Financial Advisor
.Tax Efficient Planning
Young Families
Retirement Planning
Business Owners
I’m a Lake Elmo–based financial advisor who helps individuals and families across the East Metro and western Wisconsin, including Woodbury, St. Paul, Oakdale, and Hudson, WI, build personalized, tax-smart financial strategies. Financial planning is about more than managing numbers; it’s about creating peace of mind, protecting what matters most, and making confident decisions aligned with your life and values.
Personalized Financial Planning for East Metro Families
I work closely with individuals and families to help them build and manage their wealth with clarity, purpose, and long-term confidence. Whether you’re just getting started, preparing for retirement, or navigating a major life transition, my role is to help you create a financial strategy aligned with your real life, not a one-size-fits-all approach.
What It’s Like to Work With Me
You can expect open communication, thoughtful guidance, and a personalized approach built around your priorities. My process is educational and collaborative, designed to simplify complex financial topics so you feel informed, confident, and in control at every step.
From understanding where you are today to building a plan that adapts as life evolves, I walk alongside you throughout the journey.
Community Roots, Professional Guidance
With deep roots across the East Metro, I’ve built lasting relationships by helping individuals and families plan with clarity and confidence. This isn’t just where I work, it’s home.
I proudly serve clients in Lake Elmo, Cottage Grove, Woodbury, St. Paul, Oakdale and Hudson, Wisconsin, and I’m honored to be a trusted guide on their financial journey. While the East Metro is my primary community, I also serve clients throughout Minnesota, Wisconsin, and across the country.
Education & Professional Credentials
- FINRA Series 7 – General Securities Representative
- FINRA Series 66 – Uniform Combined State Law
- Life & Health Insurance Licenses
- Master’s Degree, Southwest Minnesota State University
- Bachelor’s Degree, University of Minnesota–Duluth
- Behavioral Financial Advisor™
- Series 7 - General Securities Representative
- Securities Industry Essentials
- Florida
- Minnesota
- Nebraska
- South Carolina
- Wisconsin
Insights
Should You Reduce Investment Risk as You Get Closer to Retirement?
One of the biggest questions people face as they approach retirement is whether they should continue pursuing investment growth or begin placing greater emphasis on protecting what they’ve accumulated.
The answer isn’t necessarily one or the other.
During your working years, you may have decades to recover from market downturns. But as retirement approaches, your investment timeline and financial priorities can begin to change.
Why investment risk matters more near retirement
Market fluctuations can have a greater impact when you’re preparing to begin withdrawals from your investments. Selling investments during a market downturn to cover living expenses can make it harder for your portfolio to recover.
This is one reason retirement planning often involves evaluating how much money should remain invested for long-term growth and how much might be better positioned for stability and near-term income needs.
Finding the right balance between growth and security Moving toward retirement doesn’t necessarily mean eliminating investment risk.
Retirement could last 25 or 30 years, making continued growth an important consideration. Inflation, healthcare expenses and changing lifestyle needs can all affect how much money you’ll need over time.
At the same time, having a portion of your assets in more predictable investments may help provide confidence and flexibility.
The appropriate balance depends on several factors, including your retirement timeline, income sources, withdrawal needs, risk tolerance and overall financial situation.
The question worth asking
Instead of focusing only on which investment might generate the highest return, consider a different question.
What do I need each portion of my money to accomplish?
Some assets may be intended for long-term growth. Others may support near-term spending, provide liquidity or help create a more predictable source of retirement income.
Understanding those different purposes can help guide your investment decisions.
Ultimately, retirement planning isn’t simply about maximizing returns. It’s about developing a strategy that supports the lifestyle you want while managing the risks that come with it.
See thrivent.com/social for important disclosure information.
What are you actually saving for?
We spend a lot of time talking about 401(k)s, investments, taxes and how much we should be saving. But eventually, the money is supposed to do something.
Maybe it’s retiring earlier. Traveling more. Helping your kids. Buying a cabin. Or simply having more time to spend in places you love with people you care about.
The numbers matter. But what those numbers allow YOU to do matters more. That’s what the plan should be built around.
#FinancialPlanning #PersonalFinance
See thrivent.com/social for important disclosure information.
Should I be putting more into my 401(k) or saving somewhere else?
I get some version of this question all the time. And my answer usually starts with another question.
What are YOU trying to accomplish?
Retirement isn’t your only financial goal. Maybe you want to retire early. Help your kids. Buy a second home. Travel more. Or simply have money available before retirement.
Your 401(k) can be an important part of the plan. But it doesn’t necessarily have to be the entire plan.
Having money in different places, with different tax treatment and different access, can give you more options later. Sometimes it’s just as important to have money that’s flexible, accessible and still working for you.
Don’t just save more. Save with a purpose.
See thrivent.com/social for important disclosure information.
Join us at an upcoming event
We’d love to have the opportunity to meet you. We host financial workshops, volunteer opportunities and Thrivent market updates.
Thrivent Action Teams
Feb 8, 2026, 5:00 PM UTC - Apr 30, 2027, 5:00 PM UTCIn your community
Creating more breathing room with Money Canvas
Feb 8, 2026, 5:00 PM UTC - Apr 30, 2027, 11:00 PM UTCGuided Online Program
Office location
Lake Elmo Location
8519 Eagle Point Blvd, Suite 102
Lake Elmo, MN 55042
Phone651-443-2413HoursLake Elmo, MN 55042
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.
Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.
Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.
Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.
Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations