👉 Tip: Don’t forget to check your FSA or HSA by year-end.
✅ FSA: Most dollars don’t roll over, so now’s the time to use those funds by stocking up on eligible supplies or booking any last-minute appointments.
✅ HSA: Confirm you’ve taken advantage of your HSA.
Reach out if you’d like guidance on other year-end financial strategies.
See thrivent.com/social for important disclosures.
Stop letting your credit card points go to waste! Join our Winning with Credit Card Points webinar on Tuesday, November 25 at 1 p.m. CT and learn how to get 3–5x more value from the points you already have.
Featuring Colin Stroud, Founder of Go Somewhere, who’ll show you how to turn points into unforgettable experiences.
Register now and start winning with your points! https://bit.ly/QuadrantCC
Click here to see all of our upcoming events https://connect.thrivent.com/quadrant-financial-advisors/events
No products will be sold. Colin Stroud is not affiliated with or endorsed by Thrivent.
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With rates starting to decline, now is a great time to think about what's next for your cash.
Whether you want to keep funds liquid, generate income or save for a future goal, now’s a great time to put your savings to work.
Together, let’s review your goals and liquidity needs to maximize your money’s potential.
See thrivent.com/social for important disclosures.
The cost of cash: Where to invest when interest rates drop
Whether you’re saving for something big, hoping to generate a steady income or seeking flexible access to your cash, there are smart ways to keep your money productive and aligned with your needs—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track in a changing interest rate environment.
Don't forget our event coming up next week for small business owners!
As an entrepreneur with the vision and determination to succeed, join Financial Advisors, Brittney Davis and Mike Olinger for a workshop that can help you prepare for the future of your business.
Join us at 6:30pm on Thursday, November 13th
Location: QC Kinetix
2769 Heartland Dr Suite 307
Coralville, IA
Sign up today: https://bit.ly/SmallBizWorkshop1113
or call our Hiawatha office 319-383-0164
No products will be sold. 27878-31M N4-23
Our Thrivent financial advisors were honored to partner with the Luther College SAAC Committee to celebrate a historic event that unite athletic excellence with community service.
Together we collected 200 nonperishable food items for the Decorah Food Pantry. Each donor received a commemorative T-shirt as a small thank you for giving back.
We are thrilled to help celebrate the grand opening of Gerdin Fieldhouse, a new space that embodies teamwork, dedication, and community spirit.
At Thrivent, our teamwork extends beyond the field and into the heart of our community.
The choices you make during open enrollment can have a big impact on your financial goals for 2026 and beyond. Discover how to navigate open enrollment with confidence: http://bit.ly/4o0ESIt
Here's a cheat sheet with some common terms you might encounter during open enrollment. Keep it handy as you make your benefit decisions.
Mike Olinger, Kari Kibby, and Brittney Davis from Quadrant Financial Advisors were on hand to help celebrate and show their support for Cedar Valley Habitat for Humanity at their “2025 Hammer and Hardhats” gala in Iowa City. Joining them were area Thrivent employees Hailey Olinger and Teressa Hackenmiller. The event helped raise over $20,000 for the “Women Build” program, which supports affordable housing solutions in Johnson County.
Retirement can feel like it’s a lifetime away—until suddenly it’s not.
Here’s the truth: The earlier you start saving, the more time your money has to grow. Thanks to compound growth, even small contributions in your 20s or 30s can make a meaningful difference in retirement.
Ready to kick-start your retirement savings? Start here: https://bit.ly/4gyZZin
Both traditional and Roth IRAs can be a powerful, tax-advantaged way to grow your retirement savings outside of a workplace plan. However, some key differences may impact your taxes, the timing of your withdrawals—and potentially your available savings.
Wondering which option is right for you? Here’s what you need to know: https://bit.ly/3KcjPnB
As an entrepreneur with the vision and determination to succeed, join Financial Advisors, Brittney Davis and Mike Olinger for a workshop that can help you prepare for the future of your business.
Join us at 6:30pm
Location: QC Kinetix
2769 Heartland Dr Suite 307
Coralville, IA Sign up today: https://bit.ly/SmallBizWorkshop1113 or call our Hiawatha office 319-383-0164
No products will be sold. 27878-31M N4-23
When should you think about buying life insurance? Why do people buy it? How do you choose a policy? Take a look at these key questions when considering a life insurance policy: https://bit.ly/4fV6zzk
👉 Tip: Your withdrawal strategy matters.
A thoughtful retirement withdrawal strategy can help you minimize taxes, protect your nest egg and make your savings go further. But it requires careful planning—taking into account your income sources, tax situation and lifestyle goals.
If you’d like help creating a strategy to maximize your retirement savings, let’s connect.
See thrivent.com/social for important disclosures.
Can you check off any of these boxes?
âś… Loved ones depend on you for income
✅ Don’t want to pass large debts onto others
âś… Want to leave a legacy
If you checked any of the boxes, you should consider how life insurance can help you protect what’s most important to you: https://bit.ly/47eNLJh
Join us in celebrating Brittney's 1 year anniversary at Thrivent!