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Organization. It is crucial to business success. There are a million little tasks that need to be done daily for smooth operation. Things like phone calls, setting appointments, booking travel, conducting research, filing paperwork, buying gifts, taking notes…the list goes on and on. While all these jobs are vital, many people do not have the time (or the desire) to get them done. This is where Administrative Professionals come into the picture. These highly organized and amazing people make life better for everyone in the office. They greet you with a friendly smile while also working in the background, keeping everyone on task. So, thank those people who ensure that the experience is wonderful for all. Not just for customers, but for everyone else in the company. The appointment you keep forgetting to set? The mail that must be addressed. The questions you need to be answered? The reminders to take care of something? It all comes down to your Administrative Professionals. I know our office would be lost without ours. Flo and Paola a critical reason why our team is able to do what we do. Thank you, Flo and Paola! Thank you to all the Administrative Professionals out there!
Organization. It is crucial to business success. There are a million little tasks that need to be done daily for smooth operation. Things like phone calls, setting appointments, booking travel, conducting research, filing paperwork, buying gifts, taking notes…the list goes on and on. While all these jobs are vital, many people do not have the time (or the desire) to get them done. This is where Administrative Professionals come into the picture. These highly organized and amazing people make life better for everyone in the office. They greet you with a friendly smile while also working in the background, keeping everyone on task. So, thank those people who ensure that the experience is wonderful for all. Not just for customers, but for everyone else in the company. The appointment you keep forgetting to set? The mail that must be addressed. The questions you need to be answered? The reminders to take care of something? It all comes down to your Administrative Professionals. I know our office would be lost without ours. Flo and Paola a critical reason why our team is able to do what we do. Thank you, Flo and Paola! Thank you to all the Administrative Professionals out there!
Everyone hears ‘estate planning’ and usually one of three thoughts likely come to mind. 1) I am not old enough to need an estate plan yet. 2) I am not a millionaire; my estate is pretty simple, so I don’t need one. 3) I took care of it already…I know it’s around here somewhere. All conclusions are giant red flags to me. Why? Because for one thing, life happens, you never know what life has in store for you. And secondly, an estate plan goes well beyond your house and bank accounts. Here are 7 things to consider when creating your estate plan: 1) Inventory everything - Watches, jewelry, electronics, vehicles, bank accounts, land, collectibles, etc. 2) Write down your family’s needs. Think beyond food and shelter. Will your kids need college education? What about a daughter’s wedding? No kids yet? What will your parents need so you don’t burden them and their retirement plans? 3) Establish directives. Who will get guardianship of your children? Will there be a trust set up? What happens if you end up in the hospital and cannot make your wishes known? Who will be power of attorney? Leave nothing open to interpretation. 4) Make sure your beneficiaries are up to date. You should make it a habit to check these at least annually. 5) Consider your state’s estate tax law. Nothing is simple when it comes to money, or the government. So, make sure that you know your state’s laws (or work with someone who will proactively help you with it) and be prepared for them. 6) Reassess periodically. Like mentioned above with beneficiaries, life happens, things change. People move, change jobs, children are born, children get older, and so on and so forth. Making sure you have all your bases covered keeps things out of the courts and out of litigation. And nothing can tear a family apart quicker than legal disputes. 7) The best piece of advice someone can give you is to consult a professional. Best to coordinate it between an estate attorney and a good financial advisor. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for important disclosures.
Everyone hears ‘estate planning’ and usually one of three thoughts likely come to mind. 1) I am not old enough to need an estate plan yet. 2) I am not a millionaire; my estate is pretty simple, so I don’t need one. 3) I took care of it already…I know it’s around here somewhere. All conclusions are giant red flags to me. Why? Because for one thing, life happens, you never know what life has in store for you. And secondly, an estate plan goes well beyond your house and bank accounts. Here are 7 things to consider when creating your estate plan: 1) Inventory everything - Watches, jewelry, electronics, vehicles, bank accounts, land, collectibles, etc. 2) Write down your family’s needs. Think beyond food and shelter. Will your kids need college education? What about a daughter’s wedding? No kids yet? What will your parents need so you don’t burden them and their retirement plans? 3) Establish directives. Who will get guardianship of your children? Will there be a trust set up? What happens if you end up in the hospital and cannot make your wishes known? Who will be power of attorney? Leave nothing open to interpretation. 4) Make sure your beneficiaries are up to date. You should make it a habit to check these at least annually. 5) Consider your state’s estate tax law. Nothing is simple when it comes to money, or the government. So, make sure that you know your state’s laws (or work with someone who will proactively help you with it) and be prepared for them. 6) Reassess periodically. Like mentioned above with beneficiaries, life happens, things change. People move, change jobs, children are born, children get older, and so on and so forth. Making sure you have all your bases covered keeps things out of the courts and out of litigation. And nothing can tear a family apart quicker than legal disputes. 7) The best piece of advice someone can give you is to consult a professional. Best to coordinate it between an estate attorney and a good financial advisor. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for important disclosures.
As I talk with my clients about the estate planning process, one topic seems to always come up: Real estate. Real estate can be a great strategy to implement within your estate plan for several reasons. Owning properties, whether residential or commercial, brings diversification to your portfolio. It can enhance stability and provide potential growth that can be passed on to your heirs. When done correctly, real estate can lead to tax efficiencies and a smooth transfer of assets. Adding real estate to your estate plan requires meticulous attention and planning now. If you’ve thought about getting into real estate, be sure to talk to a professional about how that will fit into your current estate plan. #fyp #financialadvisor #thrivent #realestateinvesting See thrivent.com/social for important disclosures.
As I talk with my clients about the estate planning process, one topic seems to always come up: Real estate. Real estate can be a great strategy to implement within your estate plan for several reasons. Owning properties, whether residential or commercial, brings diversification to your portfolio. It can enhance stability and provide potential growth that can be passed on to your heirs. When done correctly, real estate can lead to tax efficiencies and a smooth transfer of assets. Adding real estate to your estate plan requires meticulous attention and planning now. If you’ve thought about getting into real estate, be sure to talk to a professional about how that will fit into your current estate plan. #fyp #financialadvisor #thrivent #realestateinvesting See thrivent.com/social for important disclosures.
You know that smell right after it rains? Specifically, the smell of dirt, desert, and arid climates after a heavy down pour? And the feeling that comes with it? The sense of euphoria and calm that washes over you when you breathe it in. Well, science may have discovered the source of that all-too-familiar smell. New research suggests that oils and chemicals released by plants in desert climates have stress-relieving effects on not just humans, but wildlife and plants as well. These ‘volatile’ oils also serve to protect the plants from damaging solar radiation, drought stress, heat waves, and predatory animals. So, go ahead, take that deep breath in, and do your mind, and body some good. #fyp #financialadvisor #thrivent #rain
You know that smell right after it rains? Specifically, the smell of dirt, desert, and arid climates after a heavy down pour? And the feeling that comes with it? The sense of euphoria and calm that washes over you when you breathe it in. Well, science may have discovered the source of that all-too-familiar smell. New research suggests that oils and chemicals released by plants in desert climates have stress-relieving effects on not just humans, but wildlife and plants as well. These ‘volatile’ oils also serve to protect the plants from damaging solar radiation, drought stress, heat waves, and predatory animals. So, go ahead, take that deep breath in, and do your mind, and body some good. #fyp #financialadvisor #thrivent #rain
As a Financial Advisor, I work with my clients on all aspects of their financial life. One of those aspects is Estate Planning. One of the statements that comes up often when I start discussing this topic is, “I’m all covered. I’ve got a will.” While a will is a crucial document to have in place and current, it is very important to understand that there are some things a will doesn’t do. First, a will does NOT cover all of your assets. Many people think that everything they own will be automatically distributed according to their will, but that's not entirely accurate. Assets like joint bank accounts with rights of survivorship, retirement accounts with designated beneficiaries, and assets held in a living trust typically bypass the probate process and are not governed by your will. Secondly, a will does NOT dictate the distribution of certain types of property. For instance, properties owned as joint tenants or with community property rights might not follow the instructions in your will. Additionally, properties subject to beneficiary deeds or payable-on-death designations will pass to the specified beneficiaries, regardless of what's stated in your will. Lastly, it's important to note that a will does NOT allow you to avoid the probate process entirely. Probate can be time-consuming and costly. A will won't shield your estate from it. However, strategies like setting up living trusts can help your loved ones avoid the probate process and ensure a smoother transfer of assets. Remember, crafting a comprehensive estate plan involves more than just a will. It's crucial to work with professionals who can guide you through the complexities of estate planning. They can help ensure your assets are managed and distributed according to your wishes. If you have any questions or need assistance, feel free to reach out – I'm here to help! #fyp #financialadvisor #estate #thrivent Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for important disclosures.
