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Michael D Farrance

Advisor Image
Michael D Farrance
Wealth Advisor
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AEP®, ChFC®, CLU®, FIC, BFA™, CMFA™
Part of the Lake Effect Financial Consultants practice
Higher Education Planning
Armed Forces & Veterans
Charitable Giving /Philanthropy
Estate Planning
Tax Efficient Planning
Healthcare Professionals
Retirement Planning
Business Owners
About Michael Farrance

Michael Farrance is a Marine veteran and dedicated financial advisor who is passionate about helping individuals and families achieve clarity and confidence through holistic financial planning. With a deep commitment to faith, service, and community, Michael guides Christians to be wise stewards of their resources while aligning financial decisions with their values. He brings specialized expertise in serving members of the armed forces and veterans, as well as clients focused on retirement planning, tax efficiency, estate planning, and wealth transfer. Michael holds the Chartered Financial Consultant (ChFC®) designation and has proudly served Thrivent members since 2016. In addition to working closely with clients, he mentors new advisors and is supported by a dedicated team to deliver personalized, high‑quality service. When not serving his community, Michael enjoys time with family and friends, fishing trips to Minnesota, golfing, volunteering, and worshiping with his family at Trinity Lutheran Church in Paw Paw.

My qualifications
  • Finance, American College
  • Accredited Estate Planner®
  • Chartered Financial Consultant®
  • Chartered Life Underwriter®
  • Fraternal Insurance Counselor
  • Behavioral Financial Advisor™
  • Certified Military Financial Advisor™
  • Series 7 - General Securities Representative
My state licenses
  • Arizona
  • California(Insurance Lic. #4284366)
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Massachusetts
  • Michigan
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Washington
  • Wisconsin

Insights

"Fighting for Us!" Ultimate Date Night with Jay and Laura Laffoon
"Fighting for Us!" Ultimate Date Night with Jay and Laura Laffoon💛 Looking for a date night you’ll actually enjoy? Join us for Ultimate Date Night: “Fighting for US!” with Jay & Laura Laffoon—a 90‑minute evening filled with laughter, music, and practical encouragement for married couples. ✨ Laugh together ✨ Reconnect ✨ Walk away with tools you can use right away 🎟️ FREE tickets (registration required) 🍹 Each ticket includes one drink ticket ❤️ Donations at the event support TACTICA missionary couples serving worldwide 📅 Saturday, April 18 | Kalamazoo 👉 Register now and plan a night out that matters! Register here: https://UltimateDateNightFundraiser.eventbrite.com No products will be sold. See thrivent.com/social for important disclosures. #UltimateDateNight #MarriageMatters #DateNightKzoo #FightingForUs #Fundraiser
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Exciting news! Thrivent has been named to Fortune’s World’s Most Admired Companies list for the first time. Honored to be part of an organization recognized for its innovation, quality of management, financial soundness and commitment to long-term value. Learn more about this recognition here: https://bit.ly/466lt23
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Learn how to retire fearlessly!! 5 Keys to Retiring Fearlessly Workshop Date: Thursday, Oct 9th Time: 6:00 PM EST Location: Latitude 42-Oshtemo Dinner will be served during the presentation. RSVP by calling us or emailing: lakeeffectfinancialconsultants@thrivent.com As you approach retirement, you may be ready to figure out what steps to take next. At 5 Keys to Retiring Fearlessly gain insights that can give you confidence that you are saving enough and strategies to help ensure you won’t outlive your money. Learn how to protect yourself from life’s “what-ifs.” In this workshop we’ll also explore how understanding the tax status of retirement investments can help you make decisions that help keep income taxes in check. If you know a friend or family member that could benefit from this workshop, please invite them to RSVP. We hope to see you there! No products will be sold.
Office locations
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations