Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️
See thrivent.com/social for important disclosures.
Saving for retirement? Here’s something to consider: different accounts come with different tax implications.
By spreading your savings across taxable, tax-deferred and tax-free accounts, you can give yourself more flexibility in retirement. This makes it easier for you to manage withdrawals, avoid tax spikes and lower your Modified Adjusted Gross Income (MAGI).
Get in touch to discuss the right approach for your unique situation.
See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
The cost of cash: Where to invest when interest rates shift
Whether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.
Scammers have evolved their tactics, and their schemes have become more convincing and a lot harder to recognize. That’s why awareness matters.
Protect yourself by staying up to date on the latest scams: https://bit.ly/492hx4g
Help us in wishing Greg a happy birthday !🎂
The holiday season is a time to reflect, give back and support the causes that matter most to you. It’s an opportune moment to create a thoughtful giving plan that’s aligned with your values, goals and financial strategy.
Let’s connect to explore ways to maximize your year-end giving and make every gift count—today and for years to come.
See thrivent.com/social for important disclosures.
Mengel Morse and Associates, along with SPIRIT NYS, are beyond grateful for those who have donated to our online fundraising event. If you haven't already and are able, consider donating today!
Today is the last day to donate to ensure Thrivent will add $1 to every $2 donated through this online campaign. If you are unable to donate before the event ends but still would like to, visit their website https://spiritnys.org/ to learn how.
Click this link to donate NOW: https://thrivent.cotribute.co/events/1218069/detail
This is the last week of our online fundraiser in collaboration with SPIRIT NYS. If you've been considering making a donation, NOW is the time!
SPIRIT NYS students commit to academic and personal goals, including improving attendance and grades, consistent and responsive communication with their SPIRIT NYS mentors and others. Students who meet the goals they set, follow the program guidelines, and advance toward graduating continue to receive financial and mentoring support.
Use this link to donate and you can be a part of the change:
https://thrivent.cotribute.co/events/1218069/detail
As we move through the season, it is important to remember that not everyone's holidays look the same. This season is a great time to donate to those who could use a little extra help.
If you are able, consider donating to SPIRIT NYS. Your donation can help change the lives of students in need. Use this link to donate: https://thrivent.cotribute.co/events/1218069/detail
Interested in what SPIRIT NYS does for their students? Here is a basic overview of their approach and what they provide. For more information check out their website https://spiritnys.org/.
Interested in donating to help SPIRIT NYS continue the work they do? Use this link to navigate to the donation page: https://thrivent.cotribute.co/events/1218069/detail
EnCompass SPIRIT NYS empowers teens experiencing homelessness to overcome obstacles and graduate high school. With your donation, you can help make a difference for these students and give them a chance to reach their fullest potential!
Use the link below to support this giving season:
https://thrivent.cotribute.co/events/1218069/detail
It is the season of giving, and this year we partnered with EnCompass SPIRIT NYS!
EnCompass SPIRIT NYS empowers teens experiencing homelessness to overcome obstacles and graduate high school. Despite facing tremendous challenges, these resilient students are making remarkable progress toward brighter futures. Through this program, they receive vital mentorship, financial support, and advocacy that help them stay focused on education and break the cycle of poverty.
If you are able, consider making a donation to this great cause using the link below:
https://thrivent.cotribute.co/events/1218069/detail
Any time your life changes, your financial plan deserves a fresh look. Here are different life events that may trigger a need to update your life insurance coverage: https://bit.ly/47koSvA
Thinking of selling your home and renting during retirement? Whether you’re nearing retirement or already there, here are a few pros and cons to consider before making the move.
🏠 Owning provides stability, but home maintenance and the rising cost of utilities and insurance can be challenging.
🔑 Renting may offer greater flexibility and fewer responsibilities, but rising rents and housing uncertainty may pose a risk.
Weighing your options? Let’s connect. Together, we can evaluate your goals, finances and future plans and determine the best path forward for you.
See thrivent.com/social for important disclosures.
We appreciate everyone who was a part of our 2024 Impact!
Thrivent is partnering with three organizations providing both immediate relief and long-term recovery support in Texas. When you make a donation through the online giving platform, Thrivent will add $1 to every $2 donated. Thrivent also pays the processing fees so 100% of your donation goes directly to the cause.
To help today 👉 https://bit.ly/3U57K56
Estate planning helps ensure your assets are distributed to the people, causes and organizations you care about most. Together, we can work with your tax professional or estate attorney to build a tax-efficient estate plan that aligns with your goals and values.
See thrivent.com/social for important disclosures.
Retirement isn’t one-size-fits-all and neither are annuities. If you’re looking for an income source to supplement your retirement savings, you may want to consider an annuity. There are different types with additional features you can add-on. Let’s discuss which one may be the right fit for you.
See thrivent.com/social for important disclosures.
What approach do you take when saving? There’s a SMART framework which can be used to help you make more purposeful money decisions and take actions that align with your values.
Learn more about how you can create SMART financial goals that can help you save more quickly: https://bit.ly/4iSwsAF