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I've got valuable information and resources to share. Explore away! And check back often.

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🍎 You’re Invited! Join us for a fall day at LuceLine Orchard on Saturday, October 25th from 10 AM – 2 PM! Enjoy hayrides, apple picking, pumpkins, feeding animals, and so much more. Each household will receive vouchers to enjoy food and activities at the orchard. Bring your friends, your kids, or your grandkids — it’s the perfect way to soak up the season together. We’re also honored to partner with CarePortal at this event. Please bring along needed items to bless families right here in our community. ❤️ Please RSVP here --> http://bit.ly/4pY4mIa We can’t wait to see you there! See thrivent.com/social for important disclosures

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🍎 You’re Invited! Join us for a fall day at LuceLine Orchard on Saturday, October 25th from 10 AM – 2 PM! Enjoy hayrides, apple picking, pumpkins, feeding animals, and so much more. Each household will receive vouchers to enjoy food and activities at the orchard. Bring your friends, your kids, or your grandkids — it’s the perfect way to soak up the season together. We’re also honored to partner with CarePortal at this event. Please bring along needed items to bless families right here in our community. ❤️ Please RSVP here --> http://bit.ly/4pY4mIa We can’t wait to see you there! See thrivent.com/social for important disclosures

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One of the greatest joys is time with my grandson, Zeke. At 8 years old, he pulls me right into his world of imagination — whether we’re building forts, dreaming up adventures, or cheering on his favorite, Sonic. 💙 There’s something so life-giving about seeing the world through the eyes of a child. When I’m with him, I find myself slowing down, laughing more, and remembering how beautiful it is to play, pretend, and simply be present in the moment. It’s a reminder that no matter how busy or serious life gets, we all need those little sparks that help us reconnect with our inner child. 👉 What helps you tap into that sense of wonder and play? How do you pause to enjoy the simple joys in your world? See thrivent.com/social for important disclosures.

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One of the greatest joys is time with my grandson, Zeke. At 8 years old, he pulls me right into his world of imagination — whether we’re building forts, dreaming up adventures, or cheering on his favorite, Sonic. 💙 There’s something so life-giving about seeing the world through the eyes of a child. When I’m with him, I find myself slowing down, laughing more, and remembering how beautiful it is to play, pretend, and simply be present in the moment. It’s a reminder that no matter how busy or serious life gets, we all need those little sparks that help us reconnect with our inner child. 👉 What helps you tap into that sense of wonder and play? How do you pause to enjoy the simple joys in your world? See thrivent.com/social for important disclosures.

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Saturday mornings are made for slowing down — sipping coffee (or a Diet Coke for me!), taking a deep breath, and soaking in the gift of the weekend. Wishing you a peaceful and joy-filled weekend! See thrivent.com/social for important disclosures.

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Saturday mornings are made for slowing down — sipping coffee (or a Diet Coke for me!), taking a deep breath, and soaking in the gift of the weekend. Wishing you a peaceful and joy-filled weekend! See thrivent.com/social for important disclosures.

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Wealth transfer strategies: How to leave assets to your loved ones

Passing on assets is more than drafting a will—it’s an opportunity to share the beliefs and goals that shape your legacy. By planning now, your legacy is shaped by intention, not left to chance. Let’s schedule time to connect and help ensure your values carry forward in a lasting way.

Transferring wealth isn’t just about passing on assets—it’s about creating a lasting legacy. A thoughtful approach pairs expert financial planning with...

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Last week, Chris and I visited his hometown of Dubuque, Iowa — a beautiful town full of history and heart. One of my favorite stops is always the Fenelon Place Elevator, also known as the world’s shortest and steepest railway. I'm a lover of history, and this story is just fascinating. Back in 1882, life in Dubuque looked a little different. The town would shut down for an hour and a half at noon so families could head home for lunch. One man, J.K. Graves — a banker, former mayor, and state senator — lived at the top of the bluff but worked at the bottom. His horse and buggy ride up and around the bluff took 30 minutes each way, which meant he barely had time to eat before heading back. Having seen incline railways in Europe, he decided there had to be a better way. He petitioned the city, got permission, and just weeks later, Dubuque had its very own cable car system. Over the years, it has survived fires, renovations, and countless rebuilds, but it’s still standing strong today — and for just $4, you can ride it yourself. I love stories like this — where innovation meets small-town life, and where history is preserved and honored for generations to enjoy. Standing there with Chris and our family, I couldn’t help but feel grateful for places like Dubuque that remind us of the beauty in both progress and tradition. 💛 Have you ever visited Dubuque or ridden the Fenelon Place Elevator? See thrivent.com/social for important disclosures.

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Last week, Chris and I visited his hometown of Dubuque, Iowa — a beautiful town full of history and heart. One of my favorite stops is always the Fenelon Place Elevator, also known as the world’s shortest and steepest railway. I'm a lover of history, and this story is just fascinating. Back in 1882, life in Dubuque looked a little different. The town would shut down for an hour and a half at noon so families could head home for lunch. One man, J.K. Graves — a banker, former mayor, and state senator — lived at the top of the bluff but worked at the bottom. His horse and buggy ride up and around the bluff took 30 minutes each way, which meant he barely had time to eat before heading back. Having seen incline railways in Europe, he decided there had to be a better way. He petitioned the city, got permission, and just weeks later, Dubuque had its very own cable car system. Over the years, it has survived fires, renovations, and countless rebuilds, but it’s still standing strong today — and for just $4, you can ride it yourself. I love stories like this — where innovation meets small-town life, and where history is preserved and honored for generations to enjoy. Standing there with Chris and our family, I couldn’t help but feel grateful for places like Dubuque that remind us of the beauty in both progress and tradition. 💛 Have you ever visited Dubuque or ridden the Fenelon Place Elevator? See thrivent.com/social for important disclosures.

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Curious about annuities and how they can create a source of retirement income? There are two main stages of an annuity:​ 1) Accumulation Stage: This is when you invest and grow your savings. You can contribute a lump sum or make payments over time—whatever fits your financial situation.​ 2) Distribution Stage: Once you’re ready to start receiving income, you may choose how and when you receive the payouts, which could be paid for a set number of years or last a lifetime.​ Together, we can discuss how an annuity may fit in your overall financial plan.​ See thrivent.com/social for important disclosures.​

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Curious about annuities and how they can create a source of retirement income? There are two main stages of an annuity:​ 1) Accumulation Stage: This is when you invest and grow your savings. You can contribute a lump sum or make payments over time—whatever fits your financial situation.​ 2) Distribution Stage: Once you’re ready to start receiving income, you may choose how and when you receive the payouts, which could be paid for a set number of years or last a lifetime.​ Together, we can discuss how an annuity may fit in your overall financial plan.​ See thrivent.com/social for important disclosures.​

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Sometimes you just have to hop on a tractor, pick a few apples, and let your grandsons remind you how to really enjoy life. This past weekend in Iowa was full of family, laughter, and those small moments that end up being the big ones. There’s something about being back in my husband's hometown in Iowa — where the fields go on forever and the apples taste just a little sweeter — that both grounds me and fills me up. ❤️ (Also, can't you tell I'm really embracing this "farmer" idea? Ha!!) Here’s to slowing down, soaking up the season, and remembering that joy often looks like sticky apple hands, tractor rides, and time with the people you love most. What’s one way you’re embracing the simple joys this weekend? See thrivent.com/social for important disclosures.

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Sometimes you just have to hop on a tractor, pick a few apples, and let your grandsons remind you how to really enjoy life. This past weekend in Iowa was full of family, laughter, and those small moments that end up being the big ones. There’s something about being back in my husband's hometown in Iowa — where the fields go on forever and the apples taste just a little sweeter — that both grounds me and fills me up. ❤️ (Also, can't you tell I'm really embracing this "farmer" idea? Ha!!) Here’s to slowing down, soaking up the season, and remembering that joy often looks like sticky apple hands, tractor rides, and time with the people you love most. What’s one way you’re embracing the simple joys this weekend? See thrivent.com/social for important disclosures.

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You’re invited! Join me for a family-friendly gathering open to all clients, friends, and loved ones! Looking forward to laughing, sharing, and enjoying autumn’s beauty together. 📍 When & Where: Saturday, Oct. 25th • 11:00 AM - 2:00 PM LuceLine Orchard, 2755 Rose Avenue, Watertown, MN 55388 lucelineorchard.com 🍎 What to Expect: A relaxed fall day outdoors, time to connect, share snacks, and enjoy the orchard together. More details to come, and an RSVP will follow, but for now, I just couldn’t wait to make sure this is on your calendar. See thrivent.com/social for important disclosures.

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You’re invited! Join me for a family-friendly gathering open to all clients, friends, and loved ones! Looking forward to laughing, sharing, and enjoying autumn’s beauty together. 📍 When & Where: Saturday, Oct. 25th • 11:00 AM - 2:00 PM LuceLine Orchard, 2755 Rose Avenue, Watertown, MN 55388 lucelineorchard.com 🍎 What to Expect: A relaxed fall day outdoors, time to connect, share snacks, and enjoy the orchard together. More details to come, and an RSVP will follow, but for now, I just couldn’t wait to make sure this is on your calendar. See thrivent.com/social for important disclosures.

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"He has made everything beautiful in its time. He has also set eternity in the human heart; yet no one can fathom what God has done from beginning to end." - Ecclesiastes 3:11

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"He has made everything beautiful in its time. He has also set eternity in the human heart; yet no one can fathom what God has done from beginning to end." - Ecclesiastes 3:11

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Earlier this week, I had the privilege of gathering with some of my clients over a shared meal to talk about something both deeply important and tender — planning for the later chapters of life. End-of-life conversations are never easy, but they truly are a gift. A gift of clarity. A gift of peace. A gift of easing the burden for loved ones when the time comes. My heart is to walk with my clients not only through the practical steps, but to care for them as whole people — mind, heart, and spirit. I’m deeply grateful for the trust my clients place in me to sit in these vulnerable spaces with them. Being able to break bread together while leaning into those conversations was such a meaningful reminder of why I do what I do. See thrivent.com/social for important disclosures.

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Earlier this week, I had the privilege of gathering with some of my clients over a shared meal to talk about something both deeply important and tender — planning for the later chapters of life. End-of-life conversations are never easy, but they truly are a gift. A gift of clarity. A gift of peace. A gift of easing the burden for loved ones when the time comes. My heart is to walk with my clients not only through the practical steps, but to care for them as whole people — mind, heart, and spirit. I’m deeply grateful for the trust my clients place in me to sit in these vulnerable spaces with them. Being able to break bread together while leaning into those conversations was such a meaningful reminder of why I do what I do. See thrivent.com/social for important disclosures.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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