As a Financial Advisor, I work with my clients on all aspects of their financial life. One of those aspects is Estate Planning. One of the statements that comes up often when I start discussing this topic is, “I’m all covered. I’ve got a will.” While a will is a crucial document to have in place and current, it is very important to understand that there are some things a will doesn’t do. First, a will does NOT cover all of your assets. Many people think that everything they own will be automatically distributed according to their will, but that's not entirely accurate. Assets like joint bank accounts with rights of survivorship, retirement accounts with designated beneficiaries, and assets held in a living trust typically bypass the probate process and are not governed by your will. Secondly, a will does NOT dictate the distribution of certain types of property. For instance, properties owned as joint tenants or with community property rights might not follow the instructions in your will. Additionally, properties subject to beneficiary deeds or payable-on-death designations will pass to the specified beneficiaries, regardless of what's stated in your will. Lastly, it's important to note that a will does NOT allow you to avoid the probate process entirely. Probate can be time-consuming and costly. A will won't shield your estate from it. However, strategies like setting up living trusts can help your loved ones avoid the probate process and ensure a smoother transfer of assets. Remember, crafting a comprehensive estate plan involves more than just a will. It's crucial to work with professionals who can guide you through the complexities of estate planning. They can help ensure your assets are managed and distributed according to your wishes. If you have any questions or need assistance, feel free to reach out – I'm here to help! #fyp #financialadvisor #estate #thrivent Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for important disclosures.
🔻A little history lesson on Easter🔻 Historically, eggs have been thought of as symbolic of the sun, new life, and new birth. Because of this perception, they became a natural fit to be included in spring festivals of new growth and new beginnings. It’s uncertain where the tradition of decorating eggs began, but what is certain is that this tradition took a strong hold in Eastern European culture. This tradition led to the creation of the famed Fabergé eggs. Peter Carl Fabergé, born in St. Petersburg, Russia in 1846, was named the goldsmith and jeweler to the Russian court in the 1880s. Czar Alexander III had him create an elaborate Easter egg for the Czarina Alexandra in 1885. The Czar made these eggs an Easter tradition throughout his reign, and that of his son and successor, Nicholas II. Fifty such imperial eggs were created before the fall of the house of Romanov in 1917. In 1918 Fabergé’s firm was closed by the Bolsheviks, causing him to flee to Switzerland, where he died in 1920. The Fabergé eggs are some of the most valuable pieces of art in the world. The lesson we can learn from Czar Alexander is that he gave the best that he had to his friends and family. Our hope is that we are able to do the same with those who are closest to us. Happy Easter!😇 #fyp #financialadvisor #thrivent #Easteregg #easter #fabergeegg
🔻A little history lesson on Easter🔻 Historically, eggs have been thought of as symbolic of the sun, new life, and new birth. Because of this perception, they became a natural fit to be included in spring festivals of new growth and new beginnings. It’s uncertain where the tradition of decorating eggs began, but what is certain is that this tradition took a strong hold in Eastern European culture. This tradition led to the creation of the famed Fabergé eggs. Peter Carl Fabergé, born in St. Petersburg, Russia in 1846, was named the goldsmith and jeweler to the Russian court in the 1880s. Czar Alexander III had him create an elaborate Easter egg for the Czarina