7 ways to help reduce your taxable incomeSeeing your hard-earned money go towards taxes can be frustrating. However, there are ways you can help reduce your tax burdens and become more tax efficient. ⬇️
Many retirees are choosing to downsize — not just for simplicity, but for financial freedom.
Downsizing can:
🏠 Reduce expenses
💰 Free up home equity
🌴 Simplify your lifestyle
But it’s important to look at the full financial picture before you decide.
Let’s explore what downsizing could mean for your retirement income plan.
📞 Schedule your consultation today.
#DallasRetirement #FinancialFreedom #RetirementLiving #ThriventAdvisor
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Retirement isn’t the end of your financial journey — it’s the beginning of a new chapter. 📖✨
As a CFP®️, I help clients in the Dallas area build confidence in their retirement income plan — so you can focus on what really matters: living the life you’ve worked so hard for.
Let’s talk about how to make your money work for you in retirement.
👉 Schedule a conversation today.
#DallasFinancialPlanner #RetirementReady #CFP #ThriventAdvisor
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November 2025 Market Update: Less data, lower rates, strong stocksOctober closed strong, and November is shaping up to be pivotal. AI-driven sectors continue to lead, while Fed rate cuts signal cautious optimism. Want to know what this means for portfolios? Dive into Thrivent's November Market Update for actionable insights.
Retirement planning has three key phases:
1️⃣ Preparation — Building savings and strategies before retirement
2️⃣ Transition — Turning assets into income
3️⃣ Preservation — Protecting what you’ve built for the years ahead
No matter where you are in the journey, I can help you plan each step with clarity and confidence.
Let’s create a plan that fits your goals.
📅 Book your appointment today.
#RetirementPlanning #DallasTX #FinancialConfidence #CFP
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Many of my retired clients say the best part of financial freedom is the ability to give back. ❤️
Whether that’s helping family, supporting your church, or contributing to a cause — I can help you integrate generosity into your financial plan without sacrificing your security.
Let’s build a retirement plan that reflects your heart.
#GenerosityMatters #ThriventFinancial #DallasCommunity #RetirementPlanning
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👋 Meet Michael Sell, Certified Financial Planner™️ and Financial Associate serving individuals and families throughout the Dallas area and beyond.
Michael’s passion is helping pre-retirees and retirees feel confident about the road ahead — from managing investments to building reliable income streams and planning for life’s next chapter.
When he’s not meeting with clients, you’ll find him enjoying college football or mentoring new financial advisors.
💬 Ready to take the next step toward financial confidence? Let’s connect!
#AdvisorSpotlight #DallasFinancialPlanner #CFP #ThriventAdvisor #RetirementReady
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Did you know that nearly 70% of adults over 65 will need some form of long-term care in their lifetime? (U.S. Department of Health and Human Services)
Planning ahead can make all the difference — protecting both your assets and your loved ones from unexpected financial burdens.
As a CFP®️ and FIC licensed financial associate, I can help you explore your long-term care options and design a plan that fits your needs and values.
📞 Let’s start the conversation this month.
#LongTermCareAwarenessMonth #RetirementPlanning #DallasFinancialAdvisor #CFP
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The cost of cash: Where to invest when interest rates dropWhether you’re saving for something big, hoping to generate a steady income or seeking flexible access to your cash, there are smart ways to keep your money productive and aligned with your needs—regardless of shifting interest rates.
Explore your options below and let’s connect to keep your goals on track in a changing interest rate environment.
With rates starting to decline, now is a great time to think about what's next for your cash.
Whether you want to keep funds liquid, generate income or save for a future goal, now’s a great time to put your savings to work.
Together, let’s review your goals and liquidity needs to maximize your money’s potential.
See thrivent.com/social for important disclosures.
2026 Social Security COLA increase: What future retirees should knowYou may have heard that the Social Security Administration has announced a 2.8% cost of living adjustment (COLA) for 2026. Here’s a little more on what that means.
There are both positives and negatives to the current economic data, leading Thrivent Chief Financial & Investment Officer David Royal to give the current U.S. economy a mixed review: https://bit.ly/4nPQ8Yk
Hear Thrivent investment leaders predict how the remainder of 2025 will play out as markets continue to navigate uncertainty. They discuss important economic factors, including the employment picture, Fed rate cuts, the influence of AI, signs of life in the housing market, a “grumpy” yet resilient consumer and more.
Watch the conversation: https://bit.ly/3Jemn4t
Top 7 charitable giving strategies: Maximizing tax benefits and impactThere are ways you can help maximize tax benefits when giving. Learn more about different charitable giving strategies and their tax advantages.
Taxes can quietly shrink your retirement savings. Even small changes in what you pay can make a big difference. Reach out to discuss ways to keep more of what you’ve earned.
See thrivent.com/social for important disclosures.
How to offset inflation's impact on your retirement savingsInflation can sneak up fast, affecting how far your money can go each day. Many people are already feeling the impact of higher prices. Learn how to prepare and take steps to help your money stretch further in retirement. 👇
Both traditional and Roth IRAs can be a powerful, tax-advantaged way to grow your retirement savings outside of a workplace plan. However, some key differences may impact your taxes, the timing of your withdrawals—and potentially your available savings.
Wondering which option is right for you? Here’s what you need to know: https://bit.ly/3KcjPnB
Updating your life insurance: 7 life events that may affect your coverageIf you’re in one of these 7 life stages, it may be time to update your life insurance coverage. ⬇️
Life insurance | ThriventWho do you want to provide for today and tomorrow? Having the right amount of coverage and type of life insurance for your situation can make all the difference, when the unexpected happens.
Learn more about Thrivent’s insurance solutions. ⬇️
Thrivent raised more than $1 million for three nonprofits helping with disaster relief efforts in Texas after the July 4 flooding. Thank you clients and friends for continuing to make the most of all you’ve been given!
