Insights

Join us for Old Town Mankato’s Day of the Dead celebration! 💀🌼
Come enjoy a free, family-friendly day filled with culture, live music, food, local vendors, performances and so much more.
We’ll be there throughout the day, so be sure to stop by our booth to say hello! We’ll have pumpkin painting and temporary tattoos for the kids, and we’re proud to be sponsoring the Lucha Libre wrestling ring. 🎃🤼
📅 Saturday, October 31 | 10 a.m.–4 p.m. 📍 300–600 blocks of Riverfront Drive | Mankato
We’d love to see you there!

Growth and stocks remain resilient, but rates rise: Q4 2026 market outlookHigher rates. Resilient growth. New opportunities. Thrivent's Q4 2026 Market Outlook highlights why staying invested and maintaining a diversified portfolio remains important in today’s market environment. ⬇️

Navigating open enrollment: 5 ways to make the best choices for your familyOpen enrollment is your opportunity to make choices that will protect and support your family throughout the year. Take a look at this helpful guide before you get started. Let’s connect if you want to discuss which options are the right fit for your family’s needs.

How qualified charitable distributions (QCDs) work: Rules, pros & consA qualified charitable distribution (QCD) can be a smart way to turn a required withdrawal into a meaningful gift.
A QCD allows you to give directly from your IRA to a nonprofit you care about. It can count toward your required minimum distribution (RMD), potentially lower your taxable income and even help manage your future Medicare costs.
Find out more. ⬇️

The choices you make during open enrollment can have a big impact on your financial goals for 2027 and beyond. Discover how to navigate open enrollment with confidence: http://bit.ly/4o0ESIt

Love working in financial services but looking for an employer that offers more?
Our financial advisors enjoy a rewarding, purpose-driven culture and lucrative income opportunities. Learn more here: thriventcareers.com/4vKz0Xa

Future you is giving you a high five.
Getting life insurance in your 20s may help you lock in lower premiums and build financial protection early for your loved ones.
Let's make life insurance make sense for your finances now and in the future.
See thrivent.com/social for important disclosures.

Your super catch-up window is hereBetween ages 60 and 63, you may have an exclusive opportunity to contribute more to your retirement through the super catch-up provision. This means you can:
• See if you qualify and how much extra you may be eligible to contribute.
• Understand the factors that may influence this decision.
• Evaluate if contributing more—or another strategy—makes the most sense for your goals.
Learn more about how this limited-time option could help you make the most of your retirement savings if this option is available to you. ⬇️

Put your savings to work for what’s nextYou've worked hard to build your retirement savings—now help them work smarter for you. Retirement may last longer than you think, so the choices you make today can help you prepare for what’s next.
Explore strategies that can help turn your savings into reliable income and help you feel more confident in the years ahead. ⬇️

Your legacy is more than what you leave behind—it’s what you intentionally pass forward. Whether you’re still building or ready to pass it on, let’s connect to make it lasting and meaningful. Legacy planning looks different for everyone.
This guide helps you explore key areas so your plan reflects what matters most: https://bit.ly/3IeMVSD

It’s not too late to strengthen your income strategyIncome, taxes, Social Security and withdrawal decisions all play a role in retirement. Understanding how these factors connect can help you feel more confident about what you can spend—and how long your money may last.
Before required minimum distributions begin, discover how your savings can turn into income to help you make the most of what you've worked hard to build. ⬇️

The Thrivent Virtual Advisor career is reshaping what the financial advisor role can look like.
In this role, you'll receive:
• structured support
• predictable income while you train and grow
• flexibility in a hybrid or remote setting
Explore the role today: thriventcareers.com/4yy9TcR

Help prepare for retirement with confidence by getting a locked-in interest rate for the guarantee period you choose—either 3, 5, 7 or 9 years—with a Thrivent Multi-Year Guarantee Annuity™️.
This single premium fixed deferred annuity offers:
• Dependable interest
• Tax-deferred earnings
• Protection from market risk
Contact us today if you want to discuss if this is right for you.
For additional interest rates and other important information: https://bit.ly/4fFumVI
See thrivent.com/social for important disclosures.

Licensed and ready for more? Find your opportunity at Thrivent.
Our financial advisors provide meaningful money guidance to clients. Plus, they enjoy lucrative income, advancement opportunities and industry-leading support.
Put your credentials to work at a different kind of financial services company: thriventcareers.com/3uN8QJE

Have you thought about which assets are meant for living today and which ones you hope to pass on? Let’s connect to explore what each piece is supporting today and how it could show up for the people and causes you care about.
See thrivent.com/social for important disclosures.

Thinking about purchasing disability income insurance coverage? It can help protect a portion of your income if illness or injury interrupts your ability to work. But there are other considerations to make before purchasing.
Let’s set up time to discuss if disability income insurance is right for you.
See thrivent.com/social for important disclosures.

Get it all when you become a Thrivent Virtual Financial Advisor:
• Stable income to help support your growth and licensure.
• Structured development in a hybrid or remote work environment.
• A purpose-driven culture and rewarding bonus opportunities.
Take the first step on your new career journey: thriventcareers.com/4xKtYMJ

Steady growth, stubborn inflation: Q3 2026 market outlookEconomic growth remains solid, but investors continue to face questions around inflation, interest rates and AI-driven market expectations. Explore Thrivent's 2026 Mid-Year Market Outlook for perspective on what may lie ahead. ⬇️

Why join a team of financial advisors?
Real mentorship. Hands-on experience. And a supportive environment where you can build a successful career in financial services. (Plus so much more.)
Get it all when you join a team of Thrivent financial advisors.
Explore your next career move here: thriventcareers.com/3T2e00d

Grief changes everything, and the to-do list doesn’t stop.
Empathy, a Thrivent member benefit, pairs you with a dedicated Care Manager to help navigate the practical and emotional realities of loss:
✅ Funeral planning
✅ Estate & account support
✅ Grief resources
Members can also share this support with loved ones, extending care when it matters most. You don’t have to carry this alone. 💛
Learn more: thrivent.com/empathy