Our team

Team Member
Natalie Kratzer
CLF®, ChFC®, FIC, CLTC®
Financial Advisor

Natalie (she/her) joined Thrivent in 2002 and is the founder of Roots Financial Group. Along with managing the practice and providing transparent, holistic advice to clients, she specializes in assisting student and certified registered nurse anesthetists with their financial needs.  

Natalie graduated from Lebanon Valley College in 2002. She is also an alumni of Thrivent's Executive Advisory Team (2018-2022) and Thrivent's Advice Advisory Team (March 2022-April 2023), that builds a collaborative space for field and corporate partners to share ideas, resolve pressing issues and prioritize strategic initiatives. 

Married in 2005, Natalie and her husband, Greg, have a son, Finley. In her free time, Natalie enjoys yoga, singing, playing hockey, watching her son play hockey, and watching the Philadelphia Eagles and Flyers.  

 

Schedule an appointment with Natalie Kratzer and Roots Financial Group 

States Licensed: AL, AZ, CA Insurance Lic. #4089440, CO, CT, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NV, NY, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI

About Natalie Kratzer

Natalie (she/her) joined Thrivent in 2002 and is the founder of Roots Financial Group. Along with managing the practice and providing transparent, holistic advice to clients, she specializes in assisting student and certified registered nurse anesthetists with their financial needs.  

Natalie graduated from Lebanon Valley College in 2002. She is also an alumni of Thrivent's Executive Advisory Team (2018-2022) and Thrivent's Advice Advisory Team (March 2022-April 2023), that builds a collaborative space for field and corporate partners to share ideas, resolve pressing issues and prioritize strategic initiatives. 

Married in 2005, Natalie and her husband, Greg, have a son, Finley. In her free time, Natalie enjoys yoga, singing, playing hockey, watching her son play hockey, and watching the Philadelphia Eagles and Flyers.  

 

Schedule an appointment with Natalie Kratzer and Roots Financial Group 

States Licensed: AL, AZ, CA Insurance Lic. #4089440, CO, CT, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NV, NY, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI
Team Member
Beth McKinley
FIC, CEPA
Associate Wealth Advisor

Beth (she/her) has been with Thrivent for more than five years and joined Roots Financial Group in 2022. Prior to Thrivent, she spent 15 years working as a donor advisor for a variety of regional, national and international non-profit organizations. Her extensive background in charitable gift planning made her transition to financial services a natural one.  

Beth provides dedicated planning services to clients and is focused on serving those who want to include giving in their financial plan. She also specializes in helping women feel confident in their financial future and prioritizes the needs of the LGBTQ+ community and their allies.  

Beth is a member of the Greater Pennsylvania Chapter of Women in Insurance and Financial Services (WIFS), the Keystone Business Alliance (the LGBT Chamber of Commerce in Central PA), the Carlisle Chamber of Commerce, and the Harrisburg Regional Chamber of Commerce. Until recently, she was the first chair for Diversity, Equity, Inclusion and Belonging for the Carlisle Branch of AAUW and co-chaired the Lower Susquehanna Synod’s LGBTQIA+ Affirming Taskforce.  

Additionally, Beth continues to support local fundraising efforts as an active volunteer, where she currently serves on the Board of Directors for YWCA of Carlisle and Cumberland County and the Engagement and Events Committee for the Fund for Women and Girls at TFEC. 


Schedule an appointment with Beth McKinley and Roots Financial Group 

States Licensed: MD, MN, NH, NY, PA

About Beth McKinley

Beth (she/her) has been with Thrivent for more than five years and joined Roots Financial Group in 2022. Prior to Thrivent, she spent 15 years working as a donor advisor for a variety of regional, national and international non-profit organizations. Her extensive background in charitable gift planning made her transition to financial services a natural one.  

Beth provides dedicated planning services to clients and is focused on serving those who want to include giving in their financial plan. She also specializes in helping women feel confident in their financial future and prioritizes the needs of the LGBTQ+ community and their allies.  

Beth is a member of the Greater Pennsylvania Chapter of Women in Insurance and Financial Services (WIFS), the Keystone Business Alliance (the LGBT Chamber of Commerce in Central PA), the Carlisle Chamber of Commerce, and the Harrisburg Regional Chamber of Commerce. Until recently, she was the first chair for Diversity, Equity, Inclusion and Belonging for the Carlisle Branch of AAUW and co-chaired the Lower Susquehanna Synod’s LGBTQIA+ Affirming Taskforce.  

Additionally, Beth continues to support local fundraising efforts as an active volunteer, where she currently serves on the Board of Directors for YWCA of Carlisle and Cumberland County and the Engagement and Events Committee for the Fund for Women and Girls at TFEC. 


Schedule an appointment with Beth McKinley and Roots Financial Group 

States Licensed: MD, MN, NH, NY, PA
Team Member
Diane Joiner
Practice Supt Associate

Diane (she/her) joined Thrivent in 2018 and began working for Roots Financial Group in 2023. She attends meetings with Natalie to take notes, help with the implementation of advice and communicate needs to other members of our team.  


Diane has a bachelor’s degree in education from Shippensburg University. She attends Bender’s Evangelical Lutheran Church and is involved with Gettysburg Area Dollars for Scholars.  


Diane has a son, Samuel, who is in college, and two cats, Harriet and Andi. In her spare time, she enjoys reading and walking.  

States Licensed: PA

About Diane Joiner

Diane (she/her) joined Thrivent in 2018 and began working for Roots Financial Group in 2023. She attends meetings with Natalie to take notes, help with the implementation of advice and communicate needs to other members of our team.  


Diane has a bachelor’s degree in education from Shippensburg University. She attends Bender’s Evangelical Lutheran Church and is involved with Gettysburg Area Dollars for Scholars.  


Diane has a son, Samuel, who is in college, and two cats, Harriet and Andi. In her spare time, she enjoys reading and walking.  

States Licensed: PA
Team Member
Aaron Dilliplane
BFA™
Associate Financial Advisor

Prior to joining Thrivent in 2022, Aaron Dilliplane (he/him) held a variety of positions in the non-profit sector. Motivated by a desire to help others achieve financial clarity, Aaron joined Roots Financial Group in 2023.  

Aaron lives in South Jersey with his wife, Lauren, and daughter, Alana. He enjoys cooking, reading and hiking. He is a big sports fan, particularly of the Phillies, Eagles and Liverpool FC.  

States Licensed: NJ, PA

About Aaron Dilliplane

Prior to joining Thrivent in 2022, Aaron Dilliplane (he/him) held a variety of positions in the non-profit sector. Motivated by a desire to help others achieve financial clarity, Aaron joined Roots Financial Group in 2023.  

Aaron lives in South Jersey with his wife, Lauren, and daughter, Alana. He enjoys cooking, reading and hiking. He is a big sports fan, particularly of the Phillies, Eagles and Liverpool FC.  

States Licensed: NJ, PA
Team Member
Elyse Gantz
Office Manager

Elyse (she/her) joined Thrivent in 2021. She is an integral part of our practice as she keeps the team running smoothly. She assists in scheduling and answering many client questions.  

She and her husband, Rich, have two daughters. One of her favorite activities is going to the beach with her family.  

About Elyse Gantz

Elyse (she/her) joined Thrivent in 2021. She is an integral part of our practice as she keeps the team running smoothly. She assists in scheduling and answering many client questions.  

She and her husband, Rich, have two daughters. One of her favorite activities is going to the beach with her family.  

Team Member
Grace Roland
Insurance Associate

Grace (she/her) interned for Natalie in 2016 and then joined Roots Financial Group full time in 2021. She is dedicated to working with clients who are student and certified registered nurse anesthetists. Grace is also an initial point of contact for clients who have financial questions. 

Grace graduated from Penn State University in 2021. She has a Corgi named Morty, and in her spare time, she enjoys going to concerts and traveling.  

About Grace Roland

Grace (she/her) interned for Natalie in 2016 and then joined Roots Financial Group full time in 2021. She is dedicated to working with clients who are student and certified registered nurse anesthetists. Grace is also an initial point of contact for clients who have financial questions. 

Grace graduated from Penn State University in 2021. She has a Corgi named Morty, and in her spare time, she enjoys going to concerts and traveling.