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Robert Smith

Advisor Image
Robert Smith
Financial Advisor
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FIC, RICP®, CLTC®, CKA®, BFA™, CEPA®
Part of the Agape Financial Associates practice
Higher Education Planning
Business Planning
Tax Efficient Planning
Retirement Planning
Meet Robert Smith

As a longtime Thrivent member, I appreciate my role as a financial advisor. I understand how important planning for the future is to ensure one’s overall financial security.


My passion for helping people be wise with money stems from helping my aging parents make crucial financial decisions. It was during this time that I discovered how important it is to bring families together and establish a financial plan that takes into account the various needs we encounter as we age.


God has blessed me abundantly with a fantastic family that has been with me through the ups and downs in life. My wife and I have been married for 40+ years. We have two married children and love spending time with our grandchildren. I understand the need to safeguard your family’s financial security throughout all stages of life because I had to walk through those important decisions for my own family.


I specialize in planning areas like:

  • Long-term care planning (CLTC®)
  • Tax efficient legacy planning
  • Strategic retirement income planning (RICP®)
  • Generosity planning
  • Comprehensive planning and advice through Dedicated Planning Services
  • Certified Exit Planning Advisor (CEPA)


I look forward to partnering with you in establishing your legacy.

One Team - 2 Locations
One Team - 2 Locations

Whether you are near our Sarasota Office or our Port Charlotte Office, let us serve you. We believe that money is not a goal, but a tool to make a Kingdom impact. Let us partner with you in establishing your Christ-centered legacy. Feel free to get to know us a little more at https://connect.thrivent.com/agape-financial-associates

My qualifications
  • Fraternal Insurance Counselor
  • Retirement Income Certified Professional®
  • Certification in Long-Term Care®
  • Certified Kingdom Advisor®
  • Behavioral Financial Advisor™
  • Certified Exit Planning Advisor®
  • Series 7 - General Securities Representative
My state licenses
  • Alabama
  • Arizona
  • Arkansas(Insurance Lic. #18764847)
  • California(Insurance Lic. #4053236)
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin

Insights

Your super catch-up window is here
Your super catch-up window is hereBetween ages 60 and 63, you may have an exclusive opportunity to contribute more to your retirement through the super catch-up provision. This means you can: • See if you qualify and how much extra you may be eligible to contribute. • Understand the factors that may influence this decision. • Evaluate if contributing more—or another strategy—makes the most sense for your goals. Learn more about how this limited-time option could help you make the most of your retirement savings if this option is available to you. ⬇️
It’s not too late to strengthen your income strategy
It’s not too late to strengthen your income strategyIncome, taxes, Social Security and withdrawal decisions all play a role in retirement. Understanding how these factors connect can help you feel more confident about what you can spend—and how long your money may last. Before required minimum distributions begin, discover how your savings can turn into income to help you make the most of what you've worked hard to build. ⬇️
September 2026 Market Update: Healthy growth sends stocks to new highs
September 2026 Market Update: Healthy growth sends stocks to new highsMarkets continue to navigate a mix of opportunities and challenges. Strong earnings, AI-driven investment and a resilient labor market supported equities, while higher interest rates remain a key consideration for investors. Learn more in Thrivent's September Market Update. ⬇️
Join us at an upcoming eventWe’d love to have the opportunity to meet you. We host financial workshops, volunteer opportunities and Thrivent market updates.
Thrivent Presents: Legacy Living: Conversations Worth Having Now Featuring Heidi Struve Currey & Mikalee Byerman image
Thrivent Presents: Legacy Living: Conversations Worth Having Now Featuring Heidi Struve Currey & Mikalee ByermanSep 29, 2026, 4:30 PM UTC
Exclusive Live Webinar
We all have plenty of time left…until we don’t. Whether it’s months, years, or decades from now, life can change in an instant — for you or a loved one. And we all want to avoid a frustrating end-of-life scavenger hunt. Closure Mapping helps bring peace of mind — and powerful outcomes. You'll learn a bite-sized approach to create your own unique “Closure Map” to ensure your plans and wishes are honored. This exclusive online workshop will be offered live at three different times. Simply choose the session that works best for you! Register now to reserve your spot!No products will be sold. Speakers are not affiliated with Thrivent. Views are their own. See thrivent.com/social for additional disclosures.
Thrivent Presents: 21st Century Medicare Planning Featuring Emily Gang image
Thrivent Presents: 21st Century Medicare Planning Featuring Emily GangSep 29, 2026, 5:00 PM UTC
Exclusive Live Webinar
If you're confused about Medicare, join the crowd, and discover ways to make plan decisions that are best for you. This event is for anyone approaching Medicare age. If you don’t know what to look for, choosing a plan is complicated. But you can get the healthcare you want and save money too. During this presentation, Emily Gang shares what to look for before you’re eligible, so you can save money for years to come. This exclusive online workshop will be offered live at two different times. Simply choose the session that works best for you! Register now to reserve your spot!No products will be sold.Emily Gang is not affiliated with or endorsed by Thrivent. The views expressed in this presentation by Emily Gang are their own and not necessarily those of Thrivent or its affiliates.Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Licensed agent/producer of Thrivent. Thrivent.com/disclosures.
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Office locations
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations