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Michael Kruse

Advisor Image
Michael Kruse
Financial Advisor
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2779 Beachcomber Inlet Loop
Bradenton, FL 34211
Armed Forces & Veterans
Young Families
Business Owners
About Michael Kruse
About Michael Kruse

I'm proud to be a Thrivent Financial Advisor, providing personalized financial guidance to people at all stages of life. At Thrivent, we view money not as a goal, but as a tool — one that can afford you a life rich in meaning and gratitude. We believe humanity thrives when individuals make the most of all they've been given, and I'm here to help you do just that.


I love helping my clients uncover what matters most to them while creating a clear path toward financial clarity and freedom. Every individual, family, and business owner has a unique financial situation, and my role is to walk alongside them through their journey. That’s the reason I joined Thrivent — to make an impact by helping people feel confident about their financial future.


My areas of focus include:

  • Small business owners
  • Families or individuals looking for a clear retirement plan
  • New investors
  • Veteran and military families


Outside of work, I enjoy staying active — whether that’s going for a walk, playing sports (golf especially), working out at the gym, or spending quality time with my family.


I’d love the opportunity to connect with you, learn more about your goals, and explore how I can help you build a financial plan designed for long-term success.

My qualifications
  • Bachelors of Finance, University of Minnesota-Duluth
  • Series 6 - Investment Company Products and Variable Contracts Limited Representative
  • Series 63 - Licensed Securities Agent
  • Series 65 - Investment Adviser Representative
  • Securities Industry Essentials
My state licenses
  • Colorado
  • Florida
  • Minnesota
  • Washington
  • Wisconsin

Insights

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Insight image
Quick question for my Bradenton and Sarasota friends: When's the last time your financial advisor actually knew your neighborhood? Knew that the cost of living here has shifted dramatically over the last few years. Knew that a lot of people relocating to Manatee and Sarasota County are coming in with equity from home sales up north — and need a plan for what to do with it. Knew that small business owners here face a completely different set of challenges than someone in a corporate job. Local knowledge isn't just a nice-to-have. It changes the advice. I live and work in this community. My clients aren't account numbers — they're neighbors. If you're newer to the area, a longtime local, or somewhere in between — and you want a financial advisor who actually understands the market you're living in, let's talk. 📱 651-661-4930 📧 Michael.kruse@thrivent.com 🌐 connect.thrivent.com/michael-kruse Proudly serving the Bradenton, FL area and clients all across the U.S. This is for educational purposes only and does not constitute personalized investment or tax advice. See Thrivent.com/social for important disclosures.
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Everyone's talking about AI replacing financial advisors. Here's my honest take: AI can analyze data faster than any human. It can run projections, model scenarios, and scan thousands of investment options in seconds. What it can't do is sit across from you when life doesn't go according to plan. It can't understand that you just went through a divorce, lost a parent, or sold your business and have no idea what to do next. It can't ask the right questions. It can't build trust. Here's how I actually think about AI: • I use it to work smarter — better research, faster analysis, more time focused on you • I don't let it replace the human judgment and relationship that financial planning actually requires The advisors who get replaced by AI won't be the ones who embraced it. They'll be the ones who ignored it while the world changed around them. I'm committed to staying ahead — so that you always have an advisor who brings both the best tools and a real human perspective to your financial life. Proudly serving the Bradenton, FL area and clients all across the U.S. 📱 651-661-4930 📧 Michael.kruse@thrivent.com 🌐 connect.thrivent.com/michael-kruse This is for educational purposes only and does not constitute personalized investment or tax advice. See Thrivent.com/social for important disclosures.
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There are thousands of financial professionals in Sarasota and Manatee County alone. So why does it matter who you work with? Most people don't struggle because they lack access to financial products. They struggle because nobody ever sat down and helped them connect the dots. The difference isn't the portfolio. It's the relationship. I'm not a call center. I'm not an algorithm. I'm not going to hand you a generic plan built for someone else's life. I'm a local advisor who actually picks up the phone, knows your name, and understands that your financial goals are tied to real things — your family, your business, your retirement, your aspirations. If you're in the Bradenton or Sarasota area and you've been working with someone who feels more like a transaction than a trusted advisor — let's grab coffee. No pitch. Just a conversation. 📱 651-661-4930 📧 Michael.kruse@thrivent.com 🌐 connect.thrivent.com/michael-kruse Proudly serving the Bradenton & Sarasota areas and clients all across the U.S. This is for educational purposes only and does not constitute personalized investment or tax advice. See Thrivent.com/social for important disclosures.
Office locations
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations