Nathaniel Francis, in Waterville OH

Nathaniel Francis

Associate Financial Advisor

Part of the Pilot Wealth Advisors practice

36 North 2nd Street
Waterville, OH 43566

About Nathaniel Francis

I joined Pilot Wealth Advisors as an Intern in June 2025 while completing my Bachelor of Science in Business Administration with a specialization in Finance at Bowling Green State University. After graduating in May 2026, I joined the team full-time as an Associate Financial Advisor.

Financial planning is about more than building portfolios or creating investment strategies. It’s about helping people make informed decisions that align with their goals, values, and vision for the future.

I believe every client’s situation is unique, which is why I take the time to understand what is most important to them before developing recommendations. My goal is to simplify complex financial decisions, provide clarity, and help clients move forward with greater confidence.

Strong relationships are built on trust, communication, and consistency. I am committed to being a reliable resource for my clients, offering guidance and support as they navigate life’s opportunities, challenges, and transitions.

By combining thoughtful planning, attention to detail, and a client-first approach, I strive to help individuals and families create a financial strategy that supports what matters most to them. I am dedicated to providing advice with honesty, transparency, and a genuine commitment to serving my clients' best interests.

My qualifications

Series 7 - General Securities Representative
Series 66 - Investment Adviser Representative
Securities Industry Essentials

My state licenses

Florida
Indiana
Michigan
North Carolina
Ohio
Pennsylvania

Insights

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A lot of people ask me what I do, and it's difficult to explain financial planning in a single sentence because it covers so much. If I had to simplify it, I'd say financial planning is about helping people make informed financial decisions and align their money with what matters most to them. Every day, we make financial decisions that can impact our lives for years to come. Whether you're planning for retirement, managing student loan debt, growing a business, purchasing a home, or building a legacy for future generations, having a plan can provide direction and help keep you moving toward your goals. No two financial situations are exactly alike. That's why I believe it's important to understand each client's goals, values, and complete financial picture before developing recommendations. Financial planning isn't a one-time event. It's an ongoing process that evolves as life changes. Through goal planning, investment planning, tax strategies, protection planning, retirement planning, and estate planning, we help clients make informed decisions with greater clarity and confidence. For additional disclosures see Thrivent.com/social.

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I'm excited to share that in June, I stepped into a full-time Associate Financial Advisor role at Pilot Wealth Advisors. Just over a year ago, I joined the team as an intern. During that time, I spent most of my days shadowing our lead advisor, learning our financial planning process, and studying for my licensing exams. I was fortunate to complete the majority of those exams before graduation, which allowed me to transition directly into a full-time advisor role. One of the biggest reasons I wanted to join Pilot Wealth Advisors was seeing firsthand the impact a thoughtful financial plan can have on someone's life. I've learned that the most valuable conversations often go beyond investments or insurance products. By looking at a client's entire financial picture, we can help people make more informed decisions and move toward their goals with greater confidence. I'm grateful for the support, mentorship, and opportunities I've received over the past year, and I'm excited to continue learning and serving clients in this new role. If you ever have questions about financial planning or simply want to have a conversation about your financial goals, I'd be happy to connect. Whether you're looking for guidance, a second opinion, or simply have questions about your finances, I'm always happy to be a resource. For additional disclosures see Thrivent.com/social.

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Office location

Waterville Location

36 North 2nd Street
Waterville, OH 43566

Phone419-463-2097 ext. 4Hours

M – F: 9 a.m. – 5 p.m.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations