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Heather J Young

Advisor Image
Heather J Young
Financial Associate
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RICP®
About Heather Young
About Heather Young

For the past 11 years, I’ve had the privilege of helping individuals and families find that same peace as a Financial Associate at Thrivent. My faith is at the center of who I am and how I serve. I believe everything we have is a blessing from God, and that being good stewards of those blessings is both a calling and a gift.


What I love most about this work is helping clients connect their financial lives to their purpose. Whether they want to give more generously, retire with confidence, or simply know their family is protected, I help them align their money with what matters most. Money isn’t just numbers on a page—it’s a tool that, when managed intentionally, allows people to live out their faith and values in tangible ways.


As a Retirement Income Certified Professional® (RICP®), I help clients prepare for life’s transitions and uncertainties. But beyond strategies and spreadsheets, my mission is simple: to empower people with clarity and confidence so they can live generously and fully—no matter what life brings.


Because I’ve lived through seasons of uncertainty myself, I know firsthand that financial confidence isn’t about having everything go according to plan—it’s about knowing you have one.

My qualifications
  • Retirement Income Certified Professional®
  • Series 6 - Investment Company Products and Variable Contracts Limited Representative
  • Series 63 - Licensed Securities Agent
My state licenses
  • Arizona
  • Iowa
  • Minnesota
  • Wisconsin

Insights

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I help you prepare for the financial side of that next chapter—before retirement and throughout it. Because your retirement plan should be built around your life, not someone else’s checklist. For disclosure information, see thrivent.com/social
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Numbers matter. But people matter more. I'm here for the big decisions, the unexpected turns, and all the conversations in between. For disclosure information, see thrivent.com/social #FinancialPlanning #ClientRelationships #FinancialConfidence #PlanWithPurpose
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A Roth conversion may make sense when your current tax rate is lower than you expect it to be later. The right amount and timing can make all the difference. Your tax bracket is a planning tool. Use it. For disclosure information, see thrivent.com/social. While Thrivent does not provide legal or tax advice, our financial advisors and professionals can work with you and your attorney or tax professional State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
Office location
La Crosse Location
319 Main Street Suite 310
La Crosse, WI 54601
Phone608-785-5570Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations