
Several factors, like age and marital status, should be taken into consideration when deciding when to start taking Social Security. But those are not the only ones. Learn more about other key factors that impact Social Security: https://bit.ly/44be4hK

When was the last time you updated your estate plan?
Even if your circumstances haven’t changed, it’s a good idea to review your plan every 3–5 years. But certain life events call for more immediate updates.
If it’s been a while—or you’ve experienced a major change—get in touch so we can talk through your options.
See thrivent.com/social for important disclosures.

The 2027 Thrivent Calendar is almost here. Pre‑order today and look forward to a year rooted in reflection and grace.
Featuring inspiring images and reflections centered on our theme, “God’s Handiwork,” it’s a meaningful way to bring faith, beauty, and intention into everyday life.
📦 Pre order by July 31
📬 Calendars ship in October
👉 Reserve yours today: https://bit.ly/41PtTIz

Helping your kids learn about money is a gift that grows with them. Start early, build gradually and focus on simple concepts at each stage.
These age-appropriate skills can help them develop discipline and healthier money habits as they grow. ➡️ https://bit.ly/4axUyhk

Teens are already learning so much. Why not add investing to the list?
It’s a great way for them to build real-world skills like goal setting and planning for the future. And with a little hands-on guidance, they can start understanding how markets work and gain financial discipline that carries into adulthood.
📌 This beginner-friendly guide is a great place to start: https://bit.ly/4qrOoow

Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️
See thrivent.com/social for important disclosures.

“Aid layering” is a spending strategy that can help you understand which funding sources to prioritize as you pay for college. This strategy suggests spending awards first and reaching for loans last—because a dollar borrowed is a dollar (+interest) that needs to be repaid. Here’s a snapshot of the spending order:
1️⃣ Need-based aid
2️⃣ Merit and other scholarships
3️⃣ 529 plans and savings
4️⃣ Household cash flow
5️⃣ Student loans
You can discover more tips for prioritizing and planning for college costs here: https://bit.ly/4rS1sVv

For the 15th consecutive year, Thrivent has been named one of the World’s Most Ethical Companies by Ethisphere. It’s an honor to work for an organization that’s committed to serving its clients, its workforce and its community with integrity.
Learn more about this recognition: https://bit.ly/4cVuu2j

From education-specific accounts to general savings, different vehicles offer different rules, flexibility and potential tax advantages. The right mix depends on your timeline and goals. If you’re starting to save for college, take a look at this helpful overview of college savings plan options: https://bit.ly/3ZDyXPn

March 2026 Market Update: Wobbling stocks, stronger bonds
Markets shifted in February, and that matters for how portfolios are positioned today. Thrivent's March Market Update explains what drove stock volatility, why bonds strengthened, and how we’re thinking about risk and diversification moving forward.

If you’re relatively new to investing, understanding the basics of how realized gains and losses are taxed can help you make smarter decisions. These 4 rules are a great place to start.
📌 For more, check out this guide: https://bit.ly/4p4h9Hn

Check out our latest newsletter created by our team to keep you informed and connected with what is happening here at Thrivent https://www.thrivent.com/literature/quadrant-newsletter.pdf

The first step to building a portfolio? Choosing the right asset mix.
A diversified portfolio may include:
✅ Cash
✅ Stocks
✅ Bonds
✅ Mutual funds and ETFs
Each plays a different role. Some help manage and grow your money, others add stability or spread out your risk. The key is finding the mix that fits your goals, timeline and comfort level.
Learn more 👉 https://bit.ly/45HHnZe

You can either outlive your money or your money can outlive you. Let’s pick the right door. Join us on Tuesday, February 10th at 6:00pm CT for a discussion on how to manage your income in retirement.
Sign up today: https://bit.ly/2DoorsQFA
No products will be sold. 36369M N10-24

Many people are surprised to learn that taxes can get more complicated in retirement. Here’s the good news: Tax-efficient strategies can help you keep more of your savings working for your lifestyle and the legacy you hope to leave.
Let’s discuss the strategies you can implement to protect your income in retirement.
See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.