Alexandra in 1885. The Czar made these eggs an Easter tradition throughout his reign, and that of his son and successor, Nicholas II. Fifty such imperial eggs were created before the fall of the house of Romanov in 1917. In 1918 Fabergé’s firm was closed by the Bolsheviks, causing him to flee to Switzerland, where he died in 1920. The Fabergé eggs are some of the most valuable pieces of art in the world. The lesson we can learn from Czar Alexander is that he gave the best that he had to his friends and family. Our hope is that we are able to do the same with those who are closest to us. Happy Easter!😇 #fyp #financialadvisor #thrivent #Easteregg #easter #fabergeegg
On this solemn day, we pause to remember the sacrifice and love that Easter weekend represents. Good Friday is a time to reflect on the ultimate act of compassion and redemption. It's a reminder that even in our darkest hours, there's hope for renewal and a brighter tomorrow. Today, I am grateful for the blessings in my life and the opportunity to reflect on the values of faith and forgiveness. May this Good Friday bring you peace and love. #fyp #financialadvisor #faith #goodfriday #thrivent
On this solemn day, we pause to remember the sacrifice and love that Easter weekend represents. Good Friday is a time to reflect on the ultimate act of compassion and redemption. It's a reminder that even in our darkest hours, there's hope for renewal and a brighter tomorrow. Today, I am grateful for the blessings in my life and the opportunity to reflect on the values of faith and forgiveness. May this Good Friday bring you peace and love. #fyp #financialadvisor #faith #goodfriday #thrivent
While nearly everyone could benefit from working with a professional financial advisor, the perceived cost is often what stops people from seeking that professional advice. There comes a time, however, when paying for financial advice becomes a solid investment in your future. But How do you know when it's time to hire a financial advisor? In my opinion, there are three reasons to hire a personal financial advisor: - You feel “lost” in planning for your financial future and you need a roadmap. - You just don’t want to deal. When it comes to money, you’re not the DIY type, and you just want a professional to take care of it. - You like managing your money, but realize that your financial plan would benefit from an impartial and unemotional third-party opinion. Hiring a financial advisor does cost money, but is itself an investment.. Because when you have the right person on your team, your money starts to work for you. It can become easy to get overwhelmed by the state of your finances. Getting a second opinion from a someone like me can help. #fyp #financialadvisor #thrivent #portfolioreview See thrivent.com/social for important disclosures.
While nearly everyone could benefit from working with a professional financial advisor, the perceived cost is often what stops people from seeking that professional advice. There comes a time, however, when paying for financial advice becomes a solid investment in your future. But How do you know when it's time to hire a financial advisor? In my opinion, there are three reasons to hire a personal financial advisor: - You feel “lost” in planning for your financial future and you need a roadmap. - You just don’t want to deal. When it comes to money, you’re not the DIY type, and you just want a professional to take care of it. - You like managing your money, but realize that your financial plan would benefit from an impartial and unemotional third-party opinion. Hiring a financial advisor does cost money, but is itself an investment.. Because when you have the right person on your team, your money starts to work for you. It can become easy to get overwhelmed by the state of your finances. Getting a second opinion from a someone like me can help. #fyp #financialadvisor #thrivent #portfolioreview See thrivent.com/social for important disclosures.
