Do you get Financial ADVICE or does someone SELL you financial or insurance products? We do not lead by trying to sell you a product or investment. We want to work with you and gather information that allows us to make recommendations that will help you accomplish YOUR goals. Our team helps with the big picture. We want to gather all of the facts before making recommendations. We help clients with: • Retirement Distribution Strategies – Retirement distribution can be dramatically different than accumulation. A single portfolio may not be adequate. Do you understand the tax consequences of your different accounts? How does Social Security fit in with your strategy? Do you know which money you will use in what order? If not, we should talk! • Fee Based Asset Management • Tax Strategies– Are your assets and investments in the most tax efficient accounts they can be? • Estate Planning • Risk Management • We stress an on going relationship and a process.