It’s hard to believe the year is already winding down! While shopping, baking and holiday gatherings may be at the top of your to-do list, don’t forget to carve out time for a year-end financial checkup.
Taking these 6 steps now can help you minimize your taxes, strengthen your savings and start the new year on solid footing.
👉 If you’d like personalized guidance, let’s connect.
See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Whether you’re supporting your place of worship, a local nonprofit or a cause that’s close to your heart, a donor-advised fund (DAF) is worth considering. A DAF offers flexibility and potential tax advantages, making it easier to align your giving with your goals and turn your generosity into a lasting impact.
Get in touch to explore whether a DAF fits into your financial strategy.
See thrivent.com/social for important disclosures.
Stop letting your credit card points go to waste! Join our Winning with Credit Card Points webinar on Tuesday, November 25 at 1 p.m. CT and learn how to get 3–5x more value from the points you already have.
Featuring Colin Stroud, Founder of Go Somewhere, who’ll show you how to turn points into unforgettable experiences.
Register now and start winning with your points! https://bit.ly/QuadrantCC
Click here to see all of our upcoming events https://connect.thrivent.com/quadrant-financial-advisors/events
No products will be sold. Colin Stroud is not affiliated with or endorsed by Thrivent.
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While spontaneous giving can be meaningful, a strategic approach can help you amplify your generosity, minimize your tax burden and give with greater purpose.
Consider these charitable giving strategies: https://bit.ly/3IZ1x9f
If giving is part of how you live your values, new tax rules taking effect in 2026 could help your generosity go even further, but planning ahead is key. Various strategies may help preserve valuable tax benefits while continuing to create meaningful impact year after year.
Don’t hesitate to reach out if you’d like to discuss what these changes could mean for your giving strategy. And if you don't have one yet, we can develop a strategy that maximizes your impact while minimizing your tax liability.
See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.
November 2025 Market Update: Less data, lower rates, strong stocks
October closed strong, and November is shaping up to be pivotal. AI-driven sectors continue to lead, while Fed rate cuts signal cautious optimism. Want to know what this means for portfolios? Dive into Thrivent's November Market Update for actionable insights.
The holiday season is a time to reflect, give back and support the causes that matter most to you. It’s an opportune moment to create a thoughtful giving plan that’s aligned with your values, goals and financial strategy.
Let’s connect to explore ways to maximize your year-end giving and make every gift count—today and for years to come.
See thrivent.com/social for important disclosures.
👉 Tip: Don’t forget to check your FSA or HSA by year-end.
✅ FSA: Most dollars don’t roll over, so now’s the time to use those funds by stocking up on eligible supplies or booking any last-minute appointments.
✅ HSA: Confirm you’ve taken advantage of your HSA.
Reach out if you’d like guidance on other year-end financial strategies.
See thrivent.com/social for important disclosures.
Stop letting your credit card points go to waste! Join our Winning with Credit Card Points webinar on Tuesday, November 25 at 1 p.m. CT and learn how to get 3–5x more value from the points you already have.
Featuring Colin Stroud, Founder of Go Somewhere, who’ll show you how to turn points into unforgettable experiences.
Register now and start winning with your points! https://bit.ly/QuadrantCC
Click here to see all of our upcoming events https://connect.thrivent.com/quadrant-financial-advisors/events
No products will be sold. Colin Stroud is not affiliated with or endorsed by Thrivent.
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With rates starting to decline, now is a great time to think about what's next for your cash.
Whether you want to keep funds liquid, generate income or save for a future goal, now’s a great time to put your savings to work.
Together, let’s review your goals and liquidity needs to maximize your money’s potential.
See thrivent.com/social for important disclosures.
The cost of cash: Where to invest when interest rates drop
Whether you’re saving for something big, hoping to generate a steady income or seeking flexible access to your cash, there are smart ways to keep your money productive and aligned with your needs—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track in a changing interest rate environment.
Don't forget our event coming up next week for small business owners!
As an entrepreneur with the vision and determination to succeed, join Financial Advisors, Brittney Davis and Mike Olinger for a workshop that can help you prepare for the future of your business.
Join us at 6:30pm on Thursday, November 13th
Location: QC Kinetix
2769 Heartland Dr Suite 307
Coralville, IA
Sign up today: https://bit.ly/SmallBizWorkshop1113
or call our Hiawatha office 319-383-0164
No products will be sold. 27878-31M N4-23
Our Thrivent financial advisors were honored to partner with the Luther College SAAC Committee to celebrate a historic event that unite athletic excellence with community service.
Together we collected 200 nonperishable food items for the Decorah Food Pantry. Each donor received a commemorative T-shirt as a small thank you for giving back.
We are thrilled to help celebrate the grand opening of Gerdin Fieldhouse, a new space that embodies teamwork, dedication, and community spirit.
At Thrivent, our teamwork extends beyond the field and into the heart of our community.
The choices you make during open enrollment can have a big impact on your financial goals for 2026 and beyond. Discover how to navigate open enrollment with confidence: http://bit.ly/4o0ESIt
Here's a cheat sheet with some common terms you might encounter during open enrollment. Keep it handy as you make your benefit decisions.
Mike Olinger, Kari Kibby, and Brittney Davis from Quadrant Financial Advisors were on hand to help celebrate and show their support for Cedar Valley Habitat for Humanity at their “2025 Hammer and Hardhats” gala in Iowa City. Joining them were area Thrivent employees Hailey Olinger and Teressa Hackenmiller. The event helped raise over $20,000 for the “Women Build” program, which supports affordable housing solutions in Johnson County.