Cherry Blossoms in the Spring If you’re like most people, you have a personal “bucket list” of things you want to do during your life. I’d like to recommend adding another item to the list. Every year around March, thousands of people journey to Washington, D.C. to enjoy the National Cherry Blossom Festival. If you’ve ever seen these trees in bloom, you know what a breathtaking spectacle they are. While we often associate our capital with the dreary grind of politics, for a few weeks every year, the city becomes draped with color. The festival has a long and happy history. The trees were first donated in 1910 by the city of Tokyo as a symbol of friendship between Japan and the United States. Unfortunately, the trees were infested with pests, forcing President Taft himself to order them burned. Undeterred, the Mayor of Tokyo donated three thousand new trees, which the First Lady, Helen Taft, helped plant on March 27, 1912. A symbol of spring, rejuvenation, and friendship, the trees are some of the most beautiful possessions our nation has. As a financial advisor, part of my job is to help people achieve the goals on their personal bucket list. The National Cherry Blossom Festival is an event I’d recommend everyone add to theirs. Happy Spring! #fyp #financial advisor #cherryblossoms #thrivent
Cherry Blossoms in the Spring If you’re like most people, you have a personal “bucket list” of things you want to do during your life. I’d like to recommend adding another item to the list. Every year around March, thousands of people journey to Washington, D.C. to enjoy the National Cherry Blossom Festival. If you’ve ever seen these trees in bloom, you know what a breathtaking spectacle they are. While we often associate our capital with the dreary grind of politics, for a few weeks every year, the city becomes draped with color. The festival has a long and happy history. The trees were first donated in 1910 by the city of Tokyo as a symbol of friendship between Japan and the United States. Unfortunately, the trees were infested with pests, forcing President Taft himself to order them burned. Undeterred, the Mayor of Tokyo donated three thousand new trees, which the First Lady, Helen Taft, helped plant on March 27, 1912. A symbol of spring, rejuvenation, and friendship, the trees are some of the most beautiful possessions our nation has. As a financial advisor, part of my job is to help people achieve the goals on their personal bucket list. The National Cherry Blossom Festival is an event I’d recommend everyone add to theirs. Happy Spring! #fyp #financial advisor #cherryblossoms #thrivent
Is it time to look for a new financial advisor? A strong relationship with a financial advisor you trust matters more the closer you get to retirement... The last thing you want at this point in your life is an advisor who doesn’t understand you or, worse, someone you can’t even understand. Here are 3 red flags to watch out for, that may reveal it's time to shop for a new advisor.👇 🚩Your Financial Advisor Does the Bare Minimum A good financial advisor should do more than just monitor your investments. They should be proactive about contacting you, answering your questions, discussing the markets, and finding additional ways to help you reach your financial goals beyond just investing. 🚩It’s a Relationship of 2, Not 3 Some financial advisers choose one person in the family to communicate with (typically the husband), and they don’t acknowledge the other person’s feelings, needs or goals. This can leave the excluded party unprepared to handle the finances in the event of death or divorce, with their retirement goals ignored. 🚩You Have an Uneasy Feeling If your financial adviser fails to provide detailed information about your investments, is evasive or discourages you from having your partner or another trusted family member involved, you should definitely be concerned. #fyp #financialadvisor #thrivent #yourefired
Is it time to look for a new financial advisor? A strong relationship with a financial advisor you trust matters more the closer you get to retirement... The last thing you want at this point in your life is an advisor who doesn’t understand you or, worse, someone you can’t even understand. Here are 3 red flags to watch out for, that may reveal it's time to shop for a new advisor.👇 🚩Your Financial Advisor Does the Bare Minimum A good financial advisor should do more than just monitor your investments. They should be proactive about contacting you, answering your questions, discussing the markets, and finding additional ways to help you reach your financial goals beyond just investing. 🚩It’s a Relationship of 2, Not 3 Some financial advisers choose one person in the family to communicate with (typically the husband), and they don’t acknowledge the other person’s feelings, needs or goals. This can leave the excluded party unprepared to handle the finances in the event of death or divorce, with their retirement goals ignored. 🚩You Have an Uneasy Feeling If your financial adviser fails to provide detailed information about your investments, is evasive or discourages you from having your partner or another trusted family member involved, you should definitely be concerned. #fyp #financialadvisor #thrivent #yourefired