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Jeffrey J. Malott

Advisor Image
Jeffrey J. Malott
Financial Advisor
.
CEPA®
Business Planning
Business Owners
About Jeffrey Malott

"The one who received the seed that fell among the thorns is the man who hears the word, but the worries of this life and the deceitfulness of wealth choke it, making it unfruitful" (Matt 13:22)


For most of my adult life this verse described me. I had received God's Word, like a seed, but you would have been hard pressed to point out any lasting fruit. The reason for this had to do with my attitudes towards money. I would swing back and forth between "the worries of this life" and "the deceitfulness of wealth" like the pendulum of an old clock.


My money story began in 2007, when I left for grad school. Two years later, I graduated in debt, in the midst of a recession and there were no jobs to be had in my field of study. I soon learned the principle of compound interest. In 2012, I married my love, April, and our debts combined. We soon found that we could no longer afford to live in California and spent the next 8 years on a whirlwind tour of America, "chasing the dollar". In the midst of that whirlwind, God faithfully showed up again and again as our Provider, and we learned to look to Him for our daily bread.


Today, by God's grace, I am a gratefully recovering "worrier". God is daily freeing me from these sins of self-dependence and fear; teaching me to trust in Him alone. He has also given me the grace of a calling, asking me to 'go and be like a gardener, removing these thorns, so that (His) people may bear much fruit.' This is why I do what I do and why I work for thrivent. Since joining this competent and caring team, I have learned how to "be wise with money" and help others do the same.

Guidance and Grace
Guidance and Grace

It's been said that only two emotions rule Wall Street; that fear and greed are two sides of the same coin, and that this coinage is accepted currency the whole world over. Yet, in the Bible, we read about a kingdom where it is considered foolish to "eat the bread of anxious toil" (Psalm 127), short-sighted to "tear down your barns and build bigger ones" (Luke 12:18) and where fear and greed are described as thorns that keep us from bearing fruit that's of any lasting value (Matthew 13:22).


How do you make sense of these sayings? Have you ever felt as though faith and finances are as ill-suited for each other as Shakespeare's star-crossed lovers?


If you're searching for wisdom without judgement, and guidance without guilt, then it's time we had a conversation. Contact me at (843) 818-8439 to schedule a meeting.


How I can help...

  • Retirement Planning
  • Budgeting, Saving & Debt Elimination
  • College Funding Strategies
  • Investments & Wealth Building
  • Life Insurance & Protection
  • Disability & Long Term Care Insurance
  • Social Security Planning
  • Medicare Supplement Insurance
  • Tax Planning & Efficiency
  • Trust Services & Estate Planning
  • Fee Based Financial Advice


I currently serve residents of: Charleston, Mt. Pleasant, West Ashley, James Island, North Charleston, Hanahan, Summerville, Ladson, Goose Creek, Sullivan's Island, Kiawah, Folly Beach, and surrounding areas. Also licensed in Michigan.

My qualifications
  • Masters of Ethnic Studies, Union University
  • Masters of Biblical Studies, Gateway Seminary
  • Bachelors of Interdisciplinary Studies, Michigan State University
  • Certified Exit Planning Advisor®
  • Series 7 - General Securities Representative
  • Securities Industry Essentials
My state licenses
  • California(Insurance Lic. #4566718)
  • Florida
  • Michigan
  • Pennsylvania
  • South Carolina

Insights

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I’m co-hosting a watch party with Charleston United for the Faith Driven Entrepreneur Conference 2026 on Friday, September 18 at 8:30 AM ET at the Hub at Centerpoint. This three-hour event is for entrepreneurs who want to build businesses that honor God without losing their edge. If you’re a business owner or leader looking for practical encouragement and faith-driven community, I’d love for you to join us. RSVP using the following link: https://www.eventbrite.com/e/faith-driven-entrepreneur-2026-conference-watch-party-charleston-sc-tickets-1999536799393?aff=oddtdtcreator #FaithDrivenEntrepreneur #FaithAndWork #Entrepreneurship No products will be sold. Living Free and the Faith Driven Entrepreneur Conference are not affiliated with or endorsed by Thrivent.
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The Thrivent Virtual Advisor career is reshaping what the financial advisor role can look like.​ In this role, you'll receive:​ • structured support​ • predictable income while you train and grow​ • flexibility in a hybrid or remote setting​ ​Explore the role today: thriventcareers.com/4yy9TcR
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This is how you’re set up to succeed as a Thrivent Virtual Financial Advisor:​ • Get stable income while you enjoy a flexible work arrangement.​ • Follow a structured development plan with intentional support.​ • Lay the foundation for your long-term success helping clients we bring to you.​ Discover a career where your success is our priority: thriventcareers.com/4oON00g
Office locations
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations