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I've got valuable information and resources to share. Explore away! And check back often.

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📉 U.S. Credit Downgrade? Don’t Panic—Plan. While Moody’s recent downgrade of the U.S. credit rating from AAA to AA1 might sound alarming, it’s not the end of growth—it’s a call to action. Much like a person with a great credit score getting a minor ding, the U.S. is still a strong economic force. Smart investors don’t pull back—they refocus. Now is the time to align your investments with your goals, values, and risk tolerance. ✅ Diversify ✅ Stay long-term focused ✅ Lean on guidance, not headlines 🧭 Let’s talk about how you can navigate uncertainty and keep building your future. See thrivent.com/social for important disclosures.

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📉 U.S. Credit Downgrade? Don’t Panic—Plan. While Moody’s recent downgrade of the U.S. credit rating from AAA to AA1 might sound alarming, it’s not the end of growth—it’s a call to action. Much like a person with a great credit score getting a minor ding, the U.S. is still a strong economic force. Smart investors don’t pull back—they refocus. Now is the time to align your investments with your goals, values, and risk tolerance. ✅ Diversify ✅ Stay long-term focused ✅ Lean on guidance, not headlines 🧭 Let’s talk about how you can navigate uncertainty and keep building your future. See thrivent.com/social for important disclosures.

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Just because the market is uncertain doesn’t mean you have to sit on the sidelines. 📉📈 With the 90-day pause on tariffs, the market is showing signs of recovery—but no one knows exactly what will happen next. What we do know is that opportunities still exist, and waiting for the "perfect moment" may cost you more than stepping in with the right strategy. ✅ Invest with purpose ✅ Stay diversified ✅ Align your plan with your values Start building for the future—even in uncertain times. See thrivent.com/social for important disclosures. #InvestWithIntention #FinancialClarity #MarketStrategy #ThriventFinancial

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Just because the market is uncertain doesn’t mean you have to sit on the sidelines. 📉📈 With the 90-day pause on tariffs, the market is showing signs of recovery—but no one knows exactly what will happen next. What we do know is that opportunities still exist, and waiting for the "perfect moment" may cost you more than stepping in with the right strategy. ✅ Invest with purpose ✅ Stay diversified ✅ Align your plan with your values Start building for the future—even in uncertain times. See thrivent.com/social for important disclosures. #InvestWithIntention #FinancialClarity #MarketStrategy #ThriventFinancial

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🙏 Sunday Reflection On this blessed Sunday, let us pause and give thanks—not for what we have, but for who He is. In the stillness, we are reminded that our peace, our hope, and our strength are found in Christ alone. “You will keep him in perfect peace, whose mind is stayed on You, because he trusts in You.” — Isaiah 26:3 (NKJV) May your heart rest in His promises today and always. #SundayGrace #FaithOverFear #ChristCentered #RestInHim

🙏 Sunday Reflection On this blessed Sunday, let us pause and give thanks—not for what we have, but for who He is. In the stillness, we are reminded that our peace, our hope, and our strength are found in Christ alone. “You will keep him in perfect peace, whose mind is stayed on You, because he trusts in You.” — Isaiah 26:3 (NKJV) May your heart rest in His promises today and always. #SundayGrace #FaithOverFear #ChristCentered #RestInHim

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May 2025 Market Update: Volatility goes up and down

Mixed economic data in April presents a lot of uncertainty in the economic markets. Read Thrivent Asset Management's analysis on what this means for investors in the May Market Update.

Economic data from April showed the economy slowing and raising the odds for a recession.

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Missed the market slide? It’s not the end—it’s just the beginning of a new opportunity. 📈 You can still gain financial clarity and build a future that aligns with your values. The key is taking action now. Don’t wait—let’s build your plan together. See thrivent.com/social for important disclosures.

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Missed the market slide? It’s not the end—it’s just the beginning of a new opportunity. 📈 You can still gain financial clarity and build a future that aligns with your values. The key is taking action now. Don’t wait—let’s build your plan together. See thrivent.com/social for important disclosures.

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Missed the Market Dip? Don’t Worry—Opportunity Isn’t Gone. 📈 If you didn’t buy when the market was down, you’re not alone—and you haven’t missed your chance. 📉➡️📊 There are still smart, strategic ways to grow your money and prepare for the future. From tax-efficient investments to solutions that offer stable growth potential without relying on market timing, your next best step starts today. 📅 Let’s talk about how you can move forward, not look back. 🔗 https://book.apps.thrivent.com/client/ronald.thomas See thrivent.com/social for important disclosures.

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Missed the Market Dip? Don’t Worry—Opportunity Isn’t Gone. 📈 If you didn’t buy when the market was down, you’re not alone—and you haven’t missed your chance. 📉➡️📊 There are still smart, strategic ways to grow your money and prepare for the future. From tax-efficient investments to solutions that offer stable growth potential without relying on market timing, your next best step starts today. 📅 Let’s talk about how you can move forward, not look back. 🔗 https://book.apps.thrivent.com/client/ronald.thomas See thrivent.com/social for important disclosures.

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Maximizing Social Security for married couples: How it works & spousal strategies to consider

Differences in each spouse’s Social Security retirement benefits and estimated life expectancy can affect your retirement strategy. Take a look at 4 strategies you can use to help maximize your Social Security benefits as a couple. ⬇️

For married couples, a smart Social Security strategy considers both spouses' projected benefits and life expectancies. Creating a claiming plan together can...

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Disability income insurance: What it is & how it works

Disability insurance can protect your most valuable asset – your ability to earn an income. Here are important things to know about disability income insurance. ⬇️

No one expects to get sick or injured. But 1 in 4 of today's 20-year-olds can expect to experience a disabling event before they reach retirement age, whether...

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Supplemental disability insurance: What it is and when you need it

Unsure if you need supplemental disability insurance? Disability insurance through your employer only covers a portion of your salary, leaving a gap in financial support for your family, if you're unable to work for an extended period of time. Let's connect if you'd like to add an additional layer of income protection.

No one plans to get sick or injured to the point where they cannot work—but it happens. And while many employers offer short- and long-term disability coverage...

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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