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Patricia Hegberg

Advisor Image
Patricia Hegberg
Associate
.
FIC, RICP®, CKA®
555 Carlisle St.
Hanover, PA 17331
About Patricia Hegberg

My parents were excellent examples of experiencing a joyful and well-planned retirement. They enjoyed travelling and time with family and friends, had sufficient resources for their care as they aged, and left a legacy to their family and charities that were important to them. That has inspired me to help my clients think through their values and establish goals to create retirement plans that satisfy their unique situations.


I am married to Chuck Hegberg, have two adult children, a golden retriever and a black cat. We love travelling and visiting national parks. We grew up in Baltimore, MD but have enjoyed life in our town of Hanover, PA for 30+ years. I am currently on the boards of the Hanover Area Historical Society and Thirstysouls Ministries. I am also a member of the Hanover Area Chamber of Commerce and volunteer with Youth for Christ. I love cooking and baking for family and friends, and reading a good book with a great cup of coffee.

Giving Back to Hanover and Beyond
  • Hanover Valley Presbyterian Church
  • Thirstysouls Ministries
  • Adams Christian Prison Ministry
  • Hanover Area Historical Society
  • Mason-Dixon Youth for Christ
  • Main Street Hanover
Education & Accomplishments
  • Life & Health Insurance Licenses, PA, MD, GA, KY & TN
  • FINRA Series 66 Uniform Combined State Law
  • FINRA Series 7 General Securities Representative
  • B.A. Geography & Environmental Planning, Towson State University
My qualifications
  • Bachelors of Environmental Science, Towson University
  • Fraternal Insurance Counselor
  • Retirement Income Certified Professional®
  • Certified Kingdom Advisor®
  • Series 7 - General Securities Representative
  • Securities Industry Essentials
My state licenses
  • Alabama
  • Maryland
  • North Carolina
  • Pennsylvania
  • Virginia
  • West Virginia

Insights

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Insight image
Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.
The cost of cash: Where to invest when interest rates shift
The cost of cash: Where to invest when interest rates shiftWhether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.
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Sequence of returns risk: What it means for your retirement
Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇
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Join us at an upcoming eventWe’d love to have the opportunity to meet you. We host financial workshops, volunteer opportunities and Thrivent market updates.
21st Century Medicare Planning to Protect Your Healthcare Rights and Retirement Savings image
21st Century Medicare Planning to Protect Your Healthcare Rights and Retirement SavingsSep 29, 2026, 8:00 PM UTC
Zoom
How to Avoid Confusion About Medicare. If you're confused about Medicare, join the crowd, and discover ways to make plan decisions that are best for you. Medicare Coach Emily Gang offers an overview of Medicare and suggestions for choosing your plan and saving money once you're enrolled. Registration Link: https://thrivent.zoom.us/webinar/register/6317701446125/WN_tazHTWzFTSaFVa9m1QQeYQ No products will be sold. Speaker is not affiliated with Thrivent. Views are their own. See thrivent.com/social for additional disclosures. 
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The Washington Update image
The Washington UpdateOct 27, 2026, 8:00 PM UTC
Zoom
How does what's happening in Washington affect your bottom line? During The Washington Update, get non-partisan analysis from expert Jeff Bush. His insights give perspective to the changing landscape in the nation's capital and its impact on taxes, investments, and retirement planning. This non-partisan analysis of current events in Washington offers insights that could influence investing and retirement planning decisions.Registration Link: https://thrivent.zoom.us/webinar/register/1217701487974/WN_6DCJZHG4QBubfReBjmVSqQ No products will be sold. Speaker is not affiliated with Thrivent. Views are their own. For additional disclosures see thrivent.com/social. 
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Office location
Hanover Location
555 Carlisle St.
Hanover, PA 17331
Phone717-703-5466Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations