Financial Advisor
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I’m proud to be a Thrivent Financial Advisor and to serve individuals and families with thoughtful, personalized financial guidance at every stage of life. As a Behavioral Financial Advisor (BFA™), I take a client-centered approach that goes beyond numbers—helping you align your financial decisions with your values, goals, and long-term vision.
At Thrivent, we believe money is not an end goal, but a tool—one that can help you live a life rich in meaning, generosity, and purpose. My role is to help you use that tool wisely by creating a clear, personalized strategy built around what matters most to you.
Whether you’re preparing for retirement, navigating a life transition, or simply looking to feel more confident in your financial future, I’m here to help you make informed decisions and stay focused on what matters most. Together, we’ll build a plan designed to support both your financial well-being and the life you want to live.
Living in Folsom, I truly value the lifestyle that comes with our community, especially the access to incredible outdoor recreation. I’m happiest exploring local hiking trails or biking through scenic landscapes, taking in everything Northern California has to offer.
Family is at the center of my life. I love traveling together and discovering new places, with Lake Tahoe and the coastal redwoods being two of our favorite destinations for both adventure and relaxation. On weekends, you’ll often find me cheering on my kids at their sporting events, and in the winter, we look forward to time in the mountains skiing as a family.
My faith plays an important role in both my life and my work, guiding me to serve others with integrity, compassion, and a long-term perspective.
That same appreciation for balance, planning, and purpose carries into my work. I’m committed to ongoing financial education and continuously growing in this field so I can better serve the individuals and families I work with. Helping clients navigate their financial journey with confidence and clarity is something I’m deeply passionate about.
- CFP® (CERTIFIED FINANCIAL PLANNER®), a designation granted by the Certified Financial Planner Board of Standards, Inc.
- CLTC® (Certification in Long-Term Care ®), a designation granted by the Corporation for Long-Term Care Certification
- BFA™ (Behavioral Financial Advisor ™), a designation granted by Kaplan Financial Education
- FINRA Series 7 General Securities Representative
- FINRA Series 66 Uniform Combined State Law
- Life & Health Insurance Licenses in CA, WA and TX
- Bachelor of Arts in Psychology from California State University, Chico
Thrivent Financial has one of the strongest capital positions in the industry. However, it’s our mission that makes us unique. At Thrivent our goal is to help Christians be wise with money and live generously. This means we have a different mindset about finances. We believe that money is a tool not a goal.
As a Financial Advisor, I will work with you to provide comprehensive financial guidance that reflects your goals and values. Whether it is helping you with retirement, investments, or through the financial complexities of divorce, together we can develop a financial strategy that helps your money work for you. Contact me to learn more or schedule a time for us to meet.
Getting your finances in order isn’t always easy or clear. That’s why I’m here to provide the expertise and support you need. Whether you’re just starting out or preparing for a meaningful retirement, you deserve personalized financial guidance driven by what’s important to you. Together, we’ll assess your financial picture and explore how you can achieve your goals.
Folsom Chamber Member Since 2019
Offering Community Financial Workshops
Generosity Events and Action Teams
- CERTIFIED FINANCIAL PLANNER®
- Certification in Long-Term Care®
- Behavioral Financial Advisor™
- Series 7 - General Securities Representative
- Series 63 - Licensed Securities Agent
- California(Insurance Lic. #0M63254)
- Texas
- Washington
Insights
Navigating open enrollment: 5 ways to make the best choices for your familyOpen enrollment is your opportunity to make choices that will protect and support your family throughout the year. Take a look at this helpful guide before you get started. Let’s connect if you want to discuss which options are the right fit for your family’s needs.
Charitable giving & financial planning: Strategies to maximize impactIf giving is important to you, consider a strategy that maximizes your charitable impact.
A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.
Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.
For additional interest rates and other important information: https://bit.ly/4qauUq7
See thrivent.com/social for important disclosures.
Join us at an upcoming eventWe’d love to have the opportunity to meet you. We host financial workshops, volunteer opportunities and Thrivent market updates.
Melanie's Client Appreciation EventNov 1, 2026, 10:00 PM UTC - Nov 2, 2026, 1:00 AM UTC
Join us for a fun, family-friendly Client Appreciation Event at Out of Bounds Brewery & Biergarten!Enjoy catered food, bocce ball on the outdoor patio, cornhole, giant Jenga, cozy fire pits, and great company. This will be a relaxed afternoon to connect, spend time together, and enjoy our wonderful community.Most importantly, this event is our way of saying thank you. We are grateful for your loyalty, support, and partnership, and we look forward to celebrating with you and your family.We hope you’ll join us for an enjoyable time together. Thank you for being such valued clients!No products will be sold. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.Out of Bounds Craft Kitchen & Biergarten | 13407 Folsom Blvd., Folsom, CA 95630
5 Phases of an IRANov 12, 2026, 8:00 PM UTC
Attend this event if you’re about to shift from saving and investing to spending your money in retirement – and paying taxes on it. It takes planning to grow, spend and give more of your wealth. At Five Phases of an IRA, you will discover strategies for reducing the taxes you and your heirs could pay.No products will be sold. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.Virtual Teams Webinar
Office location
Folsom Location
101 Parkshore Drive Ste 100
Folsom, CA 95630
Phone916-633-7922HoursFolsom, CA 95630
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.
Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.
Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.
Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.
Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.