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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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Change is here! Minnesota Secure Choice makes retirement planning simple and accessible for everyone. Discover how your business can benefit and help your employees thrive. Start today—your future is calling! Let’s connect. https://connect.thrivent.com/ridgestone-team https://mn.gov/scrb/ See thrivent.com/social for important disclosure information.

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Change is here! Minnesota Secure Choice makes retirement planning simple and accessible for everyone. Discover how your business can benefit and help your employees thrive. Start today—your future is calling! Let’s connect. https://connect.thrivent.com/ridgestone-team https://mn.gov/scrb/ See thrivent.com/social for important disclosure information.

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Family Fun Night at Light Up the Night! Stop out at Independence Park Saturday, December 20th. Visit Santa from 6:00 p.m. - 8:00 p.m., meet the Grinch and see the reindeer provided by Red Stable Reindeer. There will be games and treats everyone to enjoy. We are honored to help sponsor this event. Let's come together as a community to support our local Prairie Home Hospice!

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Family Fun Night at Light Up the Night! Stop out at Independence Park Saturday, December 20th. Visit Santa from 6:00 p.m. - 8:00 p.m., meet the Grinch and see the reindeer provided by Red Stable Reindeer. There will be games and treats everyone to enjoy. We are honored to help sponsor this event. Let's come together as a community to support our local Prairie Home Hospice!

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Minnesota Secure Choice doesn’t have to be complicated. Together we can help with: • Understanding your responsibilities with ease • Build a retirement strategy that fits your business goals • Empower your employees with financial confidence Ready to secure your team’s future and simplify your next steps? Contact us today for a complimentary consultation! https://connect.thrivent.com/ridgestone-team https://mn.gov/scrb/ See thrivent.com/social for important disclosure information.

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Minnesota Secure Choice doesn’t have to be complicated. Together we can help with: • Understanding your responsibilities with ease • Build a retirement strategy that fits your business goals • Empower your employees with financial confidence Ready to secure your team’s future and simplify your next steps? Contact us today for a complimentary consultation! https://connect.thrivent.com/ridgestone-team https://mn.gov/scrb/ See thrivent.com/social for important disclosure information.

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Family Fun Night at Light Up the Night! Stop out at Independence Park Saturday, December 20th. Visit Santa from 6:00 p.m. - 8:00 p.m., meet the Grinch and see the reindeer provided by Red Stable Reindeer. There will be games and treats everyone to enjoy. We are honored to help sponsor this event. Let's come together as a community to support our local Prairie Home Hospice!

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Family Fun Night at Light Up the Night! Stop out at Independence Park Saturday, December 20th. Visit Santa from 6:00 p.m. - 8:00 p.m., meet the Grinch and see the reindeer provided by Red Stable Reindeer. There will be games and treats everyone to enjoy. We are honored to help sponsor this event. Let's come together as a community to support our local Prairie Home Hospice!

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This past week we decorated our 2025 Light Up the Night Tree. The weather was perfect for it!! We are proud to be part of this event again this year. Mark your calendars for the opening night activities on Friday, November 28th. Parade starts at 6:00 p.m. followed by fireworks at Independence Park. Be sure to stop out at some point during this holiday season and support the cause. Our local Prairie Home Hospice provides support, care and compassion to their patients and families during a really difficult time. There is no admission for the event but there is a free will offering. They are also always looking for volunteers throughout the season to help keep the event running smoothly. Please support if you can.

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This past week we decorated our 2025 Light Up the Night Tree. The weather was perfect for it!! We are proud to be part of this event again this year. Mark your calendars for the opening night activities on Friday, November 28th. Parade starts at 6:00 p.m. followed by fireworks at Independence Park. Be sure to stop out at some point during this holiday season and support the cause. Our local Prairie Home Hospice provides support, care and compassion to their patients and families during a really difficult time. There is no admission for the event but there is a free will offering. They are also always looking for volunteers throughout the season to help keep the event running smoothly. Please support if you can.

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Is your business prepared for the unexpected? With the right strategies in place, I can help you navigate challenges, grow your business and secure your legacy for years to come.

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Is your business prepared for the unexpected? With the right strategies in place, I can help you navigate challenges, grow your business and secure your legacy for years to come.

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Sequence of returns risk: What it means for your retirement

The market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇

As you set out on your retirement journey, you want to make the most of your money and stay on the road to financial stability. That's why, if you have...

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Help your money last in retirement

A long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.

Discover how to help your savings go the distance, support your future health and care needs, and give you more freedom in retirement.

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4th Quarter 2025 Market Outlook: Strong markets, weakening fundamentals

Thrivent leadership shares expectations for final markets through year-end in the 4th Quarter 2025 Market Outlook.

For fourth quarter, Thrivent Asset Management experts are closely watching labor data, inflation and actions by the Fed.

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Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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