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Kelly McNutt

Advisor Image
Kelly McNutt
Financial Advisor
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About Kelly McNutt
About Kelly McNutt

I grew up in Demopolis, Alabama, and attended Auburn University. In 2004, I met my husband, Doug, while in Africa, and we were married the following year. In 2010, we moved from Alabama to the suburbs of Salt Lake City, Utah, where Doug served as pastor of Gospel Presbyterian Church. We’re incredibly proud of our five children: Moses, Makenna, Miriam, Genevieve, and Judah.


After many wonderful years out west, we’re thrilled to be back in the South, now calling Gainesville, Georgia, home. I’m grateful for my new career with Thrivent, where I have the privilege of helping others achieve their financial goals and pursue their dreams.


I'm proud to be a Thrivent financial professional. I provide personalized financial guidance to people at all stages of life. At Thrivent, we view money not as a goal, but as a tool — one that can afford you a life rich in meaning and gratitude. We believe humanity thrives when individuals make the most of all they've been given. I'm here to help you do just that.

Helping North Georgia retirees make confident retirement decisions
Helping North Georgia retirees make confident retirement decisions

I specialize in helping individuals and couples in Gainesville, GA and the surrounding Hall County area navigate the transition into retirement.


If you’re within 10 years of retirement or already retired, you’re likely facing important decisions. Questions like:


• When should I take Social Security?

• How do I turn my savings into reliable income?

• What do I need to do about RMDs?

• How are taxes going to impact my retirement?

• What should I do with an old 401(k) or IRA?


These aren’t one-size-fits-all decisions, and getting them right can make a big difference.


I work with clients to simplify these decisions, create a clear retirement income strategy, and help them feel confident about where they stand. My approach starts with understanding what matters most to you - your goals, your family, and the kind of life you want in retirement, then building a plan that supports it.


I most often work with:

  • Individuals and couples approaching retirement
  • Recently retired households adjusting to income distributions
  • Clients with IRAs, 401(k)s, or rollover decisions
  • Those looking to simplify and organize their financial picture
My qualifications
  • Bachelors of Entrepreneurship, Auburn University
  • Series 7 - General Securities Representative
  • Series 66 - Investment Adviser Representative
  • Securities Industry Essentials
My state licenses
  • Alabama
  • Georgia
  • Tennessee
  • Utah

Insights

Insight image
Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.
The cost of cash: Where to invest when interest rates shift
The cost of cash: Where to invest when interest rates shiftWhether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.
Sequence of returns risk: What it means for your retirement
Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇
Join us at an upcoming eventWe’d love to have the opportunity to meet you. We host financial workshops, volunteer opportunities and Thrivent market updates.
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Thrivent Action TeamOct 14, 2025, 4:00 PM UTC - Dec 31, 2026, 4:00 PM UTC
In Your Community
Make a difference in your community, with your community! Supporting your community is easy with Thrivent Action Teams. Apply to lead a group in a fundraiser, educational event or service activity. Then, gather a team of volunteers to make an impact together. Thrivent provides a customized kit of resources, along with up to $250 of seed money, to kickstart your project. Your team provides the passion to bring it to life. To learn more, visit our website at www.thrivent.com/actionteams or REGISTER below.
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Office location
Gainesville Location
6005 Rockingham Way
Gainesville, GA 30506
Phone470-740-9738Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations