How we work with you

How we work with you

Our team utilizes our data-driven process along with a team approach, to work with our clients and be at the center of their financial lives. We aim to be the resource you turn to for all financial-related questions.  

At each step of our data-proven process, we address various aspects of your financial life.  

Step 1: We start with an introductory conversation to ensure our values align with each other. 

Step 2: We help create a comprehensive plan that includes your entire financial picture and identifies vulnerabilities. We want to learn everything we can right now, instead of waiting until it’s too late.  

Step 3: This is a tax planning session* where we analyze current and future tax liabilities to help you save and distribute your wealth through tax-efficient strategies during life and at death. 

Step 4: We assess your risk management, which includes protecting your financial present and future through insurance. 

Step 5: We take deep dives into other important topics, such as: 

  • Investment efficiency 
  • Charitable donations 
  • Lifestyle goal optimization 
  • Debt management 
  • Budgeting assistance with online expense tracking and dynamic optimization tools 
  • Home buying, mortgage assistance, refinance break-even analysis 
  • Real estate investing and cost benefit/break even analysis
  • College planning 
  • Social Security optimization 
  • Medicare supplemental insurance analysis 
  • Estate planning* 
  • Distribution planning both during life and at death
  • Gifting strategies

Step 6: Together, we set up meetings throughout the year to review your financial situation. 

*Thrivent and its financial professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional