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John D Kirchhoff

Advisor Image
John D Kirchhoff
Financial Associate
.
FIC, RICP®, CLTC®
Part of the Sauk Valley Financial Associates practice
I Help My Clients Answer:
I Help My Clients Answer:
  • What is a financial plan ~ and do I need one
  • Should I have a Roth IRA?
  • When can I retire?
  • Will I run out of money?
  • What do I do with my old 401k?
  • What if my spouse dies?
  • How much insurance do I need?
  • I don't want to go to a nursing home- what should I do now?
  • How can I be tax efficient with my IRAs and Roth IRAs?
  • What if I get sick or hurt and can't work?
  • What happens if I lose my job?


Meet Our Team
Meet Our Team

John Kirchhoff

Financial Associate

CLTC®, FIC, RICPC

Specializations:

Life insurance, Extended Care, Retirement planning, Retirement Income Planning, Legacy planning

Education:

  • FINRA Series 6: Investment Company / Variable
  • Life & Health Insurance Licenses
  • FINRA Series 63: Uniform Securities Agent
  • FINRA Series 65: Uniform Investment Advisor
  • Masters Degree, Administration, Concordia University, Chicago, IL
  • B.A. Elementary Education, Wartburg College, Waverly Iowa

Dawn Kirchhoff

Associate

FIC

Specializations:

Life Insurance - Investments - Investment planning - Savings strategies - Retirement accumulation - Retirement planning - Divorce financial planning - Estate planning

Education:

  • SIE - Securities Industry Essentials
  • FINRA Series 63 Uniform Securities Agent State Law Exam.
  • FINRA Series 6 - Investment Company Products/Variable Contracts Representative


Phone: 815-213-7181

My qualifications
  • Fraternal Insurance Counselor
  • Retirement Income Certified Professional®
  • Certification in Long-Term Care®
  • Series 6 - Investment Company Products and Variable Contracts Limited Representative
  • Series 63 - Licensed Securities Agent
My state licenses
  • Florida
  • Illinois
  • Iowa
  • Missouri
  • Washington
  • Wisconsin

Insights

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Love the work you do (while making an attractive income).​ Find purpose, growth and a team of people invested in your success.​ Discover more about the financial advisor career: thriventcareers.com/4cIdiwn #CareerChange #FinancialServices #FinancialAdvisor​
Financial planning for millennials: A comprehensive guide
Financial planning for millennials: A comprehensive guideDoes it feel like every financial goal is competing for the same dollars? This guide offers 7 ways to prioritize your money and make progress toward what matters most. ⬇️ Let’s talk about what’s competing for your attention and how we can build a financial plan to address it.
September 2026 Market Update: Healthy growth sends stocks to new highs
September 2026 Market Update: Healthy growth sends stocks to new highsMarkets continue to navigate a mix of opportunities and challenges. Strong earnings, AI-driven investment and a resilient labor market supported equities, while higher interest rates remain a key consideration for investors. Learn more in Thrivent's September Market Update. ⬇️
Office location
Sterling Location
811 E 3rd Street Suite C
Sterling, IL 61081
Phone815-213-7181Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations