise financial decisions that make a difference for their families and their future. Losing both of my biological parents by the time I was 23 years old gave me the conviction to make sure that families have a solid financial plan in place. It is also important that people have a plan. It doesn’t have to be rigid or perfect, but a path that starts with sound advice and finding clarity and the confidence that those you cherish most will be taken care of. 

I have four ladies in my life who are my world. I live in Alexandria with my wife Lacey and our daughters Maddie, Kenley and Ella. We also have two female doodles, Willow and Maple, that make me way outnumbered at home. We enjoy spending our summer weekends in the Battle Lake area where we swim, boat, fish, and have campfires at night. We are big MN sports fans and follow the Vikings, Timberwolves and Twins closely. Maddie, Kenley and Ella are all in dance and I love being a "dance dad." Maddie also plays volleyball. Lacey and I enjoy the adventure that is parenting teenagers!

 

"The most important things in life aren't things."- Anthony J. D'Angelo 


Schedule a meeting with John Severson

Title

Financial Consultant

State(s) Licensed
AL, AZ, CA Insurance Lic. #0K09302 , FL, MN, ND, NV, TX,
Location

Alexandria MN

Website
https://connect.thrivent.com/john-severson
Email
john.severson@thrivent.com
Phone
320-298-4949
Lynn Olson

Lynn Olson

Meet Lynn……..Lynn joined the team in May 2021 to provide front office support. Her warm smile, kind demeanor, knowledge and experience are the perfect addition to our team.

Lynn and her husband, Brad, moved to Alexandria in 2019 to enjoy their “pre-retirement” years. Lynn also assists her husband with their retail business of buying and selling antiques and collectibles. They currently sell their items in the local antique stores in downtown Alex. They enjoy living near the Central Lakes Trail, walking and biking, and the summer concerts offered by RWAC and Legacy of the Lakes. Stop in sometime and say hi!

Title

Office Professional - Front Desk

Location

Alexandria MN

Phone
320.763.5100
    Janet Fossen

    Janet Fossen

    Janet grew up in Montevideo and enjoyed camping in the Alexandria area as a child and as an adult. She and her husband Kevin loved the area so much they moved here in 1996!

    She became a professional clown in 1998 many have known her as Giggles the Clown or more recently as Clueless the Balloon Twister. She entertains at many events in the area – fairs, festivals, company picnics, walks and more.

    We enjoy Janet’s upbeat personality and her drive to jump in and get stuff done. Janet joined the team in April 2022 as our front office counterpart to Lynn and has wowed us with her wide range of knowledge and her positive energy.

    Title

    Office Professional - Front Desk

    Location

    Alexandria, MN

    Phone
    320.763.5100
      Julie Anderson

      Julie Anderson

      Title

      Associate Financial Advisor

      State(s) Licensed
      MN,
      Website
      https://connect.thrivent.com/julie-anderson
      Email
      julie.anderson@thrivent.com
      Phone
      320-763-5100
        John Severson

        John Severson

        RICP®

        Title

        Financial Consultant

        State(s) Licensed
        AL, AZ, CA Insurance Lic. #0K09302 , FL, MN, ND, NV, TX,
        Website
        https://connect.thrivent.com/john-severson
        Email
        john.severson@thrivent.com
        Phone
        320-298-4949
          Timothy Urness

          Timothy Urness

          FIC, RICP®

          Title

          Financial Consultant

          State(s) Licensed
          AZ, IA, MN, NV, SD, WA, WI,
          Website
          https://connect.thrivent.com/timothy-urness
          Email
          timothy.urness@thrivent.com
          Phone
          320-759-1150
            Julie Anderson

            Julie Anderson

            Title

            Associate Financial Advisor

            State(s) Licensed
            MN,
            Website
            https://connect.thrivent.com/julie-anderson
            Email
            julie.anderson@thrivent.com
            Phone
            320-763-5100
              John Severson

              John Severson

              RICP®

              Title

              Financial Consultant

              State(s) Licensed
              AL, AZ, CA Insurance Lic. #0K09302 , FL, MN, ND, NV, TX,
              Website
              https://connect.thrivent.com/john-severson
              Email
              john.severson@thrivent.com
              Phone
              320-298-4949
                Timothy Urness

                Timothy Urness

                FIC, RICP®

                Title

                Financial Consultant

                State(s) Licensed
                AZ, IA, MN, NV, SD, WA, WI,
                Website
                https://connect.thrivent.com/timothy-urness
                Email
                timothy.urness@thrivent.com
                Phone
                320-759-1150
                  Julie Anderson

                  Julie Anderson

                  Title

                  Associate Financial Advisor

                  State(s) Licensed
                  MN,
                  Website
                  https://connect.thrivent.com/julie-anderson
                  Email
                  julie.anderson@thrivent.com
                  Phone
                  320-763-5100
                    John Severson

                    John Severson

                    RICP®

                    Title

                    Financial Consultant

                    State(s) Licensed
                    AL, AZ, CA Insurance Lic. #0K09302 , FL, MN, ND, NV, TX,
                    Website
                    https://connect.thrivent.com/john-severson
                    Email
                    john.severson@thrivent.com
                    Phone
                    320-298-4949
                      Timothy Urness

                      Timothy Urness

                      FIC, RICP®

                      Title

                      Financial Consultant

                      State(s) Licensed
                      AZ, IA, MN, NV, SD, WA, WI,
                      Website
                      https://connect.thrivent.com/timothy-urness
                      Email
                      timothy.urness@thrivent.com
                      Phone
                      320-759-1150
                        Julie Anderson

                        Julie Anderson

                        Title

                        Associate Financial Advisor

                        State(s) Licensed
                        MN,
                        Website
                        https://connect.thrivent.com/julie-anderson
                        Email
                        julie.anderson@thrivent.com
                        Phone
                        320-763-5100
                          John Severson

                          John Severson

                          RICP®

                          Title

                          Financial Consultant

                          State(s) Licensed
                          AL, AZ, CA Insurance Lic. #0K09302 , FL, MN, ND, NV, TX,
                          Website
                          https://connect.thrivent.com/john-severson
                          Email
                          john.severson@thrivent.com
                          Phone
                          320-298-4949
                            Timothy Urness

                            Timothy Urness

                            FIC, RICP®

                            Title

                            Financial Consultant

                            State(s) Licensed
                            AZ, IA, MN, NV, SD, WA, WI,
                            Website
                            https://connect.thrivent.com/timothy-urness
                            Email
                            timothy.urness@thrivent.com
                            Phone
                            320-759-1150
                              Julie Anderson

                              Julie Anderson

                              Title

                              Associate Financial Advisor

                              State(s) Licensed
                              MN,
                              Website
                              https://connect.thrivent.com/julie-anderson
                              Email
                              julie.anderson@thrivent.com
                              Phone
                              320-763-